5095 Pine Ridge Dr

Chipley, FL 32428

$279,999
Price
1
Bed
1,140 Sq. Ft.
$246 / Sq. Ft.
1,140
Sq. Ft.
$246
per Sq. Ft.
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Description

One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The...One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''
  1. Listed by Seamus J O'neill • SOUTHERN WAY REALTY, INC.

Property Details for 5095 Pine Ridge Drive

Architectural Style
Other
Waterfront
Yes
Waterfront Features
Lake, Lake Front
Subdivision Name
Pine Lake Estates
View
Lake
View
Yes
LISTING UPDATED: 02/17/2026 01:14 PM

Property Details for 5095 Pine Ridge Drive

StatusActive
MLS #785291
Days on Market26
Taxes$2,349 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2007
Lot Size1.55 AC / 67,518 SF
CountyWashington County
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Location

Listing Courtesy of SOUTHERN WAY REALTY, INC.
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Building Information for 5095 Pine Ridge Drive

Stories-Year Built2007Building Size-Lot Size1.55 AC / 67,518 SF

Payment Calculator

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$1,555 per month

30 year fixed, 6.11% Interest

Principal and Interest

$1,359

Property Taxes

$196

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 5095 Pine Ridge Drive

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From Chipley head south on Hwy 77. Travel approximately 21 miles and take a left onto Rolling Pines Road then take a right onto Pine Ridge Drive, home is located down on the left. Sign up.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.462231
  • Longitude: -85.670083
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1002 - Washington SE
Taxes and HOA Information
  • Parcel Number: 00000000-00-3136-0219
  • Association: No
  • Tax Annual Amount: $2,349.00
  • Tax Legal Description: LOT 19 PINE LAKE ESTATES PHASE II 1.11 AC OR 572 P 561, AND PART OF LOT 18.
  • Tax Year: 2025
Parking
  • Attached Garage: No
  • Garage Spaces: 3.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1140.0
  • Lot Features: Paved
  • Lot Size Acres: 1.55
  • Lot Size Area: 1.55
  • Lot Size Dimensions: 109x663x116x613
  • Lot Size Units: Acres
  • Lot Size Square Feet: 67518.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2007
  • New Construction: No
  • Human Modified: No
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stone
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony
  • Roof: Composition, Shingle
Interior Features
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 1
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air, Ductless
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Range
Room Information
Room 1
  • Room Dimensions: 29.7 x 19.1
  • Room Length: 29.7
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 19.1
Room 2
  • Room Dimensions: 9.1 x 13.9
  • Room Length: 9.1
  • Room Level: Second
  • Room Type: Kitchen
  • Room Width: 13.9
Room 3
  • Room Dimensions: 18.3 x 19.1
  • Room Length: 18.3
  • Room Level: Second
  • Room Type: Living Room
  • Room Width: 19.1
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 5095 Pine Ridge Drive

DateEvent & SourcePriceAppreciation
Feb 15, 2026

Listed (Active)

CPAR #785291

$279,999—
Feb 24, 2005

Sold (Public Record)

Public Record #594523679

$22,000—
DateEvent & SourcePrice
02/15/2026

Listed (Active)

CPAR #785291

$279,999
02/24/2005

Sold (Public Record)

Public Record #594523679

$22,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5095 Pine Ridge Drive

Taxable ValueLand$45,150Additions$126,138Total$171,288
Tax Record2025$2,349 ($196 / month)
Home Facts
Beds1Total Finished SqFt1,140 SqFtAbove Grade Finished SqFt1,140 SqFtLot Size67,562 SqFtStyleSingle Family ResidenceYear Built2007CountyWASHINGTONAPN31360219

Schools near 5095 Pine Ridge Drive

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - K to 5
Roulhac Middle School
Public - 6 to 8
Vernon Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5095 Pine Ridge Drive, Chipley, FL 32428

5095 Pine Ridge Drive is a single family home for sale in Chipley, FL 32428. This property was listed for sale on February 15, 2026 by SOUTHERN WAY REALTY, INC., it's currently listed at $279,999. It has been on the market for a total of 26 days and was last sold on February 24, 2005. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Roulhac Middle School. 5095 Pine Ridge Drive is a 1-bed, 1-bath, 1,140 sqft single family home built in 2007.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of SOUTHERN WAY REALTY, INC.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.