5 S 3rd St

Fernandina Beach, FL 32034

$899,000
Price
Studio
Beds
2
Baths
1,511 Sq. Ft.
$595 / Sq. Ft.
1,511
Sq. Ft.
$595
per Sq. Ft.
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City Mart building on the corner of Centre and S 3rd
S 3rd. St is just three blocks to the water front
Prime location in the heart of downtown
Enter unit through the breezeway on S 3rd
Downstairs reception​​‌​​​​‌​​‌‌​‌‌​​‌​​​​‌​​​‌‌​‌‌‌ area
Upstairs flex area
Upstairs flex area
Three private rooms share this area
Upstairs room 1 opens to shared balcony overlooking courtyard
Upstairs room 1 is currently used as a conference room opens to balcony
Upstairs room 2 window faces 3rd St. Door between Office 1 and Office 2
Upstairs room 3 large divider creates shared work area. Both sides of the divider are office 3. Windows face 3rd
Upstairs room 3 Left side of divider. Windows face 3rd
Upstairs room 3 Left side. Windows face 3rd
Upstairs room 3 Right side of divider. Windows face 3rd
Upstairs large kitchenette with full size fridge, microwave, long counter
Upstairs large kitchenette with storage
Upstairs half bath
Upstairs balcony overlooking the courtyard
Downstairs view from front doors
Downstairs large executive office. Windows face courtyard
Downstairs large executive office
Downstairs executive office built-in cabinetry
Downstairs kitchenette
Downstairs executive office faces courtyard
Downstairs half bath
Steps to the water front in historic downtown Fernandina Beach
Enjoy 35+ restaurants and 45+ shops and boutiques
Front of City Mart building on Centre Street
Downstairs
Up and downstairs
Upstairs

Description

Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting....Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina’s most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island’s vibrant historic district!
  1. Listed by Sara Terry • BERKSHIRE HATHAWAY HomeServices HWREI

Property Details for 5 South 3rd Street

Architectural Style
Two Story
Parking Features
Other, On Street, See Remarks
LISTING UPDATED: 05/24/2026 09:54 AM

Property Details for 5 South 3rd Street

StatusActive
MLS #115106
Days on Market107
Pet Policy-
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1900
CountyNassau County
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Location

Listing Courtesy of BERKSHIRE HATHAWAY HomeServices HWREI
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Building Information for 5 South 3rd Street

Building/Complex5 S 3rd StFloor1Stories2Residences-Pet Policy-Pet Policy Details-Year Built1900

Payment Calculator

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$4,892 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,480

Property Taxes

$412

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 5 South 3rd Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: ,
  • Directions: From Centre St, turn onto S 3rd. Entrance to Unit B is in the breezeway towards the back of the building. Door on the right.
  • Postal Code: 32034
  • Latitude: 30.670838
  • Longitude: -81.463153
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1203-000B-0000
  • Association Fee 2: $2,824.00
  • Association Fee 2 Frequency: Annually
  • Association Fee Includes: Insurance, Sewer, Trash, Water
  • Association: No
  • Tax Legal Description: UNIT B CITY-MART OR 574/1165-1217
Property
Lot Information
  • Building Area Source: Plans
  • Building Area Total: 1511.0
  • Lot Size Units: Acres
  • Living Area: 1511.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 1900
  • Complex Name: City Mart Associates
  • Property Condition: Resale
  • Human Modified: Yes
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick
  • Patio And Porch Features: Balcony, Brick, Covered, Front Porch, Patio
  • Roof: Other, See Remarks
Interior Features
  • Entry Level: 1
  • Levels: Two
  • Stories: 2
  • Bathrooms Full: 0
  • Bathrooms Partial: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 0
  • Rooms Total: 1
  • Cooling: Yes
  • Cooling: Central Air, Electric
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Refrigerator
  • Window Features: Other, See Remarks
Room Information
Room 1
  • Room Flooring: Carpet, Tile, Vinyl, Wood
Multi Family
Income & Expenses
  • Common Interest: Condominium
Rental
Rental Information
  • Restrictions: Association Approval Required
  • Occupant Type: Tenant

Property History for 5 South 3rd Street

DateEvent & SourcePriceAppreciation
May 24, 2026

Price Change

Amelia Island Nassau County Association of REALTORS #115106

$899,000—
Feb 17, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115106

$900,000—
DateEvent & SourcePrice
05/24/2026

Price Change

Amelia Island Nassau County Association of REALTORS #115106

$899,000
02/17/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115106

$900,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5 South 3rd Street

Taxable ValueLand-Additions$393,030Total-
Tax Record2022$4,939 ($412 / month)
Home Facts
Total Finished SqFt1,985 SqFtAbove Grade Finished SqFt1,985 SqFtStories2Lot Size3,128 SqFtStyleCondominium OfficesYear Built1900Year Renovated1980CountyNASSAUAPN00-00-31-1203-000B-0000

Schools near 5 South 3rd Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5 South 3rd Street, Fernandina Beach, FL 32034

5 South 3rd Street is a condo for sale in Fernandina Beach, FL 32034. This property was listed for sale on February 17, 2026 by BERKSHIRE HATHAWAY HomeServices HWREI, it's currently listed at $899,000. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach Middle School. 5 South 3rd Street is a 0-bed, 2-bath, 1,511 sqft condo built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of BERKSHIRE HATHAWAY HomeServices HWREI

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.