Last Sold Price
3 beds1,442 sqft$257/sqft
529 Laurel Ridge, Banner Elk, NC 28604

Description

Welcome to 529 Laurel Ridge Road, an enchanting fully furnished Gingerbread Cottage tucked within the desirable Mill Ridge community of Banner Elk. From the moment you arrive, the charm of this property is undeniable with a storybook exterior. Intricate trim, window boxes, and whimsical architectural details create warmth and character, making this residence feel as though it was pulled from the pages of a fairytale. Inside, the main level was designed with comfort and function in mind, featuring...Welcome to 529 Laurel Ridge Road, an enchanting fully furnished Gingerbread Cottage tucked within the desirable Mill Ridge community of Banner Elk. From the moment you arrive, the charm of this property is undeniable with a storybook exterior. Intricate trim, window boxes, and whimsical architectural details create warmth and character, making this residence feel as though it was pulled from the pages of a fairytale. Inside, the main level was designed with comfort and function in mind, featuring an open concept living space anchored by a cozy rock fireplace with gas logs. Wood tones, natural light, and thoughtful layout invite both quiet evenings and lively gatherings. The kitchen offers a gas convection range, stainless appliances, granite countertops, and ample cabinetry, making it perfect for daily meals or entertaining. Two generously sized bedrooms and a full laundry area are also located on the main floor, allowing for one level living. Outdoor living is equally delightful with large covered decks that extend the living space, providing the perfect setting for coffee, reading, or dining. The lower level adds versatility allowing it to serve as a separate living area, ideal for guests, extended family, or rental potential. This level can also function as a den, media space, or studio, adapting to many lifestyles. Heating and cooling are provided by efficient ductless mini split systems in the main living spaces. Beyond the main house, the property includes an additional heated building that expands the living potential and can be customized as a media room, game room, workshop, art studio, or hobby space. A large paved driveway provides ample parking for both residents and guests, while the design allows for easy one level living on the main floor. A rare one car garage adds practicality, offering storage for vehicles or seasonal gear. Ownership of the lots directly across the street is included, ensuring the wooded surroundings remain intact and preserving privacy and tranquility. Mill Ridge is a community celebrated for its blend of natural beauty and amenities, with residents enjoying a pool, tennis courts, greenways, and the Watauga River, which offers fishing, tubing, and the sound of rushing water. These amenities foster a strong sense of community while enhancing the lifestyle Mill Ridge provides. Located just minutes from Boone, Sugar Mountain, and Blowing Rock, 529 Laurel Ridge Road offers easy access to skiing, hiking, dining, shopping, wineries, and events, making it an excellent choice as a full time residence, second home, or vacation rental with strong potential. Every detail of this cottage speaks to its unique blend of charm and practicality, from the whimsical exterior and landscaped gardens to the versatile living spaces and convenient location. This property invites you to experience the perfect balance of comfort and character. Whether you are seeking a quiet retreat, a welcoming space for family and friends, or a home with income producing potential, this cottage delivers. Life in Mill Ridge is about more than just a home, it is about embracing the beauty of the High Country, enjoying community amenities, and creating memories in a place that feels timeless and special.
LISTING CLOSED: 01/20/2026 12:00 AM

  1. Listed by Jules Blaylock • Elevate Land & Realty Banner Elk
  2. Listed by Allison Schoen • Elevate Land & Realty Banner Elk

Property Details for 529 Laurel Ridge

Status
MLS #
258206
Days on Market
88
Taxes
$986 / year
HOA Fees
$175 / month
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1986
Lot Size
0.36 AC / 15,681 SF
Architectural Style
ChaletAlpine, Cottage, Mountain
Parking Features
Basement, Driveway, Garage, OneCarGarage, Paved, Private
Subdivision Name
Mill Ridge

Location

Listing Courtesy of Elevate Land & Realty Banner Elk

Sold By 828 Real Estate

Add your commute

Building Information for 529 Laurel Ridge

Stories2Year Built1986Building Size-Lot Size0.36 AC / 15,681 SF

Payment Calculator

$2,138 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,881

Property Taxes

$82

HOA Dues

$175

The Payment Calculator is for illustrative purposes only.

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Property Information for 529 Laurel Ridge

Summary
Location and General Information
  • Directions: From Boone take 105 S toward Banner Elk. Turn Left at Mill Ridge or Clubhouse Drive. Pass the clubhouse and take a slight right onto Laurel Ridge Road. Continue to 529 Laurel Ridge Road on your left. There is plenty of parking in the driveway, not just in front of the garage.
  • Road Surface Type: Paved
  • Postal Code: 28604
  • Road Frontage Type: PrivateRoad
  • MLS Area Major: 5-Watauga, Shawneehaw
Taxes and HOA Information
  • Parcel Number: 1888-05-3604-000
  • Additional Parcels Description: 1888-05-2588-000, 1888-05-2606-000, 1888-05-1672-000
  • Association Fee: $175.00
  • Association Fee Frequency: Monthly
  • Association Name: Mill Ridge HOA
  • Association: Yes
  • Tax Annual Amount: $986
  • Tax Book Number: 2410/463
  • Tax Legal Description: LOT F-26 SEC1 MILL RIDGE
School Information
  • Elementary School: Valle Crucis
  • High School: Watauga
Parking
  • Garage: Yes
  • Garage Spaces: 1.0
Property
Lot Information
  • Above Grade Finished Area: 878.0
  • Below Grade Finished Area: 564.0
  • Lot Size Acres: 0.36
  • Lot Size Area: 0.36
  • Lot Size Units: Acres
  • Living Area: 1442.0
Property and Assessments
  • Other Structures: Outbuilding
  • Year Built: 1986
  • Human Modified: Yes
Utilities
  • Sewer: CommunityCoopSewer
  • Utilities: HighSpeedInternetAvailable
  • Water Source: CommunityCoop
Interior and Exterior Features
Exterior Features
  • Exterior Features: OutBuildings, PavedDriveway
  • Pool Features: Community
  • Community Features: Clubhouse, Pool, River
  • Construction Materials: Masonry, WoodSiding, WoodFrame
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Multiple
  • Roof: Asphalt, Shingle
Interior Features
  • Levels: Two
  • Stories: 2
  • Stories Total: 2
  • Basement: Yes
  • Basement: Full, Finished, WalkOutAccess
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Cooling: Yes
  • Cooling: Ductless, Electric, TwoUnits
  • Heating: Yes
  • Heating: Baseboard, Ductless, Electric
  • Furnished: Furnished
  • Fireplace: Yes
  • Fireplace Features: Gas, Stone
  • Laundry Features: WasherHookup, DryerHookup
  • Appliances: Dryer, Dishwasher, ExhaustFan, GasRange, Refrigerator, Washer
  • Interior Features: Furnished

Property History for 529 Laurel Ridge

DateEvent & SourcePriceAppreciation
Jan 20, 2026

Closed

High Country Association of REALTORS #258206

$370,000
Dec 12, 2025

Under Contract-Show

High Country Association of REALTORS #258206

Dec 11, 2025

Under Contract-No Show

High Country Association of REALTORS #258206

DateEvent & SourcePrice
01/20/2026

Closed

High Country Association of REALTORS #258206

$370,000
12/12/2025

Under Contract-Show

High Country Association of REALTORS #258206

12/11/2025

Under Contract-No Show

High Country Association of REALTORS #258206

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 529 Laurel Ridge

Taxable ValueLand$13,800Additions$296,400Total$310,200
Tax Record2025$1,257 ($105 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,440 SqFtAbove Grade Finished SqFt1,440 SqFtStories1Lot Size5,663 SqFtStyleSingle Family ResidenceYear Built1986CountyWATAUGAAPN1888-05-3604-000Fireplace TypeHas Fireplace

Schools near 529 Laurel Ridge

This home is within Watauga County School District.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Public - 9 to 12
Public - K to 8
Rating
School
Distance
Valle Crucis Elementary
PublicPK to 8

Watauga High
Public9 to 12

Watauga Innovation Academy
Public9 to 12

Watauga Virtual Academy
PublicK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 529 Laurel Ridge, Banner Elk, NC 28604
$370,000
3
1,442
15,681
$187,000
3
1,458
17,424
$405,000
2
1,376
5,227
3
2
816
5,227
$141,500
2
1,204
4,356
$12,500
2
1
616
2,178

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Elevate Land & Realty Banner Elk

Based on information from one of the following Multiple Listing Services: Canopy MLS,High Country Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Canopy MLS,High Country Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.