481 Humphrey St

2,471 Sq. Ft.
$486 / Sq. Ft.
2,471
Sq. Ft.
$486
per Sq. Ft.

Description

Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended...Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended family • Perfect for live-in owners seeking rental income • Excellent as a fully income-producing investment property. Both homes have been well maintained and feature numerous updates, making this a turnkey opportunity in a sought-after seaside community. Whether you’re looking for a multi-generational living setup, a coastal retreat, or a strong rental investment, this property offers exceptional flexibility and value. Don’t miss this unique opportunity!
  1. Listed by Brian Oppenheim • Cornerlot
  2. Listed by Richard Newburg • Cornerlot

Property Details for 481 Humphrey Street

Town
Swampscott
Area
MA-Swampscott
Garage Spaces
0
Open Parking Spaces
10.00
Parking Spaces Total
10
LISTING UPDATED: 04/14/2026 03:07 AM

Property Details for 481 Humphrey Street

StatusActive
MLS #73499679
Days on Market41
Taxes$8,068 / year
HOA Fees-
Property TypeMulti Family
MLS TypeMulti-family / 2 Family
Year Built1798
CountyEssex County

Location

Listing Courtesy of Cornerlot, Brian Oppenheim; Cornerlot, Richard Newburg
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Building Information for 481 Humphrey Street

Stories5Residences2Year Built1798Building Size-Lot Size0.14 AC / 6,190 SF

Payment Calculator

$6,652 per month

30 year fixed, 6.36% Interest

Principal and Interest

$5,980

Property Taxes

$672

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 481 Humphrey Street

General Details
Property Details
  • Building Area Units: Square Feet
  • Living Area: 2471.0
  • Color: Grey
  • SqFt with Basement: No
  • Total Units: 2
  • Waterfront: No
  • Water View: No
  • Year Built Details: Approximate
  • Year Built Source: Public Records
Features
Interior Features
  • Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
  • Basement Features: Full, Unfinished Basement
  • Num of Baths: 3.0
  • Num of Full Baths: 2
  • Num of Half Baths: 1
  • Bathrooms Total Decimal: 2.50
  • Bathrooms Total Integer: 3
  • FireplaceYN: No
  • Fireplaces: 0
  • Flooring: Wood, Hardwood
  • Interior Features: Ceiling Fan(s), Walk-Up Attic, Heated Attic, Bathroom With Tub & Shower, Bathroom with Shower Stall, Open Floorplan, Living Room, Dining Room, Kitchen, Loft
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • SpaYN: No
  • Window Features: Stained Glass Window(s)
Exterior Features
  • Construction: Frame
  • Exterior Features: Porch
  • Lot Description: Level
  • Patio And Porch Features: Porch
  • Roof Material: Shingle
  • Waterfront Features: Beach Access, Harbor, Ocean, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Parking Features
  • Covered Spaces: .00
  • Garage: No
  • Garage Parking: Paved Drive, Off-Street, Paved Driveway
  • Open Parking: Yes
  • Parking Features: Paved Drive, Off-Street, Paved Driveway
  • Parking Features: Off-Street, Paved Driveway
Utilities
  • Cooling: Central Air, Ductless Mini-Split System
  • Cooling: Yes
  • Electric: Circuit Breakers
  • Heating: Forced Air, Natural Gas, Electric, Individual, Ductless
  • Heating: Yes
  • Sewer: City/Town Sewer
  • Utility Connections: for Gas Range, for Electric Range, for Electric Dryer, Washer Hookup
  • Water: Public
Property Information
Property Info
  • UFFI: Unknown
  • Year Round: Yes
  • Farm Land Area Units: Square Feet
  • WARRANTY: No
  • Lot Size Units: Acres
  • Road Frontage Type: Public
  • Disclosures: This property requires flood insurance as it is located in a FEMA flood hazard area.
Tax Information
  • Tax ID: M:0019 B:0179 L:0,2167844
  • Assessments: $703,400
  • Book: 40563
  • Tax Year: 2025
  • Zoning: N/A
Building / Association Information
Living Characteristics
  • Beds Total: 5
  • Total Living Levels: 5
Other Building Characteristics
  • Foundation: Stone
  • Levels: 5
  • Cooling Units: 2
  • Cooling Zones: 2
  • Heat Units: 3
  • Heat Zones: 3
Income / Expenses
  • GOI: $79,200.00
  • NOI: $79,200.00
Complex & Association Information
  • Adult Community: No
Unit Information
Unit 1 Description
  • Floor U1: 1
  • Lease U1: N
  • Levels U1: 3
Unit 2 Description
  • Floor U2: 1
  • Lease U2: N
  • Levels U2: 2
Rental Info
Rental Info
  • Total Actual Rent: $6,600.00

Property History for 481 Humphrey Street

DateEvent & SourcePriceAppreciation
Apr 10, 2026

Listed (Active)

MLS PIN #73499679

$1,200,000
Apr 10, 2026

Listed (Active)

MLS PIN #73499678

$1,200,000
Nov 30, 2017

Sold

MLS PIN #72260141

$510,000
DateEvent & SourcePrice
04/10/2026

Listed (Active)

MLS PIN #73499679

$1,200,000
04/10/2026

Listed (Active)

MLS PIN #73499678

$1,200,000
11/30/2017

Sold

MLS PIN #72260141

$510,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 481 Humphrey Street

Taxable ValueLand$245,700Additions$457,700Total$703,400
Tax Record2025$8,068 ($672 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,535 SqFtAbove Grade Finished SqFt1,535 SqFtStories2Lot Size6,190 SqFtStyleSingle Family ResidenceYear Built1798ZoningN/ACountyESSEXAPNSWAM M:0019 B:0179 L:0

Schools near 481 Humphrey Street

This home is within Swampscott School District.
Rating
School
Type
Grades
Distance
Public - 5 to 8
Public - 9 to 12
Public - K to 4
Public - 1 to 4
Rating
School
Distance
Swampscott Middle School
Public5 to 8

Swampscott High School
Public9 to 12

Hadley Elementary School
PublicK to 4

Stanley Elementary School
Public1 to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

481 Humphrey Street is a multi-family home for sale in Swampscott, MA 01907. This property was listed for sale on April 10, 2026 by Cornerlot, it's currently listed at $1,200,000. It has been on the market for a total of 41 days and was last sold on November 30, 2017. This listing's school district is Swampscott School District. Nearby schools include Swampscott Middle School, Swampscott High School and Hadley Elementary School. 481 Humphrey Street is a 5-bed, 3-bath, 2,471 sqft multi-family home built in 1798.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Cornerlot, Brian Oppenheim; Cornerlot, Richard Newburg

The property listing data and information, or the images, set forth herein were provided to MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS. The property listing data and information, and the images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the images, set forth herein.