64 Cross Creek Rd, Unit 28D

Miramar Beach, FL 32550

$320,000
Price
1
Bed
612 Sq. Ft.
$523 / Sq. Ft.
612
Sq. Ft.
$523
per Sq. Ft.
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Description

Escape to the ultimate coastal retreat with this charming one-bedroom condo, perfectly positioned just minutes from the sparkling waters of the Gulf of Mexico. Ideally located between pristine beaches, vibrant dining, Baytowne Wharf, and the Emerald Bay Golf Club, this home blends convenience with coastal lifestyle effortlessly Step inside to discover a meticulously maintained interior, where wood-look LVP flooring stretches throughout, eliminating the hassle of sandy carpets and adding a warm, inviting...Escape to the ultimate coastal retreat with this charming one-bedroom condo, perfectly positioned just minutes from the sparkling waters of the Gulf of Mexico. Ideally located between pristine beaches, vibrant dining, Baytowne Wharf, and the Emerald Bay Golf Club, this home blends convenience with coastal lifestyle effortlessly Step inside to discover a meticulously maintained interior, where wood-look LVP flooring stretches throughout, eliminating the hassle of sandy carpets and adding a warm, inviting feel. The kitchen is a bright and airy haven with sleek white cabinetry, modern appliances, and granite countertops, offering a seamless mix of contemporary style and timeless elegance. The open-concept living and dining areas create a natural flow, perfect for entertaining or relaxing. While the community provides a shared laundromat, this unit also features space for a stackable washer and dryer for your convenience. Sliding glass doors flood the space with natural light and lead to a private deck, ideal for savoring your morning coffee or soaking in the serene surroundings. Enjoy easy access to the community pool, maintained by the HOA, just steps from your door--a perfect alternative when you're not beach-bound. Recent updates include a new roof in 2024 and an HVAC system installed in 2022, giving you peace of mind year-round. This unit has also generated strong rental income and has consistently performed as a sought-after Florida getaway retreat, making it an excellent option for both investors and those looking for their own coastal escape. Whether you're seeking a smart investment property or a personal getaway, this condo sees strong rental demand and won't stay on the market long. Don't miss your opportunity to own a slice of Florida paradise!
  1. Listed by Jessica Mackrael • Brokerage DRE #2028454 • Coldwell Banker Realty
    P: (850)-687-9888 C: (850)-687-9888 jessica.mackrael@cbrealty.com

Property Details for 64 Cross Creek Road, Unit 28D

Architectural Style
N/A
Subdivision Name
CROSS CREEK CLUB CONDO

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Sunday, May 10th3:00 PM - 6:00 PM
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LISTING UPDATED: 05/01/2026 03:39 PM

Property Details for 64 Cross Creek Road, Unit 28D

StatusActive
MLS #1001720
Days on Market4
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1985
CountyWalton County
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Location

Listing Courtesy of Coldwell Banker Realty
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Building Information for 64 Cross Creek Road, Unit 28D

Building/Complex64 Cross Creek RdFloor-Stories2Residences32Pet Policy-Pet Policy Details-Year Built1985

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$1,724 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,611

Property Taxes

$113

HOA Dues

$0

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Property Information for 64 Cross Creek Road, Unit 28D

Summary
Location and General Information
  • Community Features: Pets Allowed, Pool
  • Directions: Turn South off Hwy 98 or North off Scenic hwy 98 on Holiday rd. Proceed to Cross Creek Rd one block from Gulf Directly behind Alvins Island Parking Lot. On West side of Holiday Rd. Condo is located just north of pool.
  • MLS Area Minor: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
  • MLS Area Major: 15 - Miramar/Sandestin Resort
  • Latitude: 30.379818
  • Longitude: -86.38143
  • Location Tax and Legal:Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
  • Location Tax and Legal:Elementary School: Van R Butler
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: UNIT 4 BLDG D (AKA UNIT D-4 PER OR 932-19)CROSS CREEK CLUB CONDO & INT IN COMMON ELEMENTS AS RECD IN OR 497-115 OR 2768-3893 OR 2851-3947 OR 3065-500
  • Project Facilities: Pets Allowed2, Pool2
  • Garage: false
Taxes and HOA
  • Tax Legal Description: UNIT 4 BLDG D (AKA UNIT D-4 PER OR 932-19)CROSS CREEK CLUB CONDO & INT IN COMMON ELEMENTS AS RECD IN OR 497-115 OR 2768-3893 OR 2851-3947 OR 3065-500
  • Parcel Number: 30-2S-21-42800-00D-0040
  • Association Fee: $0
School Information
  • Elementary School: Van R Butler
  • Middle Or Junior School: Destin
  • High School: South Walton
Parking
  • Carport YN: No
  • Carport Spaces: 2.0
  • General Property Info:Carport Spaces: 2.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 612.0
  • General Property Info:SqFt Source: County PA Records
Property and Assessments
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1985.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof ShingleShake, Siding Wood, Stucco
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Public Water
  • Utilities: Public Sewer, Public Water
  • Energy: AC - Central Elect, Heat Cntrl Gas, Water Heater - Gas
Interior and Exterior Features
Exterior Features
  • Construction Materials: Frame, Siding Wood, Stucco
  • Pool Features: Pool - In-Ground, Pool Type
  • Stories Total: 2.0
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 32.0
  • General Property Info:Stories in Building: 2.0
  • General Property Info:Unit Floors Above Ground: 2.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Pool - In-Ground
Interior Features
  • Heating: Natural Gas
  • Cooling: Central Air
  • Interior Features: Lighting Recessed, Washer/Dryer Hookup
  • Flooring: Floor Laminate
  • Room Type: Living Room, Kitchen, Master Bedroom
  • Rooms Total: 3.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 1.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Interior: Floor Laminate, Lighting Recessed, WasherDryer Hookup
  • Appliances: Microwave, Refrigerator, StoveOven Electric
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 17.42
  • Room Width: 14.0
  • Room Description: Buyer to verify
  • Room Dimensions: 17.42 x 14
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 8.0
  • Room Description: Buyer to verify
  • Room Dimensions: 8 x 8
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 17.42
  • Room Width: 14.0
  • Room Description: Buyer to verify
  • Room Dimensions: 17.42 x 14
Multi Family
Multi Family Information
  • Number Of Units In Community: 32.0
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 64 Cross Creek Road, Unit 28D

DateEvent & SourcePriceAppreciation
Apr 29, 2026

Listed (Active)

ECAR #1001720

$320,000—
Mar 26, 2026

Expired

Navarre Area Board of REALTORS #972513

$325,000—
Mar 26, 2026

Expired

PENSACOLA #661419

—
DateEvent & SourcePrice
04/29/2026

Listed (Active)

ECAR #1001720

$320,000
03/26/2026

Expired

Navarre Area Board of REALTORS #972513

$325,000
03/26/2026

Expired

PENSACOLA #661419

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 64 Cross Creek Road, Unit 28D

Taxable ValueLand-Additions$192,780Total-
Tax Record2022$1,361 ($113 / month)
Home Facts
Beds0StyleCondominiumCountyWALTONAPN30-2S-21-42800-00D-0040

Schools near 64 Cross Creek Road, Unit 28D

This home is within Walton.
Rating
School
Type
Grades
Distance
Van R. Butler Elementary School
Public - K to 5
Emerald Coast Middle School
Public - 6 to 8
South Walton High School
Public - 9 to 12
Seaside Neighborhood School
Charter - 5 to 12
Rating
School
Distance
Van R. Butler Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 64 Cross Creek Road, Unit 28D, Miramar Beach, FL 32550

64 Cross Creek Road, Unit 28D is a condo for sale in Miramar Beach, FL 32550. This property was listed for sale on April 29, 2026 by Coldwell Banker Realty, it's currently listed at $320,000. It has been on the market for a total of 4 days and was last sold on August 4, 2023. This listing's school district is Walton. Nearby schools include Van R. Butler Elementary School, Emerald Coast Middle School and South Walton High School. 64 Cross Creek Road, Unit 28D is a 1-bed, 1-bath, 612 sqft condo built in 1985.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.