489 Division St

1,824 Sq. Ft.
$192 / Sq. Ft.
1,824
Sq. Ft.
$192
per Sq. Ft.

Description

You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently...You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.
  1. Listed by Emily Cerrillos • Ardain Real Estate Inc.
    P: (331)-431-7737 C: (331)-431-7737 emilyroock@yahoo.com;ecerrillos@ardain.com

Property Details for 489 Division Street

Area
Elgin
Township
Elgin
Ownership
Fee Simple
Num Of Garage Spaces
1.0
Num Of Parking Spaces
1.0
Air Conditioning Type
Central Air
Num of Interior Fireplaces
1
Heat/Fuel
Natural Gas, Forced Air
LISTING UPDATED: 04/07/2026 12:35 AM

Property Details for 489 Division Street

StatusNew
MLS #12606936
Days on Market1
Taxes$6,091 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1920
Lot Size0.11 AC / 4,575 SF
CountyKane County

Location

Listing Courtesy of Ardain Real Estate Inc.
Add your commute

Building Information for 489 Division Street

Stories-Year Built1920Building Size-Lot Size0.11 AC / 4,575 SF

Payment Calculator

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$2,270 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,762

Property Taxes

$508

HOA Dues

$0

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Property Information for 489 Division Street

General Information
School Information
  • Elementary School District: 46
  • High School District: 46
  • Middle Or Junior School District: 46
Addtl Parking Information
  • Parking Details: Yes, Detached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Num Of Rooms: 9
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Fireplace Features: Wood Burning
  • Basement Type: Finished, Full
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Basement Bathrooms: No
  • Fireplace Location: Living Room
  • Room Type: Heated Sun Room, Foyer
  • Num of Baths: 1.1
Exterior Features
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 0
  • Total Finished and Unfin Sq Ft: 0
  • Lot Size: Less Than .25 Acre
  • Lot Dimensions: 61 X 75
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Brick
  • Construction: Brick
  • General Information: Historical District
  • Living Area Source: Assessor
  • Assessor Square Footage: 1824
Property and Assessments
  • Public Document Count: 1
  • Document Date: 2026-04-06T16:20:20
  • Photos Count: 40
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 13X13
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 11X9
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 13X12
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 8X7
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 15X12
Family Room Information
  • Family Room Level: Basement
  • RoomType_FR: Family Room
  • Family Room Dimensions: 31X13
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 15X12
Laundry Information
  • Laundry Level: N/A
  • Room Type: Laundry
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 21X13
Foyer Information
  • Room Level: Main
  • Room Type: Foyer
  • Dimensions: 5X4
Heated Sun Room Information
  • Room Level: Main
  • Room Type: Heated Sun Room
  • Dimensions: 8X7

Property History for 489 Division Street

DateEvent & SourcePriceAppreciation
Apr 7, 2026

Listed (Active)

MRED #12606936

$349,900
Oct 2, 2012

Sold

MRED #08059117

$123,000
Sep 4, 2012

Sold (Public Record)

Public Record #341798023

$123,000

-7.6% / yr

Jul 25, 2012

Listed (Active)

MRED #08059117

$139,000
Sep 2, 2010

Expired

MRED #07317018

$170,000
Sep 3, 2009

Listed (Active)

MRED #07317018

$189,900
Oct 10, 2007

Cancelled

MRED #06560008

$219,000
Jun 20, 2007

Cancelled

MRED #06508655

$249,900
Jun 20, 2007

Listed (Active)

MRED #06560008

$239,000
May 9, 2007

Listed (Active)

MRED #06508655

$254,900
May 1, 2007

Expired

MRED #06398408

$268,000
Feb 1, 2007

Listed (Active)

MRED #06398408

$289,900
Jan 31, 2007

Cancelled

MRED #06343886

$284,900
Nov 20, 2006

Listed (Active)

MRED #06343886

$289,900
Sep 21, 2006

Sold (Public Record)

Public Record #204671527

$197,000
DateEvent & SourcePrice
04/07/2026

Listed (Active)

MRED #12606936

$349,900
10/02/2012

Sold

MRED #08059117

$123,000
09/04/2012

Sold (Public Record)

Public Record #341798023

$123,000

-7.6% / yr

07/25/2012

Listed (Active)

MRED #08059117

$139,000
09/02/2010

Expired

MRED #07317018

$170,000
09/03/2009

Listed (Active)

MRED #07317018

$189,900
10/10/2007

Cancelled

MRED #06560008

$219,000
06/20/2007

Cancelled

MRED #06508655

$249,900
06/20/2007

Listed (Active)

MRED #06560008

$239,000
05/09/2007

Listed (Active)

MRED #06508655

$254,900
05/01/2007

Expired

MRED #06398408

$268,000
02/01/2007

Listed (Active)

MRED #06398408

$289,900
01/31/2007

Cancelled

MRED #06343886

$284,900
11/20/2006

Listed (Active)

MRED #06343886

$289,900
09/21/2006

Sold (Public Record)

Public Record #204671527

$197,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 489 Division Street

Taxable ValueLand$12,650Additions$71,456Total$84,106
Tax Record2024$6,091 ($508 / month)
Home Facts
Beds4Total Finished SqFt1,824 SqFtAbove Grade Finished SqFt1,824 SqFtStories2Lot Size4,528 SqFtStyleSingle Family ResidenceYear Built1920CountyKANEAPN06-13-258-006Fireplace TypeHas Fireplace

Schools near 489 Division Street

This home is within School District U-46.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Channing Memorial Elementary School
PublicK to 6

Ellis Middle School
Public7 to 8

Elgin High School
Public9 to 12

Central School Program
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Similar Homes

Similar Sold Homes

489 Division Street is a single family home for sale in Elgin, IL 60120. This property was listed for sale on April 7, 2026 by Ardain Real Estate Inc., it's currently listed at $349,900. It has been on the market for a total of 1 days and was last sold on October 2, 2012. This listing's school district is School District U-46. Nearby schools include Channing Memorial Elementary School, Ellis Middle School and Elgin High School. 489 Division Street is a 4-bed, 2-bath, 1,824 sqft single family home built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Ardain Real Estate Inc.

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 04/07/2026 12:35 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.