522 Spruce St

Aptos, CA 95003

$1,250,000
Last Sold Price
2
Beds
1,054 Sq. Ft.
$1,186 / Sq. Ft.
1,054
Sq. Ft.
$1,186
per Sq. Ft.
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Sold 4/2/26Virtual Tour
Sold 4/2/26Virtual Tour
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a front view of a house with a yard
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a living room with furniture and a fireplace
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a living room with furniture and a large window
a kitchen with a refrigerator and white cabinets
a kitchen with stainless steel appliances a refrigerator sink a microwave a stove and white cabinets with wooden floor
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a kitchen with stainless steel appliances a refrigerator sink and microwave
a kitchen with stainless steel appliances granite countertop a stove and white cabinets
a kitchen with stainless steel appliances granite countertop a stove and white cabinets
a kitchen with stainless steel appliances a refrigerator a sink and wooden floors
a kitchen with granite countertop white cabinets and stainless steel appliances
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Description

Nestled in the seaside neighborhood of Seacliff, this charming and thoughtfully updated cottage offers the perfect blend of coastal character, modern comfort, and relaxed beachside living. Just moments from the shoreline, this inviting two-bedroom, two-bath residence captures the essence of a classic beach cottage while incorporating tasteful upgrades that make it ideal as a full-time home, weekend retreat, or coastal getaway. From the moment you arrive, the homes wood and stucco siding sets a warm,...Nestled in the seaside neighborhood of Seacliff, this charming and thoughtfully updated cottage offers the perfect blend of coastal character, modern comfort, and relaxed beachside living. Just moments from the shoreline, this inviting two-bedroom, two-bath residence captures the essence of a classic beach cottage while incorporating tasteful upgrades that make it ideal as a full-time home, weekend retreat, or coastal getaway. From the moment you arrive, the homes wood and stucco siding sets a warm, timeless tone, evoking the casual elegance of a traditional seaside cottage. Mature landscaping and a welcoming entry hint at the peaceful lifestyle that awaits inside. Step through the front door and you are immediately greeted by an abundance of natural light, enhanced by multiple sliding glass doors that brighten the interior throughout the day. The open-beam ceilings add architectural interest and volume, creating an airy, relaxed atmosphere that feels both spacious and cozy. Thoughtful touches throughout the home include custom built-ins and extra storage space, adding both style and functionality for easy everyday living.
  1. Listed by Lauren Spencer • DRE #00925382 • Brokerage DRE #01908304 • Coldwell Banker Realty • 831-818-3723
  2. Listed by Amy Jeske • DRE #01476829 • Brokerage DRE #01908304 • Coldwell Banker Realty

Property Details for 522 Spruce Street

MLS City Name
APTOS
Building Type
Detached
Style
Cottage
Garage Spaces
0
Parking Spaces
2
Cross Street
Mar Vista Drive
LISTING UPDATED: 04/02/2026 12:02 PM

Property Details for 522 Spruce Street

StatusSold
MLS #ML82033676
Days on Compass42
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeSingle-Family Homes / Detached
Year Built1971
Lot Size0.09 AC / 4,138 SF
CountySanta Cruz County
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Location

Listing Courtesy of Coldwell Banker Realty, Lauren Spencer, DRE #00925382; Coldwell Banker Realty, Amy Jeske, DRE #01476829

Sold By Bailey Properties, Bret Zischke, DRE #01413081

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Building Information for 522 Spruce Street

Stories1Year Built1971Building Size-Lot Size0.09 AC / 4,138 SF

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$7,357 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,294

Property Taxes

$1,063

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 522 Spruce Street

Features
External Links
Room Information
  • Bathroom: Double Sinks, Full on Ground Floor, Primary - Stall Shower(s), Skylight, Stall Shower, Tile, Updated Bath
  • Bedrooms: Ground Floor Bedroom, Primary Bedroom on Ground Floor
  • Dining Room: Dining Area
  • Family Room: No Family Room
  • Kitchen: Countertop - Granite, Dishwasher, Refrigerator
  • Number of Full Bathrooms: 2
Features
  • Amenities: Open Beam Ceiling, Skylight
  • Energy Features: Double Pane Windows
  • Fireplace: Yes
  • Fireplaces: Gas Burning, Living Room
  • Fireplaces Min: 1
  • Flooring: Laminate
  • Laundry: Inside, Washer / Dryer
  • Living SqFt: 1054
  • Pool: No
Utilities
  • Cooling: None
  • Heating: Wall Furnace
  • Sewer Septic: Sewer - Public
  • Utilities: Public Utilities
  • Water: Public
Carport and Parking
  • Carport Min: 1
Garage
  • Garage and Parking: Carport, Off-Street Parking, On Street
  • Garage Max: 0
  • Garage Min: 0
Property Details
Homeowners Association
  • HOA Exists: 0
  • HOA Fee: $0
Property Details
  • Exterior: Double Pane Windows
  • Area Text: Seacliff
  • Roof: Composition
  • Stories: One Story
  • Subclass: Single Family Home
  • Year Built Source: Assessor
  • Street Number: 522
  • Street Name: Spruce
  • Street Suffix: Street
  • Area ID: 47
Lot / Property Details
Building Information
  • Number Of Stories: 1
  • Structure SqFt: 1054
  • Structure SqFt Source: Assessor
  • Age: 55
Development Information
  • Construction Type: Stucco, Wood
  • Zoning Detail: R-1-4
Location Information
  • Parcel Number: 038-111-04-000
  • County Name: Santa Cruz
  • City Name: APTOS
  • City Postal ID: 1
  • Postal Code: 95003
  • Elementary School District: 800
  • High School District Text: Pajaro Valley Unified
Lot Information
  • Foundation: Concrete Perimeter
  • Horse Property: No
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor
  • Yard Grounds: Back Yard, Fenced, Storage Shed / Structure

Property History for 522 Spruce Street

DateEvent & SourcePriceAppreciation
Apr 2, 2026

Sold

EBRD #ML82033676

$1,250,000—
Apr 2, 2026

Sold

MLSListings #ML82033676

$1,250,000—
Mar 26, 2026

Sold (Public Record)

Public Record #1934651830

$1,250,000

+2.9% / yr

DateEvent & SourcePrice
04/02/2026

Sold

EBRD #ML82033676

$1,250,000
04/02/2026

Sold

MLSListings #ML82033676

$1,250,000
03/26/2026

Sold (Public Record)

Public Record #1934651830

$1,250,000

+2.9% / yr

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 522 Spruce Street

Taxable ValueLand$766,652Additions$219,260Total$985,912
Tax Record2025$12,755 ($1,063 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,054 SqFtAbove Grade Finished SqFt1,054 SqFtLot Size4,138 SqFtStyleSingle Family ResidenceYear Built1971Year Renovated1990ZoningR-1-4CountySANTA CRUZAPN038-111-04Fireplace TypeHas Fireplace

Schools near 522 Spruce Street

This home is within Pajaro Valley Unified School District.
Rating
School
Type
Grades
Distance
Mar Vista Elementary School
Public - K to 6
Aptos Junior High School
Public - 7 to 8
Aptos High School
Public - 9 to 12
PVUSD Virtual Academy
Public - K to 12
Rating
School
Distance
Mar Vista Elementary School
PublicK to 6

Aptos Junior High School
Public7 to 8

Aptos High School
Public9 to 12

PVUSD Virtual Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty, Lauren Spencer, DRE #00925382; Coldwell Banker Realty, Amy Jeske, DRE #01476829

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.