638 Howards Loop, Unit 14

Closed 2/25/22

Last Sold Price

$465,000

3 beds4 baths1,872 sqft$248/sqft

638 Howards Loop, Unit 14, Annapolis, MD 21401

Description

Welcome home, to this amazing three bedroom town home, with two full bathrooms and two half bathrooms. This stunning re-modeled town home is nestled in the sought after Windgate Community of Annapolis. With new upgraded LVP flooring, stainless steel appliances, gleaming quartz countertops, a large kitchen island, expansive living room, bonus space to spread out in the basement, and freshly remodeled bathrooms, what more could you ask for? If that's not enough, 638 Howard's loop features an attached...Welcome home, to this amazing three bedroom town home, with two full bathrooms and two half bathrooms. This stunning re-modeled town home is nestled in the sought after Windgate Community of Annapolis. With new upgraded LVP flooring, stainless steel appliances, gleaming quartz countertops, a large kitchen island, expansive living room, bonus space to spread out in the basement, and freshly remodeled bathrooms, what more could you ask for? If that's not enough, 638 Howard's loop features an attached garage, a large driveway for off street parking, and a lovely brick patio and large upstairs deck, great for all of your entertaining needs. It's in a convenient commuter location, just a few minutes to Route 50 and Route 97. The Westfield Annapolis mall is only 5 minutes away, as well as a plethora of restaurants. Downtown Annapolis and the Waterfront are also within 2 miles of this gorgeous home. Schedule your private tour today, this gem of a home won't last long! Offer deadline monday at 10am

LISTING CLOSED: 02/25/2022 12:00 AM

Listed by Gwennevere Dudley • EXP Realty, LLC
P: (301) 273-8714 gwennevere.dudley@exprealty.com

Property Details for 638 Howards Loop, Unit 14

Status

Closed

MLS #

MDAA2021554

Days on Market

Taxes

$6,938 / year

HOA Fees

$91 / month

Condo/Co-op Fees

Property Type

Townhouse

MLS Type

Residential / Fee Simple

Year Built

1996

Lot Size

0.02 AC / 768 SF

County

Anne Arundel County

Tax ID Number

020296190093511

Ownership

Fee Simple

Condo Coop Association

HOA

Yes

Structure Type

Interior Row/Townhouse

Style

Colonial

Levels/Stories

Waterfront

Garage

Yes

Subdivision

WINDGATE

Subdivision

WINDGATE (ANNE ARUNDEL MD)

Building Name

WINDGATE ASSOC (ANNAPOLIS MD)

Legal Subdivision

WINDGATE CONDO

Total Parking Spaces

Central Air

Yes

Basement

Above Grade Finished SQFT

1,872.00

Above Grade Fin SQFT Source

Estimated

New Construction

Property Condition

Excellent

Recent comparable sales

Median sold price

$527,500

Avg days on market

Sale-to-list ratio

101.5%

1/33

$520,000

Sold 12/30/24

3
Bedrooms: 4
Bathrooms: 2,000
Square Feet: 0.03
Acres

217 Vanguard Lane, Annapolis, MD 21401

a front view of multi story residential apartment building

1/41

$545,000

Sold 12/19/25

3
Bedrooms: 4
Bathrooms: 2,000
Square Feet: 0.03
Acres

614 South Cherry Grove Avenue, Annapolis, MD 21401

1/38

$550,000

Sold 07/24/26

3
Bedrooms: 4
Bathrooms: 2,024
Square Feet: 0.04
Acres

608 South Cherry Grove Avenue, Annapolis, MD 21401

1/39

$555,000

Sold 02/09/26

3
Bedrooms: 4
Bathrooms: 2,016
Square Feet: 0.04
Acres

120 Waterline Court, Annapolis, MD 21401

1/41

$485,000

Sold 10/24/24

3
Bedrooms: 3
Bathrooms: 1,734
Square Feet: 0.02
Acres

601 Puritan Court, Annapolis, MD 21401

1/40

$473,000

Sold 07/10/26

3
Bedrooms: 3
Bathrooms: 1,822
Square Feet: 0.02
Acres

2023 Puritan Terrace, Annapolis, MD 21401

1/29

$515,000

Sold 06/10/25

3
Bedrooms: 3
Bathrooms: 1,868
Square Feet: 0.02
Acres

2040 Puritan Terrace, Annapolis, MD 21401

1/36

$480,000

Sold 10/06/25

3
Bedrooms: 4
Bathrooms: 2,024
Square Feet: 0.02
Acres

577 Francis Nicholson Way, Annapolis, MD 21401

a front view of a house with garden and trees

1/37

$527,500

Sold 04/13/26

3
Bedrooms: 4
Bathrooms: 1,834
Square Feet: 0.02
Acres

775 Howards Loop, Unit 167, Annapolis, MD 21401

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Location

Listing Courtesy of EXP Realty, LLC

Sold By Coldwell Banker Realty

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Building Information for 638 Howards Loop, Unit 14

Stories3Residences-Year Built1996Building Size-Lot Size0.02 AC / 768 SF

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage¹

$3,033 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,364

Property Taxes

$578

HOA Dues

$91

The Payment Calculator is for illustrative purposes only.

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Property Information for 638 Howards Loop, Unit 14

Location

In City Limits: No
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

School District County ID: 121140671932
SchoolDistrictSource: 3rd Party
Elementary School: WEST ANNAPOLIS (ANNE ARUNDEL MD)
ElementarySchoolSource: 3rd Party
Middle Or Junior School: BATES (ANNE ARUNDEL MD)
MiddleSchoolSource: 3rd Party
High School: ANNAPOLIS (ANNE ARUNDEL MD)
HighSchoolSource: 3rd Party
County: ANNE ARUNDEL

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

HOA Condo Coop Fee Includes: Snow Removal, Trash
HOA Condo Coop Amenities: Tot Lots/Playground

Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2021
Tax Assessed Value: $329,400

Year Assessed: 2021
Refuse Fee: $298
Agricultural Tax Due: No
Historic: No
Zoning: R5
Automatically Update Tax Values Y/N: No

Lease Information

Concessions: No

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 3
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2
# Bathrooms Half All Upper Levels: 0

Upper Level 1

# Bedrooms Count Upper Level: 3
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2
# Bathrooms Half Upper Level: 0

All Lower Levels

# Bedrooms All Lower Levels: 0
# Bathrooms All Lower Levels: 1

# Bathrooms Full All Lower Levels: 0
# Bathrooms Half All Lower Levels: 1

Lower Level 1

# Bedrooms Lower Level: 0
# Bathrooms Lower Level: 1

# Bathrooms Full Lower Level: 0
# Bathrooms Half Lower Level: 1

Rooms

Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Primary Bathroom, Full Bath, Half Bath
Stories: Lower 1, Main, Upper 1

Rooms Information

Room 1

Room Type: Primary Bedroom
Room Level: Upper 1

Room Exists: Yes

Room 2

Room Type: Primary Bathroom
Room Level: Upper 1

Room Exists: Yes

Room 3

Room Type: Bedroom 2
Room Level: Upper 1

Room Exists: Yes

Room 4

Room Type: Bedroom 3
Room Level: Upper 1

Room Exists: Yes

Room 5

Room Type: Full Bath
Room Level: Upper 1

Room Exists: Yes

Room 6

Room Type: Kitchen
Room Level: Main

Room Exists: Yes

Room 7

Room Type: Dining Room
Room Level: Main

Room Exists: Yes

Room 8

Room Type: Living Room
Room Level: Main

Room Exists: Yes

Room 9

Room Type: Half Bath
Room Level: Main

Room Exists: Yes

Room 10

Room Type: Family Room
Room Level: Lower 1

Room Exists: Yes

Room 11

Room Type: Laundry
Room Level: Lower 1

Room Exists: Yes

Building Info

Total Finished SQFT: 1,872.00
Total Finished SQFT Source: Estimated

Total SQFT: 1,872.00
Total SQFT Source: Estimated
Construction Materials: Combination, Brick
Roof: Asphalt, Shingle
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8013/0580/2220/801305802220_512_384_WM_2o4danksu8b6tDAG.jpg
Flooring Type: Bamboo, Partially Carpeted
Foundation Details: Slab
Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Half-Lower Level 1-1
# Bathrooms Full: 2
# Bathrooms Half: 2
Other Structure: Above Grade

Lot / Land Information

Lot Size Source: Estimated
Parcel ID: 15195458

Ground Rent Exists: No

Parking

Type Of Parking: Attached Garage
Num of Attached Garage Spaces: 1

Total Garage Spaces: 1
Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access

Interior Features

Interior Features: Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops
Fireplace: No

Fireplaces Count: 0
Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Accessibility Features: None
Laundry Type: Lower Floor

Exterior Features

Outdoor Living Structures: Deck(s), Brick, Patio(s)
Pool: No Pool

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Water Source: Public
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Greater Capital Area Association of REALTORS

Property History for 638 Howards Loop, Unit 14

Date	Event & Source	Price	Appreciation
Feb 25, 2022	Closed BRIGHT #MDAA2021554	$465,000	—
Jan 31, 2022	Pending BRIGHT #MDAA2021554		—
Jan 26, 2022	Listed (Active) BRIGHT #MDAA2021554	$419,000	—
Feb 28, 2017	Closed BRIGHT #1001628503	$325,000	—
Feb 6, 2017	Pending BRIGHT #1001628503		—
Sep 14, 2016	Listed (Active) BRIGHT #1001628503	$365,000	—
Nov 14, 2015	Expired BRIGHT #1007161720	$330,000	—
May 22, 2015	Listed (Active) BRIGHT #1007161720	$330,000	—
Mar 31, 2003	Closed BRIGHT #MDAA202796	$255,000	—
Feb 14, 2003	Pending BRIGHT #MDAA202796		—
Feb 6, 2003	Listed (Active) BRIGHT #MDAA202796	$259,900	—
Feb 5, 2003	Withdrawn BRIGHT #MDAA365740	$259,900	—
Feb 5, 2003	Listed (Active) BRIGHT #MDAA365740	$259,900	—
Feb 2, 2003	Withdrawn BRIGHT #MDAA360206	$259,000	—
Nov 20, 2002	Listed (Active) BRIGHT #MDAA360206	$255,000	—

Date	Event & Source	Price
02/25/2022	Closed BRIGHT #MDAA2021554	$465,000
01/31/2022	Pending BRIGHT #MDAA2021554	—
01/26/2022	Listed (Active) BRIGHT #MDAA2021554	$419,000
02/28/2017	Closed BRIGHT #1001628503	$325,000
02/06/2017	Pending BRIGHT #1001628503	—
09/14/2016	Listed (Active) BRIGHT #1001628503	$365,000
11/14/2015	Expired BRIGHT #1007161720	$330,000
05/22/2015	Listed (Active) BRIGHT #1007161720	$330,000
03/31/2003	Closed BRIGHT #MDAA202796	$255,000
02/14/2003	Pending BRIGHT #MDAA202796	—
02/06/2003	Listed (Active) BRIGHT #MDAA202796	$259,900
02/05/2003	Withdrawn BRIGHT #MDAA365740	$259,900
02/05/2003	Listed (Active) BRIGHT #MDAA365740	$259,900
02/02/2003	Withdrawn BRIGHT #MDAA360206	$259,000
11/20/2002	Listed (Active) BRIGHT #MDAA360206	$255,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 638 Howards Loop, Unit 14

This home is within Anne Arundel County Public Schools.


Rating	School	Type	Grades	Distance
8/10	West Annapolis Elementary School	Public - Serves this home	K to 5	1.1 mi
5/10	Wiley H. Bates Middle School	Public - Serves this home	6 to 8	1.9 mi
5/10	Annapolis High School	Public - Serves this home	9 to 12	2.7 mi
5/10	Monarch Academy Annapolis Elementary School	Public - Choice school	PK to 5	0.9 mi
NR	Phoenix Academy	Public - Choice school	6 to 12	1.0 mi
NR	Studio 39	Public - Choice school	9 to 12	1.2 mi
NR	Annapolis Area Christian School	Private - Nearby school	K to 5	0.4 mi
NR	Annapolis Area Christian School - Elementary School	Private - Nearby school	PK to 5	0.4 mi
NR	Annapolis Area Christian School	Private - Nearby school	9 to 12	0.5 mi


Rating	School	Distance
8/10	West Annapolis Elementary School PublicK to 5 Serves this home	1.1 mi
5/10	Wiley H. Bates Middle School Public6 to 8 Serves this home	1.9 mi
5/10	Annapolis High School Public9 to 12 Serves this home	2.7 mi
5/10	Monarch Academy Annapolis Elementary School PublicPK to 5 Choice school	0.9 mi
NR	Phoenix Academy Public6 to 12 Choice school	1.0 mi
NR	Studio 39 Public9 to 12 Choice school	1.2 mi
NR	Annapolis Area Christian School PrivateK to 5 Nearby school	0.4 mi
NR	Annapolis Area Christian School - Elementary School PrivatePK to 5 Nearby school	0.4 mi
NR	Annapolis Area Christian School Private9 to 12 Nearby school	0.5 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 638 Howards Loop, Unit 14, Annapolis, MD 21401	$465,000	3	4	1,872	768
638 Howards Loop, Annapolis, MD 21401	$465,000	–	4	1,868	768
646 Howards Loop, Annapolis, MD 21401	$495,000	3	3	1,888	–
644 Howards Loop, Annapolis, MD 21401	–	–	2	1,872	766
642 Howards Loop, Annapolis, MD 21401	$228,000	–	2	1,872	766
648 Howards Loop, Annapolis, MD 21401	$375,000	Studio	2	1,884	–
636 Howards Loop, Annapolis, MD 21401	$366,000	3	4	1,864	–
636 Howards Loop, Unit 13, Annapolis, MD 21401	$360,000	3	4	2,608	788
652 Howards Loop, Annapolis, MD 21401	$295,320	–	3	1,852	773
654 Howards Loop, Unit 21, Annapolis, MD 21401	$419,900	3	4	1,852	–
654 Howards Loop, Annapolis, MD 21401	$419,900	–	3	1,852	761
611 Puritan Court, Annapolis, MD 21401	$460,000	3	4	1,734	743
605 Puritan Court, Annapolis, MD 21401	$512,099	3	4	1,734	743
601 Puritan Court, Annapolis, MD 21401	$485,000	3	3	1,734	753
613 Puritan Court, Annapolis, MD 21401	$528,500	3	4	1,880	744
609 Puritan Court, Annapolis, MD 21401	–	–	4	1,394	743

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 11/30/2023 05:08 PM

[Annapolis, MD]

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