5 S 3rd St, Unit B

Fernandina Beach, FL 32034

$899,000
Price
Studio
Beds
2
Baths
1,511 Sq. Ft.
$595 / Sq. Ft.
1,511
Sq. Ft.
$595
per Sq. Ft.
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New
New
City Mart building on the corner of Centre and S 3rd
S 3rd. St is just three blocks to the water front
Prime location in the heart of​​‌​​​​‌​​‌‌​‌‌​​‌​​​​‌​​​‌‌​‌‌‌ downtown
Enter unit through the breezeway on S 3rd
Downstairs reception area
Upstairs flex area
Upstairs flex area
Three private rooms share this area
Upstairs room 1 opens to shared balcony overlooking courtyard
Upstairs room 1 is currently used as a conference room opens to balcony
Upstairs room 2 window faces 3rd St. Door between Office 1 and Office 2
Upstairs room 2
Upstairs room 3 large divider creates shared work area. Both sides of the divider are office 3. Windows face 3rd
Upstairs room 3 Left side of divider. Windows face 3rd
Upstairs room 3 Left side. Windows face 3rd
Upstairs room 3 Right side of divider. Windows face 3rd
Upstairs large kitchenette with full size fridge, microwave, long counter
Upstairs large kitchenette with storage
Upstairs half bath
Upstairs balcony overlooking the courtyard
Downstairs view from front doors
Downstairs large executive office. Windows face courtyard
Downstairs large executive office
Downstairs executive office built-in cabinetry
Downstairs executive office faces courtyard
Downstairs kitchenette
Downstairs half bath
Steps to the water front in historic downtown Fernandina Beach
Enjoy 35+ restaurants and 45+ shops and boutiques
Front of City Mart building on Centre Street
Downstairs
Upstairs
Up and downstairs

Description

Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting....Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina’s most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island’s vibrant historic district!
  1. Listed by Sara Terry • BERKSHIRE HATHAWAY HomeServices HWREI

Property Details for 5 South 3rd Street, Unit B

Architectural Style
Historic Antique, Two Story
Parking Features
Assigned, Other, Parking Lot, On Street, See Remarks
Subdivision Name
City Of Fernandina Beach
Zoning Description
Condominium
LISTING UPDATED: 07/01/2026 01:20 PM

Property Details for 5 South 3rd Street, Unit B

StatusActive
MLS #116589
Days on Market1
Pet Policy-
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1900
CountyNassau County
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Location

Listing Courtesy of BERKSHIRE HATHAWAY HomeServices HWREI
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Building Information for 5 South 3rd Street, Unit B

Building/Complex5 S 3rd StFloor1Stories2Residences-Pet Policy-Pet Policy Details-Year Built1900

Payment Calculator

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$5,183 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,480

Property Taxes

$703

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 5 South 3rd Street, Unit B

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Country: US
  • Location: ,
  • Directions: From Centre St, turn onto 3rd (Fantastic Fudge is on the corner). The entrance to the unit is through the Breezeway that leads to The Happy Tomato. When you enter the breezeway, the door is on the right. Double glass doors say "Longbow".
  • Postal Code: 32034
  • Latitude: 30.670896
  • Longitude: -81.463169
  • State Or Province: FL
  • Road Frontage Type: City Street
  • MLS Area Major: Ar 1 Island
  • MLS Area Minor: 410-Fernandina Beach Downtown-West
Taxes and HOA Information
  • Parcel Number: 00-00-31-1203-000B-0000
  • Association Fee: $2,824.00
  • Association Fee Frequency: Annually
  • Association Fee 2: $2,824.00
  • Association Fee 2 Frequency: Annually
  • Association Fee Includes: Insurance, Sewer, Trash, Water
  • Association: No
  • Tax Legal Description: UNIT B CITY-MART OR 574/1165-1217
School Information
  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: No
Property
Lot Information
  • Building Area Source: Plans
  • Building Area Total: 1511.0
  • Lot Features: Historic Area
  • Lot Size Units: Acres
  • Living Area: 1511.0
  • Living Area Source: Plans
Property and Assessments
  • Current Use: Commercial, Mixed Use, Office, Residential, Retail
  • Senior Community: No
  • Year Built: 1900
  • Complex Name: City Mart Associates
  • New Construction: No
  • Property Attached: Yes
  • Property Condition: Resale
  • Human Modified: Yes
Utilities
  • Electric: Underground
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick
  • Patio And Porch Features: Balcony, Rear Porch, Brick, Covered, Front Porch, Patio
  • Roof: Other, See Remarks
Interior Features
  • Entry Level: 1
  • Levels: Two
  • Stories: 2
  • Stories Total: 2
  • Flooring: Carpet, Wood
  • Bathrooms Partial: 2
  • Bathrooms Total: 2
  • Rooms Total: 1
  • Cooling: Yes
  • Cooling: Central Air, Electric
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Refrigerator
  • Interior Features: Vaulted Ceiling(s)
  • Window Features: Other, See Remarks
Room Information
Room 1
  • Room Flooring: Carpet, Tile, Vinyl, Wood
Multi Family
Income & Expenses
  • Common Interest: Condominium
Rental
Rental Information
  • Restrictions: Association Approval Required
  • Occupant Type: Tenant

Property History for 5 South 3rd Street, Unit B

DateEvent & SourcePriceAppreciation
Jul 1, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #116589

$899,000—
Jun 29, 2026

Listed (Active)

NEFMLS #2153066

$900,000—
Jun 8, 2022

Sold (Public Record)

Public Record #1492348493

$595,800—
DateEvent & SourcePrice
07/01/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #116589

$899,000
06/29/2026

Listed (Active)

NEFMLS #2153066

$900,000
06/08/2022

Sold (Public Record)

Public Record #1492348493

$595,800

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5 South 3rd Street, Unit B

Taxable ValueLand-Additions$569,648Total-
Tax Record2024$8,435 ($703 / month)
Home Facts
Total Finished SqFt1,511 SqFtAbove Grade Finished SqFt1,511 SqFtStories2Lot Size3,128 SqFtStyleCondominium OfficesYear Built1900Year Renovated1980CountyNASSAUAPN00-00-31-1203-000B-0000

Schools near 5 South 3rd Street, Unit B

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5 South 3rd Street, Unit B, Fernandina Beach, FL 32034

5 South 3rd Street, Unit B is a condo for sale in Fernandina Beach, FL 32034. This property was listed for sale on June 30, 2026 by BERKSHIRE HATHAWAY HomeServices HWREI, it's currently listed at $899,000. It has been on the market for a total of 0 days and was last sold on June 8, 2022. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach Middle School. 5 South 3rd Street, Unit B is a 0-bed, 2-bath, 1,511 sqft condo built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of BERKSHIRE HATHAWAY HomeServices HWREI

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.