548 Bay St

Dunedin, FL 34698

$489,000
Price
3
Beds
1,316 Sq. Ft.
$372 / Sq. Ft.
1,316
Sq. Ft.
$372
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Pending
Pending

Description

Under contract-accepting backup offers. 548 Bay St isn't your typical Dunedin, FL listing. It's two complete homes on one lot, not in a flood zone, and an 8-minute walk to Downtown Dunedin's restaurants, breweries, Friday night live music and the Gulf. The main house is a 2-bed, 1-bath bungalow in one of Pinellas County's most walkable neighborhoods. The detached accessory dwelling unit (ADU), built in 2022, functions as a private guest house or in-law suite with its own bedroom, full bath, living...Under contract-accepting backup offers. 548 Bay St isn't your typical Dunedin, FL listing. It's two complete homes on one lot, not in a flood zone, and an 8-minute walk to Downtown Dunedin's restaurants, breweries, Friday night live music and the Gulf. The main house is a 2-bed, 1-bath bungalow in one of Pinellas County's most walkable neighborhoods. The detached accessory dwelling unit (ADU), built in 2022, functions as a private guest house or in-law suite with its own bedroom, full bath, living area, and kitchenette, and rents between $1,400-$2,000/month depending on the season, making it a turn-key income producer from day one. Both units allow 90-day minimum rentals, and owner-occupants of the main house can apply for a conditional use permit to unlock short-term rental income from the ADU, a rare setup in one of Florida's top vacation destinations. Six minutes to the Pinellas Trail, minutes to Honeymoon Island and the Gulf, and close to Blue Jays Spring Training, the Fenway Hotel, and Dunedin Golf Club. Two storage sheds handle the bikes, kayaks, and beach gear, and the spacious backyard is a blank canvas for whatever outdoor life you're envisioning. The front yard boasts a low maintenance native Florida garden. Two-home properties this close to downtown, outside the flood zone, almost never come to market in Dunedin, FL. Whether you're looking for your forever home, an investment property, multi-generational family living, or simply a home with built-in income, 548 Bay St delivers something genuinely hard to find. Recent improvements include A/C in 2025, hot water heater in 2022, kitchen appliances in 2024. Schedule your private showing today. Opportunities like this in Dunedin don't last.
  1. Listed by Donald Hathaway, III • Brokerage DRE #1049632 • REAL BROKER, LLC
    P: (813)-391-6303 C: (813)-391-6303 donnie@thehathaway.group

Property Details for 548 Bay Street

Architectural Style
Cottage
Subdivision Name
FOREE SUB
Township
28
Waterfront
No
Furnished
Negotiable
LISTING UPDATED: 06/13/2026 07:28 PM

Property Details for 548 Bay Street

StatusPending
MLS #TB8500731
Days on Market51
Taxes$7,719 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1957
Lot Size0.15 AC / 6,612 SF
CountyPinellas County
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Location

Listing Courtesy of REAL BROKER, LLC, Donald Hathaway, III
Add your commute

Building Information for 548 Bay Street

Stories1Year Built1957Building Size-Lot Size0.15 AC / 6,612 SF

Payment Calculator

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$3,080 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,437

Property Taxes

$643

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 548 Bay Street

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1436.0
  • Building Area Units: Square Feet
  • Direction Faces: South
  • Directions: heading south on Alt 19 turn East on Skinner Blvd, then left on MLK Jr Ave, Right on Bay St, Home is on the left.
  • Elementary School: San Jose Elementary-PN
  • Middle Or Junior School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 548
  • Street Name: BAY
  • Street Suffix: STREET
  • State: FL
  • City: DUNEDIN
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
Taxes and HOA Information
  • Association Approval Required: No
  • Association: No
  • CDD: No
  • Tax Block: 28854
  • Tax Book Number: 28-22
  • Tax Legal Description: FOREE SUB LOT 3
  • Tax Lot: 3
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: City Lot, Landscaped, Sidewalk
  • Lot Size Dimensions: 55 x 120
  • Parcel Number: 272815288540000030
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Living Area: 1316
  • Lot Dimensions: 55 x 120
  • ILS Total SQFT: 420.0
  • ILS Under Air SQFT: 420.0
Property and Assessments
  • Year Built Numeric: 1957
  • Flood Zone Code: X
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0068H
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 27
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Frame, Wood Siding
  • Exterior Features: Garden, Private Entrance, Sidewalk, Storage
  • Foundation Details: Stem Wall
  • Levels: One
  • Patio And Porch Features: Deck, Front Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Vegetation: Mature Landscaping, Trees/Landscaped
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air, Mini-Split Unit(s)
  • Fireplace: No
  • Flooring: Tile, Vinyl
  • Heating: Electric, Heat Pump
  • Interior Features: Kitchen/Family Room Combo, Solid Surface Counters, Thermostat
  • Laundry Features: Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 5.0
  • Water View: No
  • Window Features: Blinds, Double Pane Windows, Storm Window(s)
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 548 Bay Street

DateEvent & SourcePriceAppreciation
Jun 13, 2026

Pending

MFRMLS #TB8500731

—
Jun 4, 2026

Price Change

MFRMLS #TB8500731

$489,000—
May 14, 2026

Price Change

MFRMLS #TB8500731

$515,000—
DateEvent & SourcePrice
06/13/2026

Pending

MFRMLS #TB8500731

—
06/04/2026

Price Change

MFRMLS #TB8500731

$489,000
05/14/2026

Price Change

MFRMLS #TB8500731

$515,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 548 Bay Street

Taxable ValueLand-Additions-Total-
Tax Record2025$7,719 ($643 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,236 SqFtAbove Grade Finished SqFt1,236 SqFtStories1Lot Size6,612 SqFtStyleSingle Family ResidenceYear Built1957Year Renovated1996CountyPINELLASAPN27-28-15-28854-000-0030

Schools near 548 Bay Street

This home is within Pinellas.
Rating
School
Type
Grades
Distance
San Jose Elementary School
Public - PK to 5
Dunedin Highland Middle School
Public - 6 to 8
Dunedin High School
Public - 9 to 12
Discovery Academy Of Science Charter School
Charter - K to 8
Rating
School
Distance
San Jose Elementary School
PublicPK to 5

Dunedin Highland Middle School
Public6 to 8

Dunedin High School
Public9 to 12

Discovery Academy Of Science Charter School
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of REAL BROKER, LLC, Donald Hathaway, III

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 06/13/2026 07:28 PM