6 Smith Ter

Lloyd, NY 12528

$422,300
Last Sold Price
4
Beds
1,728 Sq. Ft.
$244 / Sq. Ft.
1,728
Sq. Ft.
$244
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 1/2/26
Closed 1/2/26
a front view of a house with a garden
a dining room with furniture and window
a kitchen with refrigerator and cabinets
a living room with furniture and a large window
a house that is sitting in the grass with large trees and plants
a view of a big house with a big yard and large trees
a living room with furniture and a fireplace
a children room with furniture and a fireplace
a living room with furniture and a wooden floor
a kitchen with stainless steel appliances kitchen island a stove and a sink
a living room with furniture a rug and a window
a bathroom with a sink and a toilet
a bedroom with bed and a window
a bedroom with a bed and a chandelier
a living room with furniture and a flat screen tv
a bathroom with a sink a vanity and a mirror
a bathroom with a tub sink and mirror
a view of walk in closet with clothes and shoes
a bedroom with a bed and a window
a view of entryway with livingroom and furniture
a bathroom with a sink and a mirror
a bedroom with a bed and a chandelier
a living room with furniture and a window
a living room with furniture and a large window
a view of a workspace with furniture and toys
a view of balcony with wooden floor and outdoor seating
a house view with a seating space
a view of roof deck with wooden floor and outdoor seating
a view of a house with a yard
a view of a yard in front of the house
a view of a house with a big yard
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unknown

Description

Welcome to this beautifully updated four-bedroom, three-bath contemporary ranch which includes a rentable 1 bedroom accessory apartment in Highland, Ulster County. With over 1,700 square feet of living space on a third of an acre, this home offers a thoughtful blend of style, function, income potential and flexibility. Inside, the open layout highlights hardwood and tile flooring, exposed wood-accented ceilings, and a warm living room. The first-floor primary suite provides convenience and privacy,...Welcome to this beautifully updated four-bedroom, three-bath contemporary ranch which includes a rentable 1 bedroom accessory apartment in Highland, Ulster County. With over 1,700 square feet of living space on a third of an acre, this home offers a thoughtful blend of style, function, income potential and flexibility. Inside, the open layout highlights hardwood and tile flooring, exposed wood-accented ceilings, and a warm living room. The first-floor primary suite provides convenience and privacy, and the updated bathroom include a spa-like retreat with a double vanity and soaking tub. The kitchen features sleek black cabinetry, butcher block countertop, newer stainless-steel appliances (2023), and open shelving that creates a bright, inviting atmosphere. Just off the kitchen, the dining area is framed by oversized windows and sliding glass doors that open to the yard, filling the space with natural light and scenic views. This home offers unique versatility with a one-bedroom accessory apartment with a private entrance that includes its own living area and private deck. Whether used as a short or long-term rental, or a comfortable space for extended stays, it adds incredible value and potential. Outdoor living is equally appealing, with an expansive front deck, multiple seating areas, and mountain views to enjoy year-round. The backyard offers room to relax, and the benefit of french drains for easy maintenance. Set within the sought-after Highland Central School District, this home is conveniently located near shopping, dining, and recreation. Residents enjoy quick access to local favorites such as the Hudson Valley Rail Trail, Minnewaska State Park and the Walkway Over the Hudson. All of this places you just minutes from the best of the Hudson Valley's vibrant culture, restaurants, and outdoor adventures. This home is move in ready with minor repairs needed, and offer great value with lots of upside.
  1. Listed by Virginia Corbett • eXp Realty
    P: (845)-254-2429 C: (845)-254-2429 virginia@virginiacorbetthometeam.com

Property Details for 6 Smith Terrace

Zoning
R1/4
Basement YN
Yes
LISTING UPDATED: 01/02/2026 11:37 AM

Property Details for 6 Smith Terrace

StatusClosed
MLS #20255064
Days on Market58
Taxes$10,363 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1956
Lot Size0.35 AC / 15,246 SF
CountyUlster County
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Location

Listing Courtesy of eXp Realty

Sold By HV Catskill Region MLS

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Building Information for 6 Smith Terrace

Stories-Year Built1956Building Size-Lot Size0.35 AC / 15,246 SF

Payment Calculator

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$2,922 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,058

Property Taxes

$864

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 6 Smith Terrace

Summary
Location and General Information
  • Directions: 9W to Haviland Rd to Tillson Ave to Smith Ter
  • Township: Other
  • MLS Area Major: Lloyd
  • County: Ulster
  • Latitude: 41.713885
  • Longitude: -73.969611
  • MLS Area Major: Lloyd
  • Sign On Property YN: Yes
  • Mountain(s): Yes
Taxes and HOA
  • Association Fee: $.00
  • Parcel Number: 320008801700070360000000
  • Tax Block: 7
  • Tax Legal Description: S-B-L: 88-17-7-36
  • Tax Annual Amount: $10,363.00
Parking
  • Attached Garage YN: No
  • Garage YN: No
  • Garage YN: No
  • Driveway: Yes
Property
Lot Information
  • New Construction YN: No
  • Lot Size Acres: 0.35
  • Above Grade Finished Area: 1728.0
  • Below Grade Finished Area: 0.0
  • Living Area: 1728.0
  • Lot Size Area: 0.35
  • Lot Size Units: Acres
  • Lot Size Square Feet: 15246.0
  • Above Grade Finished Area: 1728.0
  • Below Grade Finished Area: 0.0
  • Below Grade Unfinished Area: 644.0
  • Lot Size Acres: 0.35
  • Ranch: Yes
  • Vinyl Siding: Yes
  • Wood Siding: Yes
Property and Assessments
  • Owner Name: Angela Cacciola
  • Total Floor Plans Count: 1
  • Property Type: Residential,Single Family Residence
  • Year Built: 1956
  • Property Sub Type: Single Family Residence
  • New Construction YN: No
  • Page: 292
  • Section: 88-17
Taxes and HOA
  • Tax Assessed Value: 263000.0
  • Tax Lot: 36
Utilities
  • Public Sewer: Yes
  • Public: Yes
Interior and Exterior Features
Interior Features
  • Basement YN: Yes
  • Room Total: 8
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 3.0
  • Bathrooms Total (Notational): 3.0
  • Cooling: No
  • Heating: Yes
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Rooms Total: 8.0
  • Bathrooms Half: 0.0
  • Dishwasher: Yes
  • Dryer: Yes
  • Oven: Yes
  • Refrigerator: Yes
  • Washer: Yes
  • Scuttle Attic: Yes
  • Unfinished: Yes
  • Tile: Yes
  • Wood: Yes
  • Baseboard: Yes
  • Oil: Yes
  • Eat-in Kitchen: Yes
  • In-Law Floorplan: Yes
  • Primary Downstairs: Yes
  • Walk-In Closet(s): Yes
Room Information
Room Information
  • Bathroom: Yes
  • Bathroom Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Primary Bathroom: Yes
  • Primary Bedroom Level: First
Mobile Home
Mobile Home Information
  • Sign On Property YN: Yes
Rental
Rental Information
  • Occupant Type: Vacant
  • Occupant Type: Vacant

Property History for 6 Smith Terrace

DateEvent & SourcePriceAppreciation
Dec 30, 2025

Sold (Public Record)

Public Record #1926382041

$422,300—
Dec 30, 2025

Sold (Public Record)

Public Record #1926382041

$422,300

+13.7% / yr

Feb 5, 2021

Sold (Public Record)

Public Record #691020118

$225,000—
Feb 5, 2021

Sold (Public Record)

Public Record #1452069726

$225,000

+3.1% / yr

Oct 20, 2011

Sold (Public Record)

Public Record #322222096

$170,000—
DateEvent & SourcePrice
12/30/2025

Sold (Public Record)

Public Record #1926382041

$422,300
12/30/2025

Sold (Public Record)

Public Record #1926382041

$422,300

+13.7% / yr

02/05/2021

Sold (Public Record)

Public Record #691020118

$225,000
02/05/2021

Sold (Public Record)

Public Record #1452069726

$225,000

+3.1% / yr

10/20/2011

Sold (Public Record)

Public Record #322222096

$170,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 6 Smith Terrace

Taxable ValueLand$74,500Additions$188,500Total$263,000
Tax Record2024$10,066 ($839 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,728 SqFtAbove Grade Finished SqFt1,728 SqFtStories1Lot Size15,246 SqFtStyleSingle Family ResidenceYear Built1956ZoningR1/4CountyULSTERAPN513200 88.17-7-36

Schools near 6 Smith Terrace

This home is within Highland Central School District.
Rating
School
Type
Grades
Distance
Highland Elementary School
Public - K to 5
Highland Middle School
Public - 6 to 8
Highland High School
Public - 9 to 12
Rating
School
Distance
Highland Elementary School
PublicK to 5

Highland Middle School
Public6 to 8

Highland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of eXp Realty

The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed. This information is provided exclusively for consumers’ personal, non-commercial use. The data relating to real estate for sale or lease on this webpage comes from the the IDX Program of OneKey® MLS, Columbia Greene Northern Dutchess MLS, Hudson Valley Catskill Regional MLS and Ulster County Board of REALTORS. Real estate listings held by brokerage firms other than Compass are marked with a OneKey® MLS, Columbia Greene Northern Dutchess MLS, Hudson Valley Catskill Regional MLS or Ulster County Board of REALTORS Logo. Use of these search facilities other than by a consumer seeking to purchase or lease real estate is prohibited. The accuracy of all information is deemed reliable but not guaranteed and should be verified through personal inspection by and/or with appropriate professionals. The data contained herein is copyrighted by the IDX Program of OneKey® MLS, Columbia Greene Northern Dutchess MLS, Hudson Valley Catskill Regional MLS and Ulster County Board of REALTORS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Information Copyright 2026, OneKey® MLS, Columbia Greene Northern Dutchess MLS, Hudson Valley Catskill Regional MLS and Ulster County Board of REALTORS. All rights reserved. Data last updated: 01/02/2026 11:37 AM