Sold
Last Sold Price
3 beds2,243 sqft$201/sqft
540 SW Harbor St, Stuart, FL 34997
Single FamilyProperty Type
0.29 acresLot Size
1983Year Built
$201/sq ftPrice per sq ft
2 carsParking Spaces

Description

Waterfront on the St. Lucie River in Tranquil Harbor Estates. Toys welcome! Boaters paradise with ocean access, no fixed bridges. Dock boasts 10K lift, outdoor shower plus 2 decks for outdoor relaxation, and enjoyment. Spacious, open floor plan in need of a total remodel. Get your HGTV inspirations flowing. Super floorplan with loads of potential. All 3 bedrooms are large, vaulted ceilings, great room design, wood burning fireplace, CBS construction with brick siding, charming front porch, large...Waterfront on the St. Lucie River in Tranquil Harbor Estates. Toys welcome! Boaters paradise with ocean access, no fixed bridges. Dock boasts 10K lift, outdoor shower plus 2 decks for outdoor relaxation, and enjoyment. Spacious, open floor plan in need of a total remodel. Get your HGTV inspirations flowing. Super floorplan with loads of potential. All 3 bedrooms are large, vaulted ceilings, great room design, wood burning fireplace, CBS construction with brick siding, charming front porch, large screened patio, indoor laundry with utility sink, accordion shutters and whole house generator. Built in 1983, with great “bones” in need of total remodel. Convenient location near shopping, highways & minutes to historic downtown Stuart. Voluntary HOA only $100/yr allows access to waterfront part and community boat ramp. No deed restrictions! Bring your interior design ideas and toys. Hidden Gem in Stuart!
  • Listed by: Julie Albert 772.341.3182 albertjre@gmail.com • RE/MAX of Stuart
Listing closed: 02/19/2021 12:00 AM • Source: MCRTC, MLS#: M20026674

Recent comparable sales

Median sold price

$495,900

Avg days on market

62

Sale-to-list ratio

90.2%

Stuart, FL

9 comparable properties found

$400,000 | 513 Southwest Fuge Road, Stuart, FL 34997
1/10
1

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Sold 09/17/25

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2,244
Square Feet
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$475,000 | 579 Meadow Wood Way, Stuart, FL 34997
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3
Bedrooms
2,129
Square Feet
0.32
Acres
$485,000 | 5007 Southeast Askew Avenue, Stuart, FL 34997
1/51
3

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Sold 11/13/25

3
Bedrooms
2,189
Square Feet
0.2
Acres
a front view of a house with a yard and garage
1/53
4

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Sold 10/31/25

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5

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Sold 05/21/26

3
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an aerial view of a house with a yard and fountain
1/39
6

$465,000

Sold 01/09/26

3
Bedrooms
2,189
Square Feet
Unavailable
Acres
$495,900 | 5055 Southeast Askew Avenue, Stuart, FL 34997
1/2
7

$495,900

Sold 11/18/24

3
Bedrooms
1,923
Square Feet
Unavailable
Acres
8

$570,500

Sold 10/30/24

3
Bedrooms
2
Bathrooms
2,284
Square Feet
0.43
Acres
$565,000 | 1680 Southwest Belgrave Terrace, Stuart, FL 34997
1/32
9

$565,000

Sold 10/30/25

3
Bedrooms
2,046
Square Feet
0.49
Acres

Location

Listing Courtesy of RE/MAX of Stuart

Sold By RE/MAX of Stuart

Add your commute

Payment Calculator

$2,545 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,295

Property Taxes

$250

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 540 Southwest Harbor Street

Property Details
  • Taxes: $2,998 / year
  • MLS Type: Residential / Detached
  • Subdivision Name: Harbor Estates
  • Architectural Style: Ranch
  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • View: Canal
  • Waterfront Features: Canal Access, No Fixed Bridges, Ocean Access, Seawall, Boat Ramp Lift Access
  • Waterfront: Yes
Building Information
  • Stories: 1
  • Year Built: 1983
  • Lot Size: 0.29 AC / 12,458 SF
Summary
Location and General Information
  • Community Features: Dock
  • Directions: Kanner to west on Salerno to right on Gaines to left on Harbor Street into Harbor Estates. On left.
  • Postal City: Stuart
  • County Or Parish: Martin
  • View: Yes
Parking
  • Attached Garage: Yes
  • Covered Spaces: 2
  • Garage: Yes
  • Parking Features: Attached, Garage
  • Parking Total: 2
Taxes and HOA Information
  • Association: Yes
  • Tax Legal Description: HARBOR ESTATES SEC 2 W1/2 OF LOT 8
  • Tax Year: 2019
  • Tax Annual Amount: $2,998.00
Property
Lot Information
  • Building Area Total: 2,683.00
  • Living Area: 2243.0
  • Lot Features: Cul De Sac
  • Lot Size Acres: 0.286
  • Lot Size Area: 0.286
  • Lot Size Dimensions: 100 x 125
  • Lot Size Units: Acres
  • Parcel Number: 5538410070000008130000
  • Lot Size Range: 1/4 to 1/2 Acre
Property and Assessments
  • Development Name: Harbor Estates
  • Construction Materials: Brick, Block, Concrete
  • Property Attached: No
  • Property Condition: Fixer
  • Property Type: Residential
  • Property Sub Type: Detached
  • Senior Community: No
  • Year Built: 1983
Utilities
  • Electric: Generator Hookup
  • Sewer: Septic Tank
  • Utilities: Water Available, Water Connected, Electricity Available
  • Water Source: Public, Well
Interior and Exterior Features
Exterior Features
  • Pool Private: No
  • Roof: Composition, Shingle
Interior Features
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Interior Features: Fireplace
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Central
  • Heating: Yes
  • Guest House: No
  • Bathrooms Full: 2
  • Bathrooms Total Integer: 2
  • Bedrooms Possible: 3
  • Bedrooms Total: 3
  • Stories: 1
  • Stories Total: 1
  • Rooms Total: 5
Room Information
Room 1
  • Room Type 1: Bedroom3
  • Room Level 1: Main
  • Room Dimensions 1: 11 x 13
  • Room Length 1: 11.0
  • Room Width 1: 13.0
Room 2
  • Room Type 2: Bedroom2
  • Room Level 2: Main
  • Room Dimensions 2: 11 x 14
  • Room Length 2: 11.0
  • Room Width 2: 14.0
Room 3
  • Room Type 3: Master Bathroom
  • Room Level 3: Main
  • Room Dimensions 3: 14 x 15
  • Room Length 3: 14.0
  • Room Width 3: 15.0
Room 4
  • Room Type 4: Great Room
  • Room Level 4: Main
  • Room Dimensions 4: 29 x 30
  • Room Length 4: 29.0
  • Room Width 4: 30.0
Room 5
  • Room Type 5: Kitchen
  • Room Level 5: Main
  • Room Dimensions 5: 20 x 13
  • Room Length 5: 20.0
  • Room Width 5: 13.0
Multi Family
Multi Family Information
  • Unit Location: ,
Rental
Rent Information
  • Lease Amount Per Area Unit: Dollars Per Square Foot

Property History for 540 Southwest Harbor Street

DateEvent & SourcePriceAppreciation
Feb 19, 2021

Sold (Public Record)

Public Record #694774921

$451,500
Feb 19, 2021

Sold (Public Record)

Public Record #1455938590

$451,500
Feb 19, 2021

Sold

MCRTC #M20026674

$451,500
DateEvent & SourcePrice
02/19/2021

Sold (Public Record)

Public Record #694774921

$451,500
02/19/2021

Sold (Public Record)

Public Record #1455938590

$451,500
02/19/2021

Sold

MCRTC #M20026674

$451,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 540 Southwest Harbor Street

Taxable ValueLand-Additions-Total-
Tax Record2025$6,996 ($583 / month)
Home Facts
Beds3Baths2Total Finished SqFt2,243 SqFtAbove Grade Finished SqFt2,243 SqFtStories1Lot Size12,458 SqFtStyleSingle Family ResidenceYear Built1983Year Renovated1998ZoningHR1CountyMARTINAPN55-38-41-007-000-00081-3

Schools near 540 Southwest Harbor Street

This home is within Martin.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 12
Rating
School
Distance
Crystal Lake Elementary School
PublicPK to 5

Dr. David L. Anderson Middle School
Public6 to 8

Martin County High School
Public9 to 12

Treasure Coast Classical Academy
CharterK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX of Stuart

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.