Last Sold Price
4 beds2,280 sqft$197/sqft
5540 Old River Rd, Baker, FL 32531

Description

Home Sweet Lake Home with 2 Master Suites! Enjoy the best value for your money in this property. This charming 4-bedroom, 3-bath custom built lake home on 3.91 acres offers an idyllic country retreat with quick and easy access to local bases, beaches, and shopping centers, making your commute a breeze. Two driveways off Old River Road welcome you to this home, which has an full-width covered front porch and screened-in back porch. A brand-new dock, built earlier this year, allows you to walk out...Home Sweet Lake Home with 2 Master Suites! Enjoy the best value for your money in this property. This charming 4-bedroom, 3-bath custom built lake home on 3.91 acres offers an idyllic country retreat with quick and easy access to local bases, beaches, and shopping centers, making your commute a breeze. Two driveways off Old River Road welcome you to this home, which has an full-width covered front porch and screened-in back porch. A brand-new dock, built earlier this year, allows you to walk out over the serene lake, shared with only one other property owner. As you enter the home, you'll be immediately drawn to the stunning floor-to-ceiling rock fireplace (gas), perfect for cozying up on the cooler winter days ahead of us. The home features big, tall windows and an open floor plan, vaulted ceilings with beautiful tongue-and-groove, wood and ceramic tile floors, a very large dining area and it will all be just PERFECT for those large family holiday gatherings! The spacious kitchen is a dream with ample solid wood cabinets with the bottom cabinets all having slide-out shelving, tons countertop space in beautiful butcher block, and sleek black stainless appliances. The home has cedar siding, all newer windows (2018), two water heaters (2018), a newer HVAC system (2018), and roof was installed in 2005. Plus, the home is prepped for generator hookup. This home has two master bedrooms, each with its own full bathroom, providing the ultimate in comfort and privacy. The split floor plan offers additional seclusion for the main master suite. The second master bedroom is ideal for family members or guests, ensuring everyone has their own space to unwind. The remaining two bedrooms are generously sized, sharing the hall bath, and each offers picturesque views of the back yard and the lake. Don't miss the second-story bonus room - this hidden gem is accessible via the pull-down attic stairs in the fourth bedroom. It is fully finished, heated and cooled and has it's own closet. It would be perfect for a private office, craft room, or climate-controlled storage (hello, Spring/Fall/Christmas décor storage area). The possibilities are endless. Again, the outdoor space is equally impressive as the home. Start your day with a cup of coffee on the screened in back porch. Then lunch and dinner cooked in the covered grilling area with your very own entertainment bar, plus another stunning view of the lake. The backyard is fully fenced and also includes a covered carport with an attached workshop, with it's own A/C. The front yard has a large barn/shop with a loft (sold As-Is). Termite Contract in place, Clear WDO/Termite Inspection in April 2024, Septic pumped & inspected in April, 2024. There's even a Loquat tree right outside your back door, yum! This one is all the things. Peaceful. Serene. Scenic. Comfortable. Spacious. Don't miss this opportunity. This country retreat is ready to be your "Home-Sweet-Lake-Home." Schedule your showing today!
LISTING CLOSED: 11/15/2024 12:00 AM

Property Details for 5540 Old River Road

Status
MLS #
956734
Days on Market
36
Taxes
$1,422 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Detached Single Family
Year Built
1992
Lot Size
3.91 AC / 170,319 SF
Waterfront Features
Lake, Pond
View
Pond, Lake
Zoning
County, Resid Single
Architectural Style
Country
Subdivision Name
METES & BOUNDS
Waterfront YN
Yes

Recent comparable sales

Median sold price

$458,000

Avg days on market

75

Sale-to-list ratio

96.8%

Baker, FL

9 comparable properties found

view of a bathroom
1/49
1

$480,000

Sold 06/02/25

4
Bedrooms
2,505
Square Feet
0.5
Acres
a front view of a house
1/36
2

$430,000

Sold 03/10/25

4
Bedrooms
2,203
Square Feet
0.68
Acres
$535,000 | 1522 Mill Creek Drive, Baker, FL 32531
1/57
3

$535,000

Sold 08/17/26

4
Bedrooms
2,654
Square Feet
0.73
Acres
a front view of a house with a garden and yard
1/28
4

$372,000

Sold 11/05/25

4
Bedrooms
2,209
Square Feet
0.36
Acres
front view of a house with a yard
1/79
5

$499,000

Sold 12/31/24

4
Bedrooms
2,464
Square Feet
10.01
Acres
a kitchen with a stove oven and sink
1/54
6

$458,000

Sold 04/24/26

4
Bedrooms
2,257
Square Feet
0.72
Acres
a front view of house with yard swimming and trees in the background
1/51
7

$450,000

Sold 06/13/25

4
Bedrooms
3,054
Square Feet
0.5
Acres
front view of house with a yard
1/65
8

$535,000

Sold 06/27/25

4
Bedrooms
2,497
Square Feet
1
Acres
an aerial view of a pool patio swimming pool and outdoor seating
1/47
9

$389,900

Sold 02/11/26

4
Bedrooms
2,022
Square Feet
0.5
Acres

Location

Sold By Lokation

Add your commute

Building Information for 5540 Old River Road

Stories1Year Built1992Building Size-Lot Size3.91 AC / 170,319 SF

Payment Calculator

$2,406 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,287

Property Taxes

$119

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 5540 Old River Road

Summary
Location and General Information
  • Directions: From the intersection of Hwy. 85 and Hwy. 90 in Crestview, head west on Hwy 90. Turn right onto Old River Rd (just passed Sunoco Station). Property will be on the left, 5540 Old River Rd.
  • Road Frontage Type: County Road
  • MLS Area Minor: 2510 - Holt/Baker
  • MLS Area Major: 25 - Crestview Area
  • Latitude: 30.776745
  • Longitude: -86.633645
  • Location Tax and Legal:Sub Area: 2510 - Holt/Baker
  • Location Tax and Legal:Elementary School: Baker
  • Location Tax and Legal:Middle School: Baker
  • Location Tax and Legal:High School: Baker
  • Location Tax and Legal:Legal Description: ALL W1/2 OF SW1/4 OF NE1/4 W OF RD & N OF GIDDON BRANCH
  • Garage: false
Taxes and HOA
  • Tax Legal Description: ALL W1/2 OF SW1/4 OF NE1/4 W OF RD & N OF GIDDON BRANCH
  • Parcel Number: 10-3N-24-0000-0009-0000
  • Association Fee: $0
  • Tax Annual Amount: $1,422
  • Listing Info Tax Legal:Last Taxes: $1,422
  • Listing Info Tax Legal:Last Tax Year: 2023.0
School Information
  • Elementary School: Baker
  • Middle Or Junior School: Baker
  • High School: Baker
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Boat, Carport, Carport Detached, Oversized, RV
  • Carport Spaces: 2.0
  • General Property Info:Carport Spaces: 2.0
  • General Property Info:Driveway Spaces: 4.0
  • Parking Features: Boat, Carport3, Carport Detached, Oversized, RV
Property
Lot Information
  • Below Grade Finished Area: 0.0
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 750X570X357X91
  • Lot Size Acres: 3.91
  • Lot Size Area: 3.91
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Aerials/Topo Availbl, Cleared, Survey Available, Within 1/2 Mile to Water
  • Building Area Total: 2280.0
  • Lot Size Square Feet: 170319.6
  • General Property Info:Below Ground SqFt: 0.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Lake, Pond
  • Waterfront Feet 2: 565'
  • Waterview: Lake2, Pond2
  • LotParcel Access: County Road, Paved Road
  • Lot Features: AerialsTopo Availbl, Cleared, Survey Available, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2023.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1992.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Country
  • Listing Info Tax Legal:Homestead: true
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Composite Shngl, Siding Wood, Slab, Trim Wood
  • Occupancy Status: Occupied
Utilities
  • Utilities: Electric, Phone, Public Water, Septic Tank, TV Cable
  • Electric: True
  • Utilities: Electric, Phone2, Public Water, Septic Tank, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Ridge Vent, Water Heater - Elect, Water Heater - Two, Whole House Fan
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck Open, Dock, Fenced Back Yard, Fenced Lot-Part, Porch, Porch Open, Porch Screened, Workshop, Yard Building
  • Construction Materials: Frame, Roof Composite Shngl, Siding Wood, Slab, Trim Wood
  • Stories: 1.0
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Deck Open, Dock, Fenced Back Yard, Fenced Lot-Part, Porch, Porch Open, Porch Screened, Workshop, Yard Building
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air, Whole House Fan
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Pantry, Renovated, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Room Type: Kitchen, Dining Area, Master Bedroom, Bedroom, Bonus Room, Great Room
  • Rooms Total: 9.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 4.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Vaulted, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Pantry, Renovated2, Split Bedroom, WasherDryer Hookup, Woodwork Painted
  • Appliances: Dishwasher, Range Hood, Refrigerator, StoveOven Electric
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Description: Eat at Bar/Open Floor Plan
  • Room Dimensions: 14 x 13
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Description: Large Dining area/Open Floor Plan
  • Room Dimensions: 14 x 13
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 15.0
  • Room Description: Main Master
  • Room Dimensions: 15 x 15
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Description: 2nd Master
  • Room Dimensions: 13 x 13
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 10.0
  • Room Description: 3rd Bedroom
  • Room Dimensions: 14 x 10
Room 6
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 10.0
  • Room Description: 4th Bedroom
  • Room Dimensions: 14 x 10
Room 7
  • Room Type: Bonus Room
  • Room Level: Second
  • Room Length: 17.0
  • Room Description: Bonus Room up pull down stairs
  • Room Dimensions: 17 x 14
Room 8
  • Room Type: Bonus Room
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 9.0
  • Room Description: Closet in Bonus Room
  • Room Dimensions: 14 x 9
Room 9
  • Room Type: Great Room
  • Room Level: First
  • Room Length: 27.0
  • Room Width: 19.0
  • Room Description: Open Floor Plan
  • Room Dimensions: 27 x 19
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 5540 Old River Road

DateEvent & SourcePriceAppreciation
Nov 15, 2024

Sold

ECAR #956734

$450,000
Sep 21, 2024

Pending

ECAR #956734

Aug 16, 2024

Listed (Active)

ECAR #956734

$495,000
DateEvent & SourcePrice
11/15/2024

Sold

ECAR #956734

$450,000
09/21/2024

Pending

ECAR #956734

08/16/2024

Listed (Active)

ECAR #956734

$495,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5540 Old River Road

Taxable ValueLand$80,510Additions$272,097Total$352,607
Tax Record2025$3,480 ($290 / month)
Home Facts
Beds4Total Finished SqFt2,280 SqFtAbove Grade Finished SqFt2,280 SqFtStories2Lot Size170,320 SqFtStyleSingle Family ResidenceYear Built1992CountyOKALOOSAAPN10-3N-24-0000-0009-0000Fireplace TypeHas Fireplace

Schools near 5540 Old River Road

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 12
Public - PK to 12
Public - 4 to 12
Public - K to 12
Rating
School
Distance
Baker School
PublicPK to 12

Richbourg School
PublicPK to 12

Emerald Coast Career Institute N
Public4 to 12

Okaloosa Online Non Franchised
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 32531

$263,750 | 6423 Old River Road, Baker, FL 32531
1/35
New

$263,750

3
Bedrooms
1,188
Square Feet
3.39
Acres
$284,900 | 5407 Aniston Way, Baker, FL 32531
1/26

$284,900

3
Bedrooms
1,568
Square Feet
0.25
Acres
$299,900 | 5408 Aniston Way, Baker, FL 32531
1/33

$299,900

4
Bedrooms
1,787
Square Feet
0.29
Acres
$336,900 | 5513 Kase Court, Baker, FL 32531
1/2

$336,900

5
Bedrooms
2,593
Square Feet
0.25
Acres
$350,000 | 5921 Jack Stokes Road, Baker, FL 32531
1/18

$350,000

3
Bedrooms
1,424
Square Feet
1.1
Acres
$250,000 | 6118 Buckward Road, Baker, FL 32531
1/37

$250,000

3
Bedrooms
1,400
Square Feet
0.47
Acres
$385,000 | 5630 Buckward Road, Baker, FL 32531
1/46

$385,000

3
Bedrooms
1,872
Square Feet
4.3
Acres
$445,000 | 1555 Lena Street, Baker, FL 32531
1/38

$445,000

4
Bedrooms
2,117
Square Feet
0.5
Acres
$155,000 | 1299 Roosevelt Avenue, Baker, FL 32531
1/27
Open: 8/22 10:00AM - 12:00PM

$155,000

3
Bedrooms
1,216
Square Feet
0.16
Acres

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 5540 Old River Road, Baker, FL 32531
$450,000
4
2,280
170,319
3
1
606
237,402
$240,000
1,960,200
3
1
1,419
459,122
3
1
1,847
799,762
2
1,120
34,848

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.