610 Division St

Fernandina Beach, FL 32034

$505,000
Last Sold Price
3
Beds
1,197 Sq. Ft.
$422 / Sq. Ft.
1,197
Sq. Ft.
$422
per Sq. Ft.
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Closed 1/30/26
Closed 1/30/26
a front view of house with yard and trees
a front view of a house with a yard
a front view of a house with a yard
a view of a entryway door of the house
a living room with furniture and a potted plant
a living room with furniture and a window
a living room with furniture and a large window
a living room with furniture and wooden floor
a living room with furniture and a window
a kitchen that has a sink and a refrigerator
a kitchen with a sink stove top oven and microwave
a bathroom with a sink a mirror and potted plant
a living room with furniture and a potted plant
a view of a dining room with furniture and wooden floor
a room with a cabinet and couch
a bedroom with a bed and glass window
primary bath
a bedroom with a bed and a chandelier
a bathroom with a sink
a bathroom with a toilet and a shower
a bathroom with a sink mirror vanity and toilet
guest bath
a bedroom with a bed and a table
a bed sitting in a bedroom next to a window
a bedroom with a bed and a dresser
a large white bed in a white room
a bedroom with a bed and a chair
a bedroom with a bed and a window
a utility room with dryer and washer
a close view of bathroom
a view of car parked on the beach
a view of an ocean
a city view

Description

Welcome to 610 Division Street! This gorgeous, centrally located Amelia Island cottage has been completely renovated from top to bottom. At just under 1,200 square feet, every inch of this home has been thoughtfully updated with high-end finishes and modern conveniences while preserving its historic, warm and inviting character. Featuring 3 bedrooms and 2 bathrooms, the home offers an open functional layout ideal for everyday living and entertaining. Highlights include custom, American-made soft-close...Welcome to 610 Division Street! This gorgeous, centrally located Amelia Island cottage has been completely renovated from top to bottom. At just under 1,200 square feet, every inch of this home has been thoughtfully updated with high-end finishes and modern conveniences while preserving its historic, warm and inviting character. Featuring 3 bedrooms and 2 bathrooms, the home offers an open functional layout ideal for everyday living and entertaining. Highlights include custom, American-made soft-close wood cabinetry throughout, quartz countertops, all new appliances, LVP throughout and all new interior and exterior paint. Major upgrades provide peace of mind, including new plumbing, electrical, roof, tankless water heater, and HVAC system—truly everything has been updated. Step outside to enjoy your new Trex decking and relax by the fire pit in your fully fenced yard (or use the concrete pad to add a shed for extra storage!) Rinse off after a day at the beach in the Trex outdoor shower—perfect for sandy toes or furry friends. Curb appeal abounds with brand-new landscaping and a beautiful and low maintenance shell/stone driveway! 30 day rentals allowed and no HOA. This 1956 coastal cottage is ideally located—bike, walk, or take a golf cart to numerous shops, restaurants, and island attractions. A rare opportunity to own a turnkey home blending modern luxury with timeless Amelia Island appeal. Seller is a FL Licensed Real Estate agent.
  1. Listed by Nicole Phillips • SALT HARBOR REAL ESTATE COMPANY

Property Details for 610 Division Street

Architectural Style
HistoricAntique, OneStory
Parking Features
Driveway
Zoning
R-2
LISTING UPDATED: 02/25/2026 01:07 AM

Property Details for 610 Division Street

StatusClosed
MLS #114813
Days on Market2
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Residential
Year Built1956
Lot Size-
CountyNassau County
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Location

Listing Courtesy of SALT HARBOR REAL ESTATE COMPANY

Sold By ERA FERNANDINA BEACH REALTY

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Building Information for 610 Division Street

Stories1Year Built1956Building Size-Lot Size-

Payment Calculator

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$2,850 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,516

Property Taxes

$334

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 610 Division Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: ,
  • Directions: 95N to 200E over the bridge onto Amelia Island follow 8th ST, R on Elm St, L on Division ST, Home on Left 610 Division
  • Road Surface Type: Paved
  • Postal Code: 32034
  • Latitude: 30.662345
  • Longitude: -81.456489
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1800-0214-10B0
  • Association: No
  • Tax Legal Description: BLOCK 214 N50 FT OF S72 FT OF SUB B OF LOT 10 CITY OF FDNA BEACH
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 1197.0
  • Lot Size Dimensions: 5000
  • Lot Size Units: Acres
  • Living Area: 1197.0
  • Living Area Source: Assessor
Property and Assessments
  • Year Built: 1956
  • Property Condition: Resale
  • Human Modified: No
Utilities
  • Sewer: PublicSewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: FiberCement, Frame
  • Patio And Porch Features: Deck, FrontPorch, Open, Patio
  • Roof: Shingle
Interior Features
  • Levels: One
  • Stories: 1
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 0
  • Cooling: Yes
  • Cooling: CentralAir, Electric
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer, IceMaker
  • Interior Features: CeilingFans, SplitBedrooms, VaultedCeilings
  • Window Features: AluminumFrames

Property History for 610 Division Street

DateEvent & SourcePriceAppreciation
Jan 30, 2026

Sold (Public Record)

Public Record #1927775721

$505,000

+8.0% / yr

Jan 30, 2026

Sold

Amelia Island Nassau County Association of REALTORS #114813

$505,000—
Jan 25, 2026

Pending

Amelia Island Nassau County Association of REALTORS #114813

—
DateEvent & SourcePrice
01/30/2026

Sold (Public Record)

Public Record #1927775721

$505,000

+8.0% / yr

01/30/2026

Sold

Amelia Island Nassau County Association of REALTORS #114813

$505,000
01/25/2026

Pending

Amelia Island Nassau County Association of REALTORS #114813

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 610 Division Street

Taxable ValueLand$135,000Additions$87,190Total$222,190
Tax Record2025$4,004 ($334 / month)
Home Facts
Beds2Total Finished SqFt1,197 SqFtAbove Grade Finished SqFt1,197 SqFtStories1Lot Size5,000 SqFtStyleSingle Family ResidenceYear Built1956Year Renovated1980ZoningR-2CountyNASSAUAPN00-00-31-1800-0214-10B0

Schools near 610 Division Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of SALT HARBOR REAL ESTATE COMPANY

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.