528 S 13th Ter

Fernandina Beach, FL 32034

$425,000
Price
3
Beds
1,252 Sq. Ft.
$339 / Sq. Ft.
1,252
Sq. Ft.
$339
per Sq. Ft.
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Description

3-bedroom, 2-bath home on Amelia Island with a 2-car garage in a fantastic central location, just minutes from the beach and Historic Downtown Fernandina. This 1,252-square-foot home features a great layout, with high ceilings in the living room, creating an open, airy feel. The fenced backyard is perfect for entertaining, relaxing, or letting pets play, and includes a shed for additional storage. The roof is less than 4 years old, adding peace of mind for the new owner. Located in sought-after Nassau...3-bedroom, 2-bath home on Amelia Island with a 2-car garage in a fantastic central location, just minutes from the beach and Historic Downtown Fernandina. This 1,252-square-foot home features a great layout, with high ceilings in the living room, creating an open, airy feel. The fenced backyard is perfect for entertaining, relaxing, or letting pets play, and includes a shed for additional storage. The roof is less than 4 years old, adding peace of mind for the new owner. Located in sought-after Nassau County with access to A-rated schools, and within walking distance to the middle and high school, this home combines comfort, convenience, and island living.
  1. Listed by Tara Thousand • AMELIA COASTAL REALTY LLC
  2. Listed by Philip Griffin • AMELIA COASTAL REALTY LLC

Property Details for 528 South 13th Terrace

Architectural Style
One Story
Parking Features
Two Car Garage, Garage Door Opener
Zoning
R-2
LISTING UPDATED: 05/19/2026 11:28 AM

Property Details for 528 South 13th Terrace

StatusActive
MLS #115641
Days on Market43
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Residential
Year Built1997
Lot Size0.11 AC / 4,791 SF
CountyNassau County
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Location

Listing Courtesy of AMELIA COASTAL REALTY LLC
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Building Information for 528 South 13th Terrace

Stories1Year Built1997Building Size-Lot Size0.11 AC / 4,791 SF

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$2,247 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,118

Property Taxes

$129

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 528 South 13th Terrace

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: ,
  • Directions: While heading north on S 14th Street, take a left onto Fir Street. Take your first right onto S 13th Terrace, and the house is the 2nd one on the right.
  • Road Surface Type: Paved
  • Postal Code: 30234
  • Latitude: 30.662684
  • Longitude: -81.453084
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1800-0241-0930
  • Association: No
  • Tax Legal Description: BLOCK 241 LOTS 93 & 94, CITY OF FERNANDINA BEACH
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 1252.0
  • Lot Size Acres: 0.11
  • Lot Size Area: 0.11
  • Lot Size Dimensions: 50 by 100
  • Lot Size Units: Acres
  • Living Area: 1252.0
  • Living Area Source: Assessor
Property and Assessments
  • Builder Name: Atlantic Builders Inc
  • Year Built: 1997
  • Property Condition: Resale
  • Human Modified: Yes
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fence
  • Construction Materials: Frame
  • Patio And Porch Features: Rear Porch, Deck, Open, Patio
  • Roof: Shingle
Interior Features
  • Levels: One
  • Stories: 1
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 0
  • Cooling: Yes
  • Cooling: Heat Pump
  • Heating: Yes
  • Heating: Heat Pump
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Water Softener Owned, Stove, Washer, Ice Maker
  • Interior Features: Ceiling Fans, Cable Tv, Window Treatments
  • Window Features: Aluminum Frames, Blinds, Drapes
Rental
Rental Information
  • Occupant Type: Owner

Property History for 528 South 13th Terrace

DateEvent & SourcePriceAppreciation
May 19, 2026

Price Change

Amelia Island Nassau County Association of REALTORS #115641

$425,000—
Apr 8, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115641

$450,000—
DateEvent & SourcePrice
05/19/2026

Price Change

Amelia Island Nassau County Association of REALTORS #115641

$425,000
04/08/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115641

$450,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 528 South 13th Terrace

Taxable ValueLand-Additions-Total-
Tax Record2024$1,543 ($129 / month)
Home Facts
Beds3Total Finished SqFt1,252 SqFtAbove Grade Finished SqFt1,252 SqFtStories1Lot Size5,000 SqFtStyleSingle Family ResidenceYear Built1997ZoningR-2CountyNASSAUAPN00-00-31-1800-0241-0930

Schools near 528 South 13th Terrace

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 528 South 13th Terrace, Fernandina Beach, FL 32034

528 South 13th Terrace is a single family home for sale in Fernandina Beach, FL 32034. This property was listed for sale on April 8, 2026 by AMELIA COASTAL REALTY LLC, it's currently listed at $425,000. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach Middle School. 528 South 13th Terrace is a 3-bed, 2-bath, 1,252 sqft single family home built in 1997.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of AMELIA COASTAL REALTY LLC

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.