4639 Harbor View Ter

Morganton, NC 28655

$895,000
Price
4
Beds
3,542 Sq. Ft.
$253 / Sq. Ft.
3,542
Sq. Ft.
$253
per Sq. Ft.
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Description

If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community...If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.
  1. Listed by True North Realty • Carmyn@nctruenorthrealty.com

Property Details for 4639 Harbor View Terrace

Waterfront Features
Boat Slip (Deed)
View
Long Range, Mountain(s)
Parking Features
Driveway, Attached Garage, Garage Faces Side
Subdivision Name
East Shores
LISTING UPDATED: 07/07/2026 11:42 AM

Property Details for 4639 Harbor View Terrace

StatusActive
MLS #4367035
Days on Market89
Taxes-
HOA Fees$814 semi-annually
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2003
Lot Size0.82 AC / 35,719 SF
CountyBurke County
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Location

Listing Courtesy of True North Realty
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Building Information for 4639 Harbor View Terrace

Stories-Year Built2003Building Size-Lot Size0.82 AC / 35,719 SF

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$4,909 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,460

Property Taxes

$313

HOA Dues

$136

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Property Information for 4639 Harbor View Terrace

Summary
Location and General Information
  • Water Body Name: Lake James
  • Longitude: -81.821861
  • Latitude: 35.764129
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: East Shores HOA
  • HOA Email: rikcraig@gmail.com
  • HOA Phone: 828-443-7909
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $1,628.00
  • Tax Assessed Value: $560,184.00
  • Parcel Number: 1764-24-9985
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Table Rock
  • High School: Freedom
  • Elementary School: Glen Alpine
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 1945.0
  • Below Grade Finished Area: 1597.0
  • Sq Ft Garage: 549
  • Sq Ft Lower: 0
  • Sq Ft Main: 1945
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 266
  • Sq Ft Unheated Total: 266
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 3542.0
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 46
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Water Source: Community Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Hard Stucco
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
Interior Features
  • Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Levels: One
  • Cooling: Central Air, Heat Pump
  • Heating: Central, Heat Pump
  • Laundry Features: In Basement, Main Level
  • Fireplace Features: Gas
  • Fireplace YN: Yes
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Apartment, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
  • Bedroom Basement: 1
  • Bedroom Main: 3
  • Full Bath Basement: 1
  • Full Bath Main: 2
  • Half Bath Basement: 0
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 13.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 4
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Kitchen
  • Room Level: Main
Room 7
  • Room Types: Living Room
  • Room Level: Main
Room 8
  • Room Types: Dining Area
  • Room Level: Main
Room 9
  • Room Types: Bedroom(s)
  • Room Level: Basement
Room 10
  • Room Types: Bathroom-Full
  • Room Level: Basement
Room 11
  • Room Types: 2nd Kitchen
  • Room Level: Basement
Room 12
  • Room Types: Living Room
  • Room Level: Basement
Room 13
  • Room Types: Bonus Room
  • Room Level: Basement

Property History for 4639 Harbor View Terrace

DateEvent & SourcePriceAppreciation
Jun 29, 2026

Price Change

CANOPY #4367035

$895,000—
May 14, 2026

Price Change

CANOPY #4367035

$925,000—
Apr 24, 2026

Price Change

CANOPY #4367035

$949,000—
DateEvent & SourcePrice
06/29/2026

Price Change

CANOPY #4367035

$895,000
05/14/2026

Price Change

CANOPY #4367035

$925,000
04/24/2026

Price Change

CANOPY #4367035

$949,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4639 Harbor View Terrace

Taxable ValueLand$70,600Additions$489,584Total$560,184
Tax Record2025$3,761 ($313 / month)
Home Facts
Beds4Total Finished SqFt3,892 SqFtAbove Grade Finished SqFt3,892 SqFtStories1Lot Size35,719 SqFtStyleSingle Family ResidenceYear Built2003Year Renovated2005ZoningRESIDENTIAL OCountyBURKEAPN49902

Schools near 4639 Harbor View Terrace

This home is within Burke County School District.
Rating
School
Type
Grades
Distance
Glen Alpine Elementary
Public - PK to 5
Table Rock Middle
Public - 6 to 8
Freedom High
Public - 9 to 12
Burke Middle College High School
Public - 11 to 12
Rating
School
Distance
Glen Alpine Elementary
PublicPK to 5

Table Rock Middle
Public6 to 8

Freedom High
Public9 to 12

Burke Middle College High School
Public11 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4639 Harbor View Terrace, Morganton, NC 28655

4639 Harbor View Terrace is a single family home for sale in Morganton, NC 28655. This property was listed for sale on April 10, 2026 by True North Realty, it's currently listed at $895,000. It has been on the market for a total of 89 days and was last sold on May 29, 2019. This listing's school district is Burke County School District. Nearby schools include Glen Alpine Elementary, Table Rock Middle and Freedom High. 4639 Harbor View Terrace is a 4-bed, 3-bath, 3,542 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of True North Realty

Based on information submitted to the MLS GRID as of 07/07/2026 11:42 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.