Sold
Last Sold Price
3 beds

5440 Georgetown Road, Owenton, KY 40359

Single FamilyProperty Type
0.75 acresLot Size
1916Year Built
1 carParking Spaces

Description

MOTIVATED SELLER Due to Growing Family! USDA 100% Financing Available! Enjoy this Updated 1 1/2 Story Country Home! This Home Features 3 Bedrooms, 1 Full Bathroom, Large Living Room with Gas Fireplace, Covered Front Porch, Covered Back Deck for Relaxing and Enjoying the Country Side, Detached 1 Car Oversize Garage, & New Septic System Installed. Close to Elk Creek Lake, Winery, and Hunt Club!MOTIVATED SELLER Due to Growing Family! USDA 100% Financing Available! Enjoy this Updated 1 1/2 Story Country Home! This Home Features 3 Bedrooms, 1 Full Bathroom, Large Living Room with Gas Fireplace, Covered Front Porch, Covered Back Deck for Relaxing and Enjoying the Country Side, Detached 1 Car Oversize Garage, & New Septic System Installed. Close to Elk Creek Lake, Winery, and Hunt Club!
  • Listed by: Andrew Lovett 859.512.5578 andrew.b.lovett@gmail.com • Cahill Real Estate Services
Listing closed: 11/16/2023 12:00 AM • Source: Northern Kentucky Multiple Listing Service, MLS#: 616609
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Recent comparable sales

Median sold price

$202,000

Avg days on market

98

Sale-to-list ratio

78.3%

Owenton, KY

9 comparable properties found

$165,000 | 195 Greenup Road, Owenton, KY 40359
1/18
1

$165,000

Sold 10/14/25

3
Bedrooms
1,100
Square Feet
2.07
Acres
$410,000 | 2210 Breck Road, Owenton, KY 40359
1/37
2

$410,000

Sold 02/11/25

3
Bedrooms
Unavailable
Square Feet
86
Acres
$50,000 | 208 North Lakeshore Drive, Owenton, KY 40359
1/17
3

$50,000

Sold 08/11/26

3
Bedrooms
1,296
Square Feet
3
Acres
$202,000 | 8180 Georgetown Road, Owenton, KY 40359
1/36
4

$202,000

Sold 12/09/25

3
Bedrooms
1,304
Square Feet
2.53
Acres
$230,000 | 1465 Swope Road, Owenton, KY 40359
1/17
5

$230,000

Sold 04/01/26

2
Bedrooms
952
Square Feet
7.72
Acres
6

$120,000

Sold 10/24/24

3
Bedrooms
1
Bathrooms
1,393
Square Feet
3.6
Acres
$280,000 | 445 Elk Lake Resort Road, Unit 411, Owenton, KY 40359
1/48
7

$280,000

Sold 08/31/26

3
Bedrooms
1,536
Square Feet
0.51
Acres
$47,255 | 445 Elk Lake Resort Road, Unit LOT 139, Owenton, KY 40359
1/20
8

$47,255

Sold 01/22/26

3
Bedrooms
1,786
Square Feet
0.00
Acres
$218,500 | 445 Elk Lake Resort Road, Unit 15531547 961, Owenton, KY 40359
1/47
9

$218,500

Sold 09/09/25

2
Bedrooms
926
Square Feet
0.35
Acres

Location

Listing Courtesy of Cahill Real Estate Services

Sold By Outside Sales

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$1,173 per month

30 year fixed, 7.03% Interest

Principal and Interest

$988

Property Taxes

$185

HOA Dues

$0

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Property Information for 5440 Georgetown Road

Property Details

  • MLS Type: Residential / Single Family Residence
  • County: Owen County
  • Has View: Yes
  • Architectural Style: Cape Cod
  • View: Trees/Woods
  • Zoning Description: Residential

Building Information

  • Year Built: 1916
  • Lot Size: 0.75 AC / 32,670 SF

Summary

Location and General Information
  • Longitude: -84.773536
  • Latitude: 38.462063
  • Directions: From Owenton follow Hwy 22 East to right on Hwy 227- Georgetown Rd
  • MLSArea Major: K22 - Owen Cty
  • MLSArea Minor: K22 - Owen Cty
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: OW - Owenton- Owen Cty
Taxes and HOA
  • Association: No
  • Parcel Number: 076-50-00-019.00
  • Tax Rate: 10.34
School Information
  • High School District: Owen Co Public
  • Elementary School: Owen County Elementary
  • Middle Or Junior School: Maurice Bowling Middle School
  • High School: Owen County High
Parking
  • Parking Features: Driveway, Garage
  • Attached Garage: No
  • Garage: Yes
  • Garage Spaces: 1.0

Property

Lot Information
  • Road Frontage Type: County Road
  • Lot Size Units: Acres
  • Lot Features: Wooded
  • Lot Size Acres: 0.75
  • Lot Size Dimensions: .75
  • Lot Size Area: 0.75
  • Lot Features: Wooded
Property and Assessments
  • New Construction: No
  • Year Built: 1916
  • Property Condition: Existing Structure
  • Land Lease: Yes
  • Property Attached: No
  • Land Description: .5 to .9 Acre
Building Features
  • Levels: One and One Half
  • Other Structures: Garage(s)
  • Foundation Details: Slab
  • Construction Materials: Vinyl Siding
Utilities
  • Utilities: Propane
  • Sewer: Septic Tank
  • Water Source: Public
  • Electric Company: Owen
  • Water Company: Kentucky American

Interior and Exterior Features

Interior Features
  • Bathrooms: 1
  • Appliances: Dishwasher, Microwave, Refrigerator, Electric Range
  • Cooling: Window Unit(s)
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Window Features: Aluminum Clad Window(s)
  • Has Heating: Yes
  • Has Cooling: Yes
  • Interior Features: Ceiling Fan(s)
  • Rooms Total: 7
  • Laundry Features: Main Level
  • Heating: Baseboard
  • Fireplace Features: Gas
  • Living Room Features: Fireplace(s), Ceiling Fan(s)
  • Kitchen Features: Eat-in Kitchen
Exterior Features
  • Exterior Features: Private Yard
  • Roof: Shingle

Room Information

Room 1
  • Room Features: Fireplace(s), Ceiling Fan(s)
  • Room Type: Living Room
  • Room Length: 17.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 17 x 13
Room 2
  • Room Features: Eat-in Kitchen
  • Room Type: Kitchen
  • Room Length: 13.0
  • Room Level: First
  • Room Width: 11.0
  • Room Dimensions: 13 x 11
Room 3
  • Room Type: Primary Bedroom
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 12.0
  • Room Dimensions: 14 x 12
Room 4
  • Room Type: Bedroom 2
  • Room Length: 16.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 16 x 10
Room 5
  • Room Type: Bedroom 3
  • Room Length: 19.0
  • Room Level: Second
  • Room Width: 13.0
  • Room Dimensions: 19 x 13
Room 6
  • Room Type: Primary Bath
  • Room Length: 10.0
  • Room Level: First
  • Room Width: 5.0
  • Room Dimensions: 10 x 5
Room 7
  • Room Type: Laundry
  • Room Length: 12.0
  • Room Level: First
  • Room Width: 5.0
  • Room Dimensions: 12 x 5

Property History for 5440 Georgetown Road

DateEvent & SourcePriceAppreciation
Nov 16, 2023

Sold (Public Record)

Public Record #1523306878

$185,000

+9.8% / yr

Nov 16, 2023

Sold

Northern Kentucky Multiple Listing Service #616609

$185,000—
Oct 5, 2023

Contract Signed

Northern Kentucky Multiple Listing Service #616609

—
DateEvent & SourcePrice
11/16/2023

Sold (Public Record)

Public Record #1523306878

$185,000

+9.8% / yr

11/16/2023

Sold

Northern Kentucky Multiple Listing Service #616609

$185,000
10/05/2023

Contract Signed

Northern Kentucky Multiple Listing Service #616609

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

5440 Georgetown Road

Beds

3

Baths

1.5

Total Finished SqFt

1,230 SqFt

Above Grade Finished SqFt

1,230 SqFt

Stories

1

Lot Size

43,560 SqFt

Schools near 5440 Georgetown Road

This home is within Owen County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Rating
School
Distance
Owen County Elementary School
PublicPK to 4

Maurice Bowling Middle School
Public5 to 8

Owen County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 5440 Georgetown Road, Owenton, KY 40359
$185,000
3
–
32,670
$34,000
–
–
–
1,372,140
$255,000
3
–
1,306,800
$225,000
3
1,684
1,812,096
$305,000
4
–
1,306,800
$35,000
–
–
–
19,798

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cahill Real Estate Services

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.