526 20th Ave

Indian Rocks Beach, FL 33785

$1,279,000
Price
2
Beds
1,107 Sq. Ft.
$1,155 / Sq. Ft.
1,107
Sq. Ft.
$1,155
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

One or more photo(s) has been virtually staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach’s most desirable enclaves. This property offers a unique “choose your own adventure” opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of...One or more photo(s) has been virtually staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach’s most desirable enclaves. This property offers a unique “choose your own adventure” opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of relaxed “Old Florida” charm and upscale coastal living. Just a short stroll from your front door are the pristine white sands of the Gulf of Mexico, breathtaking sunsets, eclectic boutiques, and award-winning local dining. Enjoy a walkable lifestyle in a close-knit beach community known for its laid-back atmosphere and strong vacation appeal. Unlike narrow finger canals, this property sits directly on the open Intracoastal Waterway with expansive north and south water views. Enjoy direct Gulf access from your backyard, ideal for sunset cruises or deep-sea fishing. A private 10,000-lb boat lift keeps your vessel secure and ready at a moment’s notice. Watch dolphins and manatees from your backyard or relax in the hot tub while enjoying the annual holiday boat parade and local regattas. Nearly every room in the home captures magnificent unobstructed water views. The single-level interior has been meticulously updated for effortless, low-maintenance living. The gourmet kitchen features a 9-foot quartz island, soft-close cabinetry, and a new 8-foot impact-resistant picture window. Premium JennAir induction cooktop and dishwasher are complemented by an LG refrigerator and microwave. Every bathroom has been completely remodeled with sophisticated finishes and contemporary vanities. Durable luxury vinyl plank flooring throughout provides true “no-stairs, no-stress” living. Step outside to a newly paved waterfront deck and adjustable louvered pergola designed for the perfect balance of sun and shade. Hurricane-impact windows throughout provide peace of mind, energy efficiency, and storm protection. This property also offers exceptional flexibility and investment potential. The city has tentatively approved plans for an attached ADU expansion adding nearly 1,700 additional square feet plus a two-car garage without removing the existing structure. Preliminary floor plans and elevations are included in the photos. With designer upgrades, a private boat lift, and a premier waterfront location, this home is ideally suited as a luxury primary residence, vacation retreat, or high-performing short-term rental opportunity. No HOA fees, favorable Pinellas County taxes, and a peaceful setting surrounded by multi-million-dollar homes complete this extraordinary waterfront offering.
  1. Listed by Robert Mitchell II • Brokerage DRE #1064576 • LPT REALTY, LLC
    P: (813)-494-8348 C: (813)-494-8348 Team@redepot.org

Property Details for 526 20th Avenue

Subdivision Name
INDIAN BEACH RE-REVISED 15TH ADD
Township
30
Garage Spaces
1
View
Water
Waterfront
Yes
Water View
Intracoastal Waterway
Furnished
Unfurnished
LISTING UPDATED: 05/30/2026 12:40 PM

Property Details for 526 20th Avenue

StatusActive
MLS #TB8510307
Days on Market26
Taxes$5,554 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1960
Lot Size0.14 AC / 5,998 SF
CountyPinellas County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of LPT REALTY, LLC, Robert Mitchell II
Add your commute

Building Information for 526 20th Avenue

Stories-Year Built1960Building Size-Lot Size0.14 AC / 5,998 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$6,836 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,373

Property Taxes

$463

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 526 20th Avenue

Summary
Location and General Information
  • Building Area Source: Estimated
  • Building Area Total: 1348.0
  • Building Area Units: Square Feet
  • Community Features: Boat Slip, Community Boat Ramp, Dock, Fishing, Private Boat Ramp, Water Access, Park, Playground, Tennis Court(s)
  • Direction Faces: South
  • Directions: From Gulf Blvd, head east on 20th Ave toward the Intracoastal Waterway. Continue to the end of the cul-de-sac; property will be on the right-hand side waterfront.
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 526
  • Street Name: 20TH
  • Street Suffix: AVENUE
  • State: FL
  • City: INDIAN ROCKS BEACH
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: None
  • Association: No
  • CDD: No
  • Tax Block: 027603
  • Tax Book Number: 31-57
  • Tax Legal Description: INDIAN BEACH RE-REVISED 15TH ADD LOT 29
  • Tax Lot: 29
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: FloodZone
  • Parcel Number: 063015423000000290
  • Total Acreage: 0 to less than 1/4
  • Water Access: Gulf/Ocean, Intracoastal Waterway
  • Water Access: Yes
  • Water Body Name: INTRACOASTAL WATERWAY
  • Water Extras: Bridges - No Fixed Bridges, Fishing Pier, Lift, Sailboat Water, Seawall - Concrete
  • Water Extras: Yes
  • Water: Bridges - No Fixed Bridges, Fishing Pier, Lift, Sailboat Water, Seawall - Concrete
  • Living Area: 1107
Property and Assessments
  • Year Built Numeric: 1960
  • Association Amenities: Park, Playground, Tennis Court(s)
  • Flood Zone Code: AE
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0114H
  • Home Warranty: No
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 06
  • Dock YN: Yes
  • Dock Description: Dock - Open, Dock w/Electric, Dock w/Water Supply
  • Dock Dimensions: 30 x 3
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block
  • Exterior Features: Rain Gutters, Sliding Doors
  • Fencing: Fenced
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Waterfront Features: Intracoastal Waterway
  • Waterfront Feet Total: 50
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Luxury Vinyl
  • Heating: Central, Electric
  • Interior Features: Ceiling Fan(s), Open Floorplan
  • Laundry Features: Inside
  • Living Area Source: Estimated
  • Living Area Units: Square Feet
  • Room Count: 4.0
  • Water View: Yes
  • Window Features: Blinds
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 526 20th Avenue

DateEvent & SourcePriceAppreciation
May 20, 2026

Listed (Active)

MFRMLS #TB8510307

$1,279,000—
Jan 23, 2018

Sold (Public Record)

Public Record #615294688

$460,000

-1.3% / yr

Jan 23, 2018

Sold

MFRMLS #U7829735

$460,000—
DateEvent & SourcePrice
05/20/2026

Listed (Active)

MFRMLS #TB8510307

$1,279,000
01/23/2018

Sold (Public Record)

Public Record #615294688

$460,000

-1.3% / yr

01/23/2018

Sold

MFRMLS #U7829735

$460,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 526 20th Avenue

Taxable ValueLand-Additions-Total-
Tax Record2025$5,554 ($463 / month)
Home Facts
Beds0Baths1Total Finished SqFt913 SqFtAbove Grade Finished SqFt913 SqFtStories1Lot Size5,998 SqFtStyleSingle Family ResidenceYear Built1960Year Renovated1990CountyPINELLASAPN06-30-15-42300-000-0290

Schools near 526 20th Avenue

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Anona Elementary School
Public - PK to 5
Seminole Middle School
Public - 6 to 8
Largo High School
Public - 9 to 12
Strive Academy
Public - 6 to 12
Rating
School
Distance
Anona Elementary School
PublicPK to 5

Seminole Middle School
Public6 to 8

Largo High School
Public9 to 12

Strive Academy
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

More information about 526 20th Avenue, Indian Rocks Beach, FL 33785

526 20th Avenue is a single family home for sale in Indian Rocks Beach, FL 33785. This property was listed for sale on May 20, 2026 by LPT REALTY, LLC, it's currently listed at $1,279,000. It has been on the market for a total of 26 days and was last sold on January 23, 2018. This listing's school district is Pinellas. Nearby schools include Anona Elementary School, Seminole Middle School and Largo High School. 526 20th Avenue is a 2-bed, 2-bath, 1,107 sqft single family home built in 1960.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of LPT REALTY, LLC, Robert Mitchell II

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/30/2026 12:40 PM