524 Cedar Creek Rd

Palatka, FL 32177

$950,000
Price
3
Beds
2,922 Sq. Ft.
$325 / Sq. Ft.
2,922
Sq. Ft.
$325
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Big St. Johns River Views
Riverfront Custom Home
Gated Entrance
Welcome Home
Front
Custom Brick Home on 1.47 Acres
Dock
Dock on St. Johns River
Covered Dock
Front-Aerial
2-car garage
Backyard to River
Dining Room
Dining & Living Rooms
Dining & Living Rooms
Living Room
Living Room Fireplace
Living Room
Living Room
View toward Screened Porch and RIver
Living Room to Kitchen
Kitchen
Kitchen with Breakfast Bar
Kitchen Island
Kitchen
Kitchen Island
Kitchen
Eat-in Kitchen
Primary Bedroom
Primary Bedroom
Fireplace in Primary Bedroom
Primary Bedroom
Primary Bedroom
Primary Bathroom
Primary Bathroom
Primary Shower
Primary Bathroom
Primary Walk-in Closet
2nd Bedroom
2nd Bedroom
2nd Bedroom
Bathroom and 3rd Bedroom
2nd Bathroom Vanity
2nd Bathroom Shower
3rd Bedroom
3rd Bedroom
3rd Bedroom
3rd Bedroom
3rd Bathroom
Laundry Room
Aerial with Location
Aerial
Dock on St. Johns River
Dock
River looking north
Aerial - Back of home
Back of Home
Picnic Table and Firepit
Outdoor Picnic Area
Covered Front Porch
Covered Front Porch
Screened Back Porch
Screened Back Porch
Screened Back Porch
Dock
Covered Dock
Tiki Bar
Tiki Bar
Tiki Bar
Tiki Bar
Enjoy beautiful sunrises
Drive towards home
Fruit Trees
Nicely landscaped
Peaceful Views
2-car garage
2-car garage
Workshop
Workshop
Covered RV Parking
Well House
Estate Lot on St. Johns River

Description

Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees,...Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and three stately palm trees framing the river's edge. Notably, the property is not located in a flood zone . Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. Two wood-burning fireplaces add warmth & character, and the open layout supports both everyday living & entertaining
  1. Listed by BARBARA JENNESS • BARBARA B JENNESS PA
    P: (904)-823-0027 C: (904)-823-0027 Barbara@BarbaraJenness.com

Property Details for 524 Cedar Creek Road

Architectural Style
Ranch
Senior Community YN
No
View
River, Water
Waterfront Features
Navigable Water, River Front
Subdivision Name
Metes & Bounds
LISTING UPDATED: 03/25/2026 04:59 PM

Property Details for 524 Cedar Creek Road

StatusActive
MLS #2136154
Days on Market4
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1994
Lot Size1.47 AC / 64,033 SF
CountyPutnam County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of BARBARA B JENNESS PA
Add your commute

Building Information for 524 Cedar Creek Road

Stories1Year Built1994Building Size-Lot Size1.47 AC / 64,033 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$5,322 per month

30 year fixed, 6.11% Interest

Principal and Interest

$4,610

Property Taxes

$712

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 524 Cedar Creek Road

Summary
Location and General Information
  • Accessibility Features: Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Common Area, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen
  • Country: US
  • Direction Faces: East
  • Directions: From Palatka take Hwy 17 north to right on Palmetto Bluff Road. At the end of the road take a left on Cedar Creek Road and continue to 524 on the right. Welcome to your Riverfront Estate!
  • Road Frontage Type: County Road
  • MLS Area Major: 563-East Bostwick/Bridgeport/Cedar Creek
  • City: Palatka
  • State: FL
  • Postal Code: 32177
  • County: Putnam
  • Latitude: 29.791928
  • Longitude: -81.579318
  • MLS Area Minor: 563-East Bostwick/Bridgeport/Cedar Creek
  • General Property Information: Waterfront YN: Yes
  • General Property Information: Water Frontage Feet: 128.0
  • General Property Information: Senior Community YN: No
  • General Property Information: Direction Faces: East
  • General Property Information: Accessibility Features YN: Yes
  • Road Frontage Type: County Road: Yes
  • Road Surface Type: Asphalt: Yes
  • View: River: Yes
  • View: Water: Yes
  • Waterfront Features: Navigable Water: Yes
  • Waterfront Features: River Front: Yes
Taxes and HOA Information
  • Parcel Number: 230827000000600010
  • Association Fee: $.00
  • Association YN: No
  • General Property Information: CDD Fee YN: No
  • General Property Information: Association YN: No
Parking
  • Carport Spaces: 2
  • Carport YN: true
  • Garage Spaces: 2
  • Garage YN: Yes
  • Parking Features: Attached, Carport, Garage, Garage Door Opener, Gated, RV Access/Parking
  • Attached Garage: Yes
  • General Property Information: Garage YN: Yes
  • General Property Information: Garage Spaces: 2.0
  • General Property Information: Carport YN: Yes
  • General Property Information: Carport Spaces: 2.0
  • Parking Features: Attached: Yes
  • Parking Features: Carport: Yes
  • Parking Features: Garage: Yes
  • Parking Features: Garage Door Opener: Yes
  • Parking Features: Gated: Yes
  • Parking Features: RV Access/Parking: Yes
Property
Lot Information
  • Building Area Total: 3960.0
  • Living Area Source: Public Records
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Lot Size Acres: 1.47
  • Lot Size Dimensions: 170 x 367 x 128 x 348
  • Other Structures: Workshop
  • Living Area: 2922.0
  • Lot Size Area: 1.47
  • Lot Size Units: Acres
  • Lot Size Square Feet: 64033.2
Property and Assessments
  • Current Use: Residential, Single Family
  • New Construction YN: No
  • Property Attached YN: No
  • Year Built: 1994
  • MLS Approval Status: Yes
  • Room Types: Dining Room, Living Room, Primary Bathroom, Bathroom 1, Bedroom 2, Bedroom 3, Bathroom 2, Kitchen, Laundry, Bathroom 3, Workshop, Other
  • Room Total: 13.0
  • General Property Information: Lot Size Acres: 1.47
  • General Property Information: Bathrooms Half: 0.0
  • General Property Information: Lot Size Dimensions: 170 x 367 x 128 x 348
  • General Property Information: Living Area: 2922.0
  • General Property Information: Living Area Source: Public Records
  • General Property Information: Building Area Total: 3960.0
  • General Property Information: Accessory Dwelling Unit Y/N: Yes
  • General Property Information: New Construction YN: No
  • General Property Information: List Price/SqFt: 325.12
  • Lot Features: Sprinklers In Front: Yes
  • Lot Features: Sprinklers In Rear: Yes
Utilities
  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Electric: 200+ Amp Service: Yes
  • Sewer: Septic Tank: Yes
  • Utilities: Electricity Connected: Yes
  • Utilities: Other: Yes
  • Water Source: Private: Yes
  • Water Source: Well: Yes
Interior and Exterior Features
Exterior Features
  • Electric: True
  • Exterior Features: Boat Lift, Boat Slip, Dock, Fire Pit
  • Fencing: Fenced
  • Patio And Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Security Features: Security Fence, Security Gate, Security System Owned, Smoke Detector(s)
  • Construction Materials: Brick
  • Construction Materials: Brick: Yes
  • Exterior Features: Boat Lift: Yes
  • Exterior Features: Boat Slip: Yes
  • Exterior Features: Dock: Yes
  • Exterior Features: Fire Pit: Yes
  • Fencing: Fenced: Yes
  • Other Structures: Workshop: Yes
  • Roof: Metal: Yes
  • Security Features: Security Fence: Yes
  • Security Features: Security Gate: Yes
  • Security Features: Security System Owned: Yes
  • Security Features: Smoke Detector(s): Yes
  • Architectural Style: Ranch: Yes
  • Patio And Porch Features: Covered: Yes
  • Patio And Porch Features: Front Porch: Yes
  • Patio And Porch Features: Rear Porch: Yes
  • Patio And Porch Features: Screened: Yes
  • Accessory Dwelling Information: Dwelling Type: Other
  • Accessory Dwelling Information: ADU Attached Y/N: No
  • Accessory Dwelling Information: Square Footage: 800.0
Interior Features
  • Stories: 1
  • Cooling: Central Air, Electric
  • Fireplace Features: Wood Burning
  • Fireplaces Total: 2
  • Furnished: Partially
  • Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Sink
  • Levels: One
  • Spa Features: Bath
  • Heating: Central, Electric, Heat Pump
  • Flooring: Tile, Wood
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 3.0
  • Bathrooms Total (Notational): 3.0
  • Cooling: Yes
  • Heating: Yes
  • Fireplace Y N: Yes
  • General Property Information: Furnished: Partially
  • General Property Information: Stories: 1.0
  • Accessibility Features: Accessible Bedroom: Yes
  • Accessibility Features: Accessible Central Living Area: Yes
  • Accessibility Features: Accessible Closets: Yes
  • Accessibility Features: Accessible Common Area: Yes
  • Accessibility Features: Accessible Entrance: Yes
  • Accessibility Features: Accessible Full Bath: Yes
  • Accessibility Features: Accessible Hallway(s): Yes
  • Accessibility Features: Accessible Kitchen: Yes
  • Appliances: Convection Oven: Yes
  • Appliances: Dishwasher: Yes
  • Appliances: Double Oven: Yes
  • Appliances: Dryer: Yes
  • Appliances: Electric Cooktop: Yes
  • Appliances: Electric Water Heater: Yes
  • Appliances: Microwave: Yes
  • Appliances: Refrigerator: Yes
  • Appliances: Washer: Yes
  • Appliances: Water Softener Owned: Yes
  • Cooling: Central Air: Yes
  • Cooling: Electric: Yes
  • Fireplace Features: Fireplaces Total: 2.0
  • Fireplace Features: Wood Burning: Yes
  • Flooring: Tile: Yes
  • Flooring: Wood: Yes
  • Heating: Central: Yes
  • Heating: Electric: Yes
  • Heating: Heat Pump: Yes
  • Laundry Features: Sink: Yes
  • Levels: One: Yes
  • Spa Features: Bath: Yes
  • Interior Features: Breakfast Bar: Yes
  • Interior Features: Ceiling Fan(s): Yes
  • Interior Features: Eat-in Kitchen: Yes
  • Interior Features: Kitchen Island: Yes
  • Interior Features: Open Floorplan: Yes
  • Interior Features: Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features: Primary Downstairs: Yes
  • Interior Features: Skylight(s): Yes
  • Interior Features: Split Bedrooms: Yes
  • Interior Features: Vaulted Ceiling(s): Yes
  • Interior Features: Walk-In Closet(s): Yes
  • Room Types: Bathroom 1: Yes
  • Room Types: Bathroom 1 Level: Main
  • Room Types: Bathroom 2: Yes
  • Room Types: Bathroom 2 Level: Main
  • Room Types: Bathroom 3: Yes
  • Room Types: Bathroom 3 Level: Main
  • Room Types: Bedroom 2: Yes
  • Room Types: Bedroom 2 Level: Main
  • Room Types: Bedroom 3: Yes
  • Room Types: Bedroom 3 Level: Main
  • Room Types: Dining Room: Yes
  • Room Types: Dining Room Level: Main
  • Room Types: Kitchen: Yes
  • Room Types: Kitchen Level: Main
  • Room Types: Laundry: Yes
  • Room Types: Laundry Level: Main
  • Room Types: Living Room: Yes
  • Room Types: Living Room Level: Main
  • Room Types: Primary Bathroom: Yes
  • Room Types: Primary Bathroom Level: Main
  • Room Types: Workshop: Yes
  • Room Types: Other Room: Yes
Agent
Showing and Remarks
  • Public Remarks: Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and three stately palm trees framing the river's edge. Notably, the property is not located in a flood zone . Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. Two wood-burning fireplaces add warmth & character, and the open layout supports both everyday living & entertaining
  • General Property Information: Directions: From Palatka take Hwy 17 north to right on Palmetto Bluff Road. At the end of the road take a left on Cedar Creek Road and continue to 524 on the right. Welcome to your Riverfront Estate!
  • General Property Information: Public Remarks: Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and three stately palm trees framing the river's edge. Notably, the property is not located in a flood zone . Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. Two wood-burning fireplaces add warmth & character, and the open layout supports both everyday living & entertaining
Rental
Rental Information
  • Utilities: Electricity Connected, Other
  • Roof: Metal
  • Rental Restrictions: No Minimum: Yes

Property History for 524 Cedar Creek Road

DateEvent & SourcePriceAppreciation
Mar 21, 2026

Listed (Active)

NEFMLS #2136154

$950,000—
Sep 3, 2020

Sold (Public Record)

Public Record #679201966

$550,000—
Sep 3, 2020

Sold (Public Record)

Public Record #679201966

$550,000—
Sep 3, 2020

Sold

SASJMLS #198090

$550,000—
Sep 2, 2020

Sold

NEFMLS #1059079

$550,000—
Aug 5, 2020

Pending

SASJMLS #198090

—
Jul 30, 2020

Pending

NEFMLS #1059079

—
Jun 18, 2020

Listed (Active)

SASJMLS #198090

$589,900—
Jun 17, 2020

Listed (Active)

NEFMLS #1059079

$589,900—
Apr 1, 2020

Expired

SASJMLS #190569

—
Apr 1, 2020

Sold

SASJMLS #190569

$625,000—
Apr 1, 2020

Expired

SASJMLS #190569

—
Mar 31, 2020

Expired

MFRMLS #O5817784

$625,000—
Mar 30, 2020

Expired

NEFMLS #1019348

$625,000—
Dec 7, 2019

Price Change

SASJMLS #190569

$675,000—
Oct 8, 2019

Listed (Active)

MFRMLS #O5817784

$687,300—
Oct 7, 2019

Listed (Active)

NEFMLS #1019348

$687,300—
Oct 7, 2019

Listed (Active)

SASJMLS #190569

$687,300—
DateEvent & SourcePrice
03/21/2026

Listed (Active)

NEFMLS #2136154

$950,000
09/03/2020

Sold (Public Record)

Public Record #679201966

$550,000
09/03/2020

Sold (Public Record)

Public Record #679201966

$550,000
09/03/2020

Sold

SASJMLS #198090

$550,000
09/02/2020

Sold

NEFMLS #1059079

$550,000
08/05/2020

Pending

SASJMLS #198090

—
07/30/2020

Pending

NEFMLS #1059079

—
06/18/2020

Listed (Active)

SASJMLS #198090

$589,900
06/17/2020

Listed (Active)

NEFMLS #1059079

$589,900
04/01/2020

Expired

SASJMLS #190569

—
04/01/2020

Sold

SASJMLS #190569

$625,000
04/01/2020

Expired

SASJMLS #190569

—
03/31/2020

Expired

MFRMLS #O5817784

$625,000
03/30/2020

Expired

NEFMLS #1019348

$625,000
12/07/2019

Price Change

SASJMLS #190569

$675,000
10/08/2019

Listed (Active)

MFRMLS #O5817784

$687,300
10/07/2019

Listed (Active)

NEFMLS #1019348

$687,300
10/07/2019

Listed (Active)

SASJMLS #190569

$687,300

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 524 Cedar Creek Road

Taxable ValueLand-Additions-Total-
Tax Record2025$8,549 ($712 / month)
Home Facts
Beds0Total Finished SqFt3,456 SqFtAbove Grade Finished SqFt3,456 SqFtLot Size64,033 SqFtStyleSingle Family ResidenceYear Built1994CountyPUTNAMAPN23-08-27-0000-006.0-001.0Fireplace TypeHas Fireplace

Schools near 524 Cedar Creek Road

This home is within Putnam.
Rating
School
Type
Grades
Distance
James A. Long Elementary School
Public - K to 6
Palatka High School
Public - 7 to 12
Putnam Virtual Instruction Program (District Provided)
Public - K to 12
Putnam Virtual Program
Public - K to 12
Rating
School
Distance
James A. Long Elementary School
PublicK to 6

Palatka High School
Public7 to 12

Putnam Virtual Instruction Program (District Provided)
PublicK to 12

Putnam Virtual Program
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 524 Cedar Creek Road, Palatka, FL 32177

524 Cedar Creek Road is a single family home for sale in Palatka, FL 32177. This property was listed for sale on March 22, 2026 by BARBARA B JENNESS PA, it's currently listed at $950,000. It has been on the market for a total of 4 days and was last sold on September 3, 2020. This listing's school district is Putnam. Nearby schools include James A. Long Elementary School, Palatka High School and Putnam Virtual Instruction Program (District Provided). 524 Cedar Creek Road is a 3-bed, 3-bath, 2,922 sqft single family home built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of BARBARA B JENNESS PA

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.