4551 Grand Key Loop W

Destin, FL 32541

$1,049,000
Price
5
Beds
2,861 Sq. Ft.
$367 / Sq. Ft.
2,861
Sq. Ft.
$367
per Sq. Ft.
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$40k ANYWAY MONEY
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Welcome to your Vacation Home

Description

Luxury Meets Opportunity in Crystal Beach with a $40,000 Buyer Credit! Seller is offering flexible 'use-any-way' funds that may be applied toward closing costs, interest rate buy-downs, renovations, furnishings, or personalized updates, creating a rare opportunity for buyers to customize this Destin beach home while reducing upfront expenses. Welcome to 4551 Grand Key Loop, located in the highly sought-after gated community of Villages of Crystal Beach in Destin, Florida. Featuring the largest three-story...Luxury Meets Opportunity in Crystal Beach with a $40,000 Buyer Credit! Seller is offering flexible 'use-any-way' funds that may be applied toward closing costs, interest rate buy-downs, renovations, furnishings, or personalized updates, creating a rare opportunity for buyers to customize this Destin beach home while reducing upfront expenses. Welcome to 4551 Grand Key Loop, located in the highly sought-after gated community of Villages of Crystal Beach in Destin, Florida. Featuring the largest three-story floor plan in the neighborhood with approximately 2,890 square feet, this spacious home offers exceptional value and endless potential just minutes from the sugar white sands and emerald green waters of the Gulf Coast. Opportunities to own one of the largest homes in Crystal Beach with this level of buyer incentive are rare. Designed for both entertaining and comfortable beach living, the home features soaring 9-foot ceilings, oversized 8-foot doors, impressive 8-inch baseboards, hardwood flooring, and 12x12 porcelain tile throughout the main living spaces. The open-concept floor plan offers expansive gathering areas, oversized bedrooms, multiple living spaces, and covered porches on both the second and third floors, creating the perfect setting for hosting family and guests after a day at the beach. The kitchen is equipped with 42-inch raised-panel glazed wood cabinetry, stainless steel appliances, tile backsplash, generous prep space, and ample storage. Additional highlights include two wet bars, including one in the spacious primary suite and another on the third level, along with an iPod-ready three-room sound system that enhances the home's entertainment appeal. Villages of Crystal Beach offers resort-style amenities including a spectacular 35,000-square-foot lagoon pool with waterfalls, zero-entry access, tiki bar, hot tub, grilling area and complimentary beach shuttle service to Crystal Beach located just around 900 yards away. Whether you're searching for a primary residence or vacation home in Destin, this home offers exceptional space, location and potential in one of Destin's most desirable gated beach communities.
  1. Listed by Louann Schultz • Brokerage DRE #2028454 • Coldwell Banker Realty
    P: (850)-461-3717 C: (850)-461-3717 louann@theschultzteam.com
  2. Listed by The Schultz Team • Brokerage DRE #2028454 • Coldwell Banker Realty
    P: (850)-461-3717 louann@theschultzteam.com

Property Details for 4551 Grand Key Loop West

Zoning
Resid Single Family
Architectural Style
Florida Cottage
Subdivision Name
VILLAGES OF CRYSTAL BEACH
LISTING UPDATED: 06/17/2026 09:11 PM

Property Details for 4551 Grand Key Loop West

StatusActive
MLS #1003805
Days on Market28
Taxes$10,305 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2010
Lot Size0.03 AC / 1,306 SF
CountyOkaloosa County
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Location

Listing Courtesy of Coldwell Banker Realty
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Building Information for 4551 Grand Key Loop West

Stories3Year Built2010Building Size-Lot Size0.03 AC / 1,306 SF

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$6,086 per month

30 year fixed, 6.36% Interest

Principal and Interest

$5,227

Property Taxes

$859

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4551 Grand Key Loop West

Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Beach, Gated Community, Pavillion/Gazebo, Picnic Area, Pool, TV Cable
  • Directions: From Scenic Hwy 98, turn North on Cobia to the corner of Luke and Cobia. Proceed forward to gate entrance. Once in gate, take the first left, and then another left. 4551 is located around the corner.
  • Road Frontage Type: Private Road
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.386537
  • Longitude: -86.420016
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: VILLAGES OF CRYSTAL BEACH LOT 119
  • Project Facilities: BBQ PitGrill2, Beach, Gated Community, PavillionGazebo2, Picnic Area, Pool2, TV Cable3
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Legal, Licenses/Permits, Management, Recreational Faclty, Repairs/Maintenance, Security
  • Tax Legal Description: VILLAGES OF CRYSTAL BEACH LOT 119
  • Parcel Number: 00-2S-22-1125-0000-1190
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $10,305
  • Listing Info Tax Legal:Last Taxes: $10,305
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 2.0
Virtual Tour
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 25 X 46
  • Lot Size Acres: 0.03
  • Lot Size Area: 0.03
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Restrictions, Within 1/2 Mile to Water
  • Building Area Total: 2861.0
  • Lot Size Square Feet: 1306.8
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Controlled Access, Paved Road, Private Road
  • Lot Features: Covenants, Restrictions, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2010.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Florida Cottage
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd, Slab, Trim Vinyl
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Public Water, TV Cable
  • Utilities: Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Siding CmntFbrHrdBrd, Trim Vinyl
  • Foundation Details: Slab
  • Stories: 3.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Covered
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Patio Covered
Interior Features
  • Heating: Central
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar
  • Flooring: Floor Tile, Floor WW Carpet New
  • Window Features: Window Treatment All, Window Treatmnt None
  • Room Type: Living Room, Kitchen, Dining Room, Bedroom, Full Bathroom, Laundry, Covered Porch, Master Bedroom, Master Bathroom, Media Room
  • Rooms Total: 15.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 4.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 4.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Crwn Molding, Floor Tile, Floor WW Carpet New, Furnished - All, Owner's Closet, Pantry, Split Bedroom, WasherDryer Hookup, Wet Bar, Window Treatment All, Window Treatmnt None
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator WIceMk, Smooth Stovetop Rnge, StoveOven Electric, Warranty Provided, Washer
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 16.0
  • Room Dimensions: 18 x 16
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 3
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Dimensions: 12 x 9
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 12.0
  • Room Dimensions: 14 x 12
Room 5
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 9.0
  • Room Dimensions: 9 x 9
Room 6
  • Room Type: Laundry
  • Room Level: First
  • Room Length: 6.0
  • Room Width: 6.0
  • Room Dimensions: 6 x 6
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 15.0
  • Room Dimensions: 15 x 11
Room 8
  • Room Type: Full Bathroom
  • Room Level: Second
  • Room Length: 10.0
  • Room Width: 5.0
  • Room Dimensions: 10 x 5
Room 9
  • Room Type: Covered Porch
  • Room Level: Second
  • Room Length: 17.0
  • Room Width: 5.0
  • Room Dimensions: 17 x 5
Room 10
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 18.0
  • Room Width: 13.0
  • Room Dimensions: 18 x 13
Room 11
  • Room Type: Master Bathroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Dimensions: 12 x 9
Room 12
  • Room Type: Media Room
  • Room Level: Third
  • Room Length: 23.0
  • Room Width: 13.0
  • Room Dimensions: 23 x 13
Rental
Rent Information
  • General Property Info:Immediate Occupancy: false
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 4551 Grand Key Loop West

DateEvent & SourcePriceAppreciation
May 23, 2026

Listed (Active)

ECAR #1003805

$1,049,000—
Aug 23, 2012

Sold (Public Record)

Public Record #338353941

$465,000—
Aug 23, 2012

Sold

ECAR #562758

$465,000—
DateEvent & SourcePrice
05/23/2026

Listed (Active)

ECAR #1003805

$1,049,000
08/23/2012

Sold (Public Record)

Public Record #338353941

$465,000
08/23/2012

Sold

ECAR #562758

$465,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4551 Grand Key Loop West

Taxable ValueLand$308,588Additions$652,421Total$961,009
Tax Record2025$10,305 ($859 / month)
Home Facts
Beds5Total Finished SqFt2,861 SqFtAbove Grade Finished SqFt2,861 SqFtStories3Lot Size1,150 SqFtStyleSingle Family ResidenceYear Built2010CountyOKALOOSAAPN00-2S-22-1125-0000-1190

Schools near 4551 Grand Key Loop West

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4551 Grand Key Loop West, Destin, FL 32541

4551 Grand Key Loop West is a single family home for sale in Destin, FL 32541. This property was listed for sale on May 23, 2026 by Coldwell Banker Realty, it's currently listed at $1,049,000. It has been on the market for a total of 28 days and was last sold on August 23, 2012. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 4551 Grand Key Loop West is a 5-bed, 4-bath, 2,861 sqft single family home built in 2010.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.