540 20th Ave

Indian Rocks Beach, FL 33785

$2,850,000
Last Sold Price
3
Beds
2,379 Sq. Ft.
$1,198 / Sq. Ft.
2,379
Sq. Ft.
$1,198
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 5/15/26
Sold 5/15/26

Description

A rare opportunity not to be missed! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through...A rare opportunity not to be missed! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.
  1. Listed by Stephen Kepler • Brokerage DRE #1032564 • ENGEL & VOLKERS BELLEAIR
    P: (727)-647-6696 C: (727)-647-6696 steve.kepler@evusa.com

Property Details for 540 20th Avenue

Architectural Style
Coastal
Subdivision Name
INDIAN BEACH RE-REVISED 15TH ADD
Township
30
Garage Spaces
4
View
Water
Waterfront
Yes
Water View
Bay/Harbor - Full, Intracoastal Waterway
Furnished
Negotiable
LISTING UPDATED: 05/15/2026 01:39 PM

Property Details for 540 20th Avenue

StatusSold
MLS #TB8488753
Days on Market5
Taxes$13,974 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2021
Lot Size0.24 AC / 10,489 SF
CountyPinellas County
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Location

Listing Courtesy of ENGEL & VOLKERS BELLEAIR, Stephen Kepler

Sold By COMPASS FLORIDA LLC, Peter Arner

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Building Information for 540 20th Avenue

Stories1Year Built2021Building Size-Lot Size0.24 AC / 10,489 SF

Payment Calculator

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$15,366 per month

30 year fixed, 6.36% Interest

Principal and Interest

$14,202

Property Taxes

$1,165

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 540 20th Avenue

Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 3770.0
  • Building Area Units: Square Feet
  • Community Features: Public Boat Ramp, Waterfront, Dog Park, Golf Carts OK, Park, Playground, Restaurant, Sidewalks, Tennis Court(s)
  • Direction Faces: West
  • Directions: West on West Bay to South on Gulf Blvd to East on 20th Ave all the way to end
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Road Frontage Type: Street Dead-End, Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 540
  • Street Name: 20TH
  • Street Suffix: AVENUE
  • State: FL
  • City: INDIAN ROCKS BEACH
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 000
  • Tax Book Number: 31-57
  • Tax Legal Description: INDIAN BEACH RE-REVISED 15TH ADD LOT 36 & SW 1/2 OF LOT 35 & RIP RTS
  • Tax Lot: 36
  • Tax Year: 2025
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: FloodZone, Near Marina, Street Dead-End
  • Lot Size Dimensions: 92 x 120
  • Parcel Number: 063015423000000360
  • Total Acreage: 0 to less than 1/4
  • Water Access: Bay/Harbor, Intracoastal Waterway
  • Water Access: Yes
  • Water Extras: Assigned Boat Slip, Lift, Seawall - Other
  • Water Extras: Yes
  • Water: Assigned Boat Slip, Lift, Seawall - Other
  • Living Area: 2379
  • Lot Dimensions: 92 x 120
Property and Assessments
  • Year Built Numeric: 2021
  • Flood Zone Code: AE
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0114H
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 06
  • Dock YN: Yes
  • Dock Description: Dock - Composite, Dock w/Electric, Dock w/Water Supply, Lift
  • Dock Lift Capacity: 20000
  • Dock Dimensions: TBD
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Electricity Available, Phone Available, Propane, Sewer Available, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block
  • Exterior Features: Fire Pit, Irrigation System, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Sliding Doors
  • Fencing: Vinyl
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Outdoor Kitchen
  • Pool Features: Gunite, In Ground, Salt Water
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Metal
  • Security Features: Closed Circuit Camera(s), Security Lights
  • Spa Features: Heated, In Ground
  • Spa: Yes
  • Waterfront Features: Waterfront, Bay/Harbor
  • Waterfront Feet Total: 112
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Great Room, Inside Utility
  • Appliances: Dishwasher, Disposal, Refrigerator, Wine Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Flooring: Porcelain Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 6.0
  • Water View: Yes
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 540 20th Avenue

DateEvent & SourcePriceAppreciation
May 15, 2026

Sold (Public Record)

Public Record #1940730367

$2,850,000—
May 15, 2026

Sold (Public Record)

Public Record #1940233521

$2,850,000

+18.0% / yr

May 15, 2026

Sold

MFRMLS #TB8488753

$2,850,000—
DateEvent & SourcePrice
05/15/2026

Sold (Public Record)

Public Record #1940730367

$2,850,000
05/15/2026

Sold (Public Record)

Public Record #1940233521

$2,850,000

+18.0% / yr

05/15/2026

Sold

MFRMLS #TB8488753

$2,850,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 540 20th Avenue

Taxable ValueLand-Additions-Total-
Tax Record2025$13,974 ($1,165 / month)
Home Facts
Beds0Baths2Total Finished SqFt2,354 SqFtAbove Grade Finished SqFt2,354 SqFtStories1Lot Size10,489 SqFtStyleSingle Family ResidenceYear Built1959Year Renovated1992CountyPINELLASAPN06-30-15-42300-000-0360

Schools near 540 20th Avenue

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Anona Elementary School
Public - PK to 5
Seminole Middle School
Public - 6 to 8
Largo High School
Public - 9 to 12
Dropout Prevention School
Public - PK to 12
Rating
School
Distance
Anona Elementary School
PublicPK to 5

Seminole Middle School
Public6 to 8

Largo High School
Public9 to 12

Dropout Prevention School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of ENGEL & VOLKERS BELLEAIR, Stephen Kepler

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/15/2026 01:39 PM