4639 Harbor View Ter

Morganton, NC 28655

$985,000
Price
4
Beds
3,542 Sq. Ft.
$278 / Sq. Ft.
3,542
Sq. Ft.
$278
per Sq. Ft.
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a kitchen with a sink and cabinets
a kitchen with a stove sink and cabinets
a living room with furniture
a living room with furniture and a flat screen tv
a view of a livingroom with furniture and window
a view of a dining room with furniture a chandelier and wooden floor
a spacious bedroom with a bed and a chandelier
a bathroom with a double vanity sink mirror and shower
a bedroom with a bed window and couch
a living room with furniture and a window
a bathroom with a sink a toilet and a mirror
a bathroom with a sink a toilet and shower
a view of a balcony with furniture
a living room with furniture and a wooden floor
a view of kitchen with furniture and a large window
a kitchen with a sink stove and refrigerator
a bedroom with a bed and wooden floor
a en suite bathroom with a sink and mirror
a bathroom with a shower
a bedroom with a bed and a flat screen tv
a bedroom with a bed and a lamp on dresser
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Description

If you’ve been looking for space, privacy, and proximity to Lake James… this one checks all of it. Set just second row from Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to...If you’ve been looking for space, privacy, and proximity to Lake James… this one checks all of it. Set just second row from Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to the day. Both the living room and primary suite open onto the newly updated TREX deck, extending your living space outdoors and creating an easy indoor-outdoor flow. The primary bedroom features an en-suite bathroom with a dual vanity and glass walk-in shower. An additional full bath, laundry room, and two extra bedrooms complete the main level. Downstairs, flexibility really shows with a full second setup. A spacious living area, second full kitchen, dining space, bedroom with ensuite bath, craft room, a separate bonus room used as a bedroom, and walk-out access. Ideal for guests, multi-generational living, or potential income. A rare opportunity to enjoy privacy, functionality, and mountain living just moments from the water. This is the kind of place you look forward to coming home to.
  1. Listed by Carmyn Shugart • True North Realty
    P: (828)-449-9093 C: (828)-449-9093 Carmyn@nctruenorthrealty.com

Property Details for 4639 Harbor View Terrace

Waterfront Features
Boat Slip (Deed)
View
Long Range, Mountain(s)
Parking Features
Driveway, Attached Garage, Garage Faces Side
Subdivision Name
East Shores
LISTING UPDATED: 04/16/2026 06:38 PM

Property Details for 4639 Harbor View Terrace

StatusActive
MLS #4367035
Days on Market11
Taxes-
HOA Fees$814 semi-annually
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2003
Lot Size0.82 AC / 35,719 SF
CountyBurke County
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Location

Listing Courtesy of True North Realty
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Building Information for 4639 Harbor View Terrace

Stories-Year Built2003Building Size-Lot Size0.82 AC / 35,719 SF

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$5,409 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,960

Property Taxes

$313

HOA Dues

$136

The Payment Calculator is for illustrative purposes only.

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Property Information for 4639 Harbor View Terrace

Summary
Location and General Information
  • Water Body Name: Lake James
  • Longitude: -81.821861
  • Latitude: 35.764129
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: East Shores HOA
  • HOA Email: rikcraig@gmail.com
  • HOA Phone: 828-443-7909
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $1,628.00
  • Tax Assessed Value: $560,184.00
  • Parcel Number: 1764-24-9985
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Table Rock
  • High School: Freedom
  • Elementary School: Glen Alpine
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 1945.0
  • Below Grade Finished Area: 1597.0
  • Sq Ft Garage: 549
  • Sq Ft Lower: 0
  • Sq Ft Main: 1945
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 266
  • Sq Ft Unheated Total: 266
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 3542.0
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 33
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Water Source: Community Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Hard Stucco
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
Interior Features
  • Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Levels: One
  • Cooling: Central Air, Heat Pump
  • Heating: Central, Heat Pump
  • Laundry Features: In Basement, Main Level
  • Fireplace Features: Gas
  • Fireplace YN: Yes
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Apartment, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
  • Bedroom Basement: 1
  • Bedroom Main: 3
  • Full Bath Basement: 1
  • Full Bath Main: 2
  • Half Bath Basement: 0
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 13.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 4
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Kitchen
  • Room Level: Main
Room 7
  • Room Types: Living Room
  • Room Level: Main
Room 8
  • Room Types: Dining Area
  • Room Level: Main
Room 9
  • Room Types: Bedroom(s)
  • Room Level: Basement
Room 10
  • Room Types: Bathroom-Full
  • Room Level: Basement
Room 11
  • Room Types: 2nd Kitchen
  • Room Level: Basement
Room 12
  • Room Types: Living Room
  • Room Level: Basement
Room 13
  • Room Types: Bonus Room
  • Room Level: Basement

Property History for 4639 Harbor View Terrace

DateEvent & SourcePriceAppreciation
Apr 10, 2026

Listed (Active)

CANOPY #4367035

$985,000—
May 29, 2019

Closed

CANOPY #3490875

$379,000—
May 28, 2019

Closed (Public Record)

Public Record #647048561

$379,000

+5.7% / yr

DateEvent & SourcePrice
04/10/2026

Listed (Active)

CANOPY #4367035

$985,000
05/29/2019

Closed

CANOPY #3490875

$379,000
05/28/2019

Closed (Public Record)

Public Record #647048561

$379,000

+5.7% / yr

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4639 Harbor View Terrace

Taxable ValueLand$70,600Additions$489,584Total$560,184
Tax Record2025$3,761 ($313 / month)
Home Facts
Beds4Total Finished SqFt3,892 SqFtAbove Grade Finished SqFt3,892 SqFtStories1Lot Size35,719 SqFtStyleSingle Family ResidenceYear Built2003Year Renovated2005ZoningRESIDENTIAL OCountyBURKEAPN49902

Schools near 4639 Harbor View Terrace

This home is within Burke County School District.
Rating
School
Type
Grades
Distance
Glen Alpine Elementary
Public - PK to 5
Table Rock Middle
Public - 6 to 8
Freedom High
Public - 9 to 12
Chesterfield Elementary
Public - PK to 5
Rating
School
Distance
Glen Alpine Elementary
PublicPK to 5

Table Rock Middle
Public6 to 8

Freedom High
Public9 to 12

Chesterfield Elementary
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4639 Harbor View Terrace, Morganton, NC 28655

4639 Harbor View Terrace is a single family home for sale in Morganton, NC 28655. This property was listed for sale on April 10, 2026 by True North Realty, it's currently listed at $985,000. It has been on the market for a total of 11 days and was last sold on May 29, 2019. This listing's school district is Burke County School District. Nearby schools include Glen Alpine Elementary, Table Rock Middle and Freedom High. 4639 Harbor View Terrace is a 4-bed, 3-bath, 3,542 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of True North Realty

Based on information submitted to the MLS GRID as of 04/16/2026 06:38 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.