4726 Bay Point Rd, Unit E245

Panama City Beach, FL 32408

$239,000
Price
1
Bed
900 Sq. Ft.
$266 / Sq. Ft.
900
Sq. Ft.
$266
per Sq. Ft.
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DJI_0126
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a kitchen with granite countertop a refrigerator a stove a sink and dishwasher
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a kitchen with granite countertop white cabinets and appliances
a kitchen with granite countertop a refrigerator and a sink
a bathroom with a sink toilet and shower
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Description

Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is...Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is a stackable washer and dryer in the home. A new HVAC unit was installed in 2021.
  1. Listed by Justin B Myers • EXP Realty LLC • jmyers1111@gmail.com

Property Details for 4726 Bay Point Road, Unit E245

Architectural Style
N/A
Subdivision Name
Bay Point Harbour Villas
LISTING UPDATED: 03/24/2026 12:17 PM

Property Details for 4726 Bay Point Road, Unit E245

StatusActive
MLS #963315
Days on Market363
Taxes$2,131 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built1981
CountyBay County
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Location

Listing Courtesy of EXP Realty LLC
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Building Information for 4726 Bay Point Road, Unit E245

Building/Complex4726 Bay Point RdFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built1981

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$1,381 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,203

Property Taxes

$178

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4726 Bay Point Road, Unit E245

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Gated Community, Golf, Tennis
  • Directions: From Thomas Drive turn left Magnolia Beach Drive. Follow to Delwood and take a right onto Jan Cooley.. Turn into Guard Gate at Bay Point (2nd gate) and Harbour Villas are ahead on the left.
  • MLS Area Minor: 0319 - Beach - East
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.144287
  • Longitude: -85.726468
  • Location Tax and Legal:Sub Area: 2719 - Beach - East
  • Location Tax and Legal:Elementary School: Patronis
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: BAY POINT HARBOUR VILLAS, INC UNIT E-245 EFF 1B ORB 389 P 343 926 H&C ORB 4495 P 476
  • Project Facilities: Gated Community, Golf, Short Term Rental - Allowed, Tennis
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Security, Sewer, Water, Trash
  • Tax Legal Description: BAY POINT HARBOUR VILLAS, INC UNIT E-245 EFF 1B ORB 389 P 343 926 H&C ORB 4495 P 476
  • Parcel Number: 31416-101-000
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $2,131
  • Listing Info Tax Legal:Last Taxes: $2,131
  • Listing Info Tax Legal:Last Tax Year: 2023.0
School Information
  • Elementary School: Patronis
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Parking Lot
  • Garage YN: No
Property
Lot Information
  • Building Area Source: Agent-Measured
  • Lot Size Dimensions: N/A
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Paved
  • Building Area Total: 900.0
  • Living Area Source: Listing Agent
  • General Property Info:SqFt Source: Agent-Measured
Property and Assessments
  • Tax Year: 2023.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1981.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Dimensional Shg, Stucco
  • Occupancy Status: Vacant
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Storm Windows, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Tennis Court
  • Construction Materials: Stucco
  • Security Features: Security Gate, Gated Community, Security Service
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:Unit Floors Above Ground: 2.0
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Tennis Court
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Washer/Dryer Hookup
  • Flooring: Floor Tile, Floor Vinyl
  • Window Features: Storm Windows
  • Room Type: Master Bedroom, Living Room, Kitchen
  • Rooms Total: 3.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Laundry Features: Stacked
  • Bedrooms Total: 1.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Interior: Floor Tile, Floor Vinyl, WasherDryer Hookup
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Washer
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 12.0
  • Room Dimensions: 16 x 12
Room 2
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 21.0
  • Room Width: 20.0
  • Room Description: Living/Dining Combo
  • Room Dimensions: 21 x 20
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Dimensions: 9 x 8
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 4726 Bay Point Road, Unit E245

DateEvent & SourcePriceAppreciation
Mar 24, 2026

Listed (Active)

ECAR #963315

$249,000—
Nov 6, 2025

Expired

CPAR #765245

$249,000—
Nov 6, 2025

Expired

ECAR #963315

$239,000—
Oct 24, 2025

Withdrawn

CPAR #765245

$249,000—
Oct 21, 2025

Withdrawn

ECAR #963315

$239,000—
Nov 19, 2024

Listed (Active)

CPAR #765245

$249,000—
Nov 19, 2024

Listed (Active)

ECAR #963315

$249,000—
Dec 1, 2021

Sold (Public Record)

Public Record #1478914834

$95,000

-0.1% / yr

May 27, 2010

Sold

CPAR #391305

$96,000—
May 24, 2010

Sold (Public Record)

Public Record #290472527

$96,000

-7.6% / yr

May 19, 2010

Pending

CPAR #391305

—
Feb 3, 2009

Listed (Active)

CPAR #391305

$149,000—
Aug 29, 2008

Sold (Public Record)

Public Record #254578549

$110,000—
DateEvent & SourcePrice
03/24/2026

Listed (Active)

ECAR #963315

$249,000
11/06/2025

Expired

CPAR #765245

$249,000
11/06/2025

Expired

ECAR #963315

$239,000
10/24/2025

Withdrawn

CPAR #765245

$249,000
10/21/2025

Withdrawn

ECAR #963315

$239,000
11/19/2024

Listed (Active)

CPAR #765245

$249,000
11/19/2024

Listed (Active)

ECAR #963315

$249,000
12/01/2021

Sold (Public Record)

Public Record #1478914834

$95,000

-0.1% / yr

05/27/2010

Sold

CPAR #391305

$96,000
05/24/2010

Sold (Public Record)

Public Record #290472527

$96,000

-7.6% / yr

05/19/2010

Pending

CPAR #391305

—
02/03/2009

Listed (Active)

CPAR #391305

$149,000
08/29/2008

Sold (Public Record)

Public Record #254578549

$110,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4726 Bay Point Road, Unit E245

Taxable ValueLand-Additions$200,600Total-
Tax Record2025$2,460 ($205 / month)
Home Facts
Beds4Total Finished SqFt850 SqFtAbove Grade Finished SqFt850 SqFtStories1StyleCondominiumYear Built1981CountyBAYAPN31416-101-000

Schools near 4726 Bay Point Road, Unit E245

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Patronis Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
St. Andrew School
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Patronis Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4726 Bay Point Road, Unit E245, Panama City Beach, FL 32408

4726 Bay Point Road, Unit E245 is a condo for sale in Panama City Beach, FL 32408. This property was listed for sale on November 19, 2024 by EXP Realty LLC, it's currently listed at $239,000. It has been on the market for a total of 363 days and was last sold on December 1, 2021. This listing's school district is Bay. Nearby schools include Surfside Middle School, Patronis Elementary School and J.R. Arnold High School. 4726 Bay Point Road, Unit E245 is a 1-bed, 1-bath, 900 sqft condo built in 1981.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.