540 4th St

Chipley, FL 32428

$142,500
Price
3
Beds
1,004 Sq. Ft.
$142 / Sq. Ft.
1,004
Sq. Ft.
$142
per Sq. Ft.

Description

Exceptional find in downtown Chipley on a Generous Lot! Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates! With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace...Exceptional find in downtown Chipley on a Generous Lot! Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates! With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round. Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.
  1. Listed by Tonia Hathaway • CENTURY 21 Commander Realty

Property Details for 540 4th Street

Architectural Style
Traditional
Subdivision Name
[No Recorded Subdiv]
Zoning Description
Resid Single Family
LISTING UPDATED: 12/20/2025 02:45 PM

Property Details for 540 4th Street

StatusActive
MLS #779075
Days on Market109
Taxes$1,477 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1972
Lot Size0.36 AC / 15,681 SF
CountyWashington County

Location

Listing Courtesy of CENTURY 21 Commander Realty
Add your commute

Building Information for 540 4th Street

Stories-Year Built1972Building Size-Lot Size0.36 AC / 15,681 SF

Payment Calculator

$827 per month

30 year fixed, 6.28% Interest

Principal and Interest

$704

Property Taxes

$123

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 540 4th Street

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: Heading north on Highway 77 turn left on Glenwood at the light. Property is at the corner of Glenwood and 4th
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.790237
  • Longitude: -85.541567
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1001 - Washington NE
Taxes and HOA Information
  • Parcel Number: 00000000-00-2859-0000
  • Association: No
  • Tax Annual Amount: $1,477.00
  • Tax Legal Description: 33 5 13 OR 793 P 313 BEG. AT SEC OF LOT 2,RUN N. 140', W. 113', S. 140', E. 113' TO POB BLK F
  • Tax Year: 2024
School Information
  • Elementary School: Kate M. Smith
  • High School: Chipley
  • Middle Or Junior School: Roulhac
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 1004.0
  • Lot Size Acres: 0.36
  • Lot Size Area: 0.36
  • Lot Size Dimensions: IRREGULAR
  • Lot Size Units: Acres
  • Lot Size Square Feet: 15682.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1972
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Community Features: Short Term Rental Allowed
Interior Features
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 3
  • Rooms Total: 7
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Electric
  • Appliances: Electric Cooktop, Electric Oven
Room Information
Room 1
  • Room Description: apx
  • Room Dimensions: 16.2 x 12.2
  • Room Length: 16.2
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 12.2
Room 2
  • Room Description: apx
  • Room Dimensions: 10.1 x 5.6
  • Room Length: 10.1
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 5.6
Room 3
  • Room Description: apx
  • Room Dimensions: 12.1 x 8.3
  • Room Length: 12.1
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 8.3
Room 4
  • Room Description: apx
  • Room Dimensions: 7.6 x 4.3
  • Room Length: 7.6
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 4.3
Room 5
  • Room Description: apx
  • Room Dimensions: 9.6 x 8.1
  • Room Length: 9.6
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 8.1
Room 6
  • Room Description: apx
  • Room Dimensions: 10.1 x 8.4
  • Room Length: 10.1
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 8.4
Room 7
  • Room Description: apx
  • Room Dimensions: 9.8 x 9.2
  • Room Length: 9.8
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 9.19
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 540 4th Street

DateEvent & SourcePriceAppreciation
Dec 20, 2025

Price Change

CPAR #779075

$142,500—
Oct 31, 2025

Price Change

CPAR #779075

$143,500—
Sep 16, 2025

Listed (Active)

CPAR #779075

$145,000—
Aug 18, 2025

Expired

CPAR #774032

$145,000—
May 27, 2025

Listed (Active)

CPAR #774032

$145,000—
May 16, 2025

Expired

CPAR #764110

$125,000—
Apr 30, 2025

Expired

ECAR #961537

—
Oct 22, 2024

Listed (Active)

CPAR #764110

$125,000—
Oct 22, 2024

Listed (Active)

ECAR #961537

$125,000—
Jul 1, 2024

Expired

CPAR #754405

$125,000—
Jun 30, 2024

Expired

ECAR #945026

—
Apr 17, 2024

Price Change

ECAR #945026

$125,000—
Mar 18, 2024

Listed (Active)

CPAR #754405

$130,000—
Mar 18, 2024

Listed (Active)

ECAR #945026

$130,000—
Oct 2, 2008

Sold (Public Record)

Public Record #594417666

$59,000

+6.8% / yr

Jan 31, 2007

Sold (Public Record)

Public Record #594537077

$52,900

+0.3% / yr

Mar 10, 2004

Sold (Public Record)

Public Record #594490039

$52,500—
DateEvent & SourcePrice
12/20/2025

Price Change

CPAR #779075

$142,500
10/31/2025

Price Change

CPAR #779075

$143,500
09/16/2025

Listed (Active)

CPAR #779075

$145,000
08/18/2025

Expired

CPAR #774032

$145,000
05/27/2025

Listed (Active)

CPAR #774032

$145,000
05/16/2025

Expired

CPAR #764110

$125,000
04/30/2025

Expired

ECAR #961537

—
10/22/2024

Listed (Active)

CPAR #764110

$125,000
10/22/2024

Listed (Active)

ECAR #961537

$125,000
07/01/2024

Expired

CPAR #754405

$125,000
06/30/2024

Expired

ECAR #945026

—
04/17/2024

Price Change

ECAR #945026

$125,000
03/18/2024

Listed (Active)

CPAR #754405

$130,000
03/18/2024

Listed (Active)

ECAR #945026

$130,000
10/02/2008

Sold (Public Record)

Public Record #594417666

$59,000

+6.8% / yr

01/31/2007

Sold (Public Record)

Public Record #594537077

$52,900

+0.3% / yr

03/10/2004

Sold (Public Record)

Public Record #594490039

$52,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 540 4th Street

Taxable ValueLand$8,475Additions$85,252Total$93,727
Tax Record2025$1,621 ($135 / month)
Home Facts
Beds3Total Finished SqFt1,004 SqFtAbove Grade Finished SqFt1,004 SqFtLot Size15,812 SqFtStyleSingle Family ResidenceYear Built1972Year Renovated2000CountyWASHINGTONAPN28590000

Schools near 540 4th Street

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - PK to 5
Vernon Middle School
Public - 6 to 8
Roulhac Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicPK to 5

Vernon Middle School
Public6 to 8

Roulhac Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 540 4th Street, Chipley, FL 32428

540 4th Street is a single family home for sale in Chipley, FL 32428. This property was listed for sale on September 16, 2025 by CENTURY 21 Commander Realty, it's currently listed at $142,500. It has been on the market for a total of 109 days and was last sold on October 2, 2008. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Vernon Middle School. 540 4th Street is a 3-bed, 1-bath, 1,004 sqft single family home built in 1972.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of CENTURY 21 Commander Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.