64 Terra Cotta Way

Destin, FL 32541

$1,275,000
Price
5
Beds
3,037 Sq. Ft.
$420 / Sq. Ft.
3,037
Sq. Ft.
$420
per Sq. Ft.
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Description

This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple...This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a private balcony, kitchenette, and oversized bath--perfect for guests or multi-generational stays. The main kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the dining and living areas for effortless gatherings. Outdoor living is just as inviting, with front and rear balconies capturing Gulf breezes and stunning sunset views. Many of the bedrooms offer private en-suite baths and balcony access, creating a sense of privacy and retreat for guests throughout the home. Offered fully furnished and turnkey, this property includes numerous recent upgrades such as a new roof (2022), HVAC system, two new water heaters, Nest thermostat, and energy-efficient tinted windows in the main living areas. Located within a gated community, residents and guests enjoy access to a resort-style pool, tennis courts, sand volleyball, and clubhouse amenities. Just a short walk away is deeded beach access along with popular local favorites like Captain Dave's On the Gulf and Kenny D's Beach Bar & Grill. A newly added neighborhood favorite, Sandos Beachside, offers a vibrant, walkable dining and bar experience--an exciting bonus for both owners and guests. Whether you're seeking a second home, income-producing rental, or a combination of both, this property delivers on location, lifestyle, and long-term value.
  1. Listed by Sarah Timmons • Brokerage DRE #2029964 • Scenic Sotheby's International Realty
    P: (256)-996-1169 C: (256)-996-1169 sarah.timmons@scenicsir.com

Property Details for 64 Terra Cotta Way

Zoning
Resid Single Family
Architectural Style
Mediterranean
Subdivision Name
TERRA COTTA TERRACE
LISTING UPDATED: 05/23/2026 05:08 PM

Property Details for 64 Terra Cotta Way

StatusActive
MLS #998378
Days on Market71
Taxes$10,927 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1995
Lot Size0.09 AC / 3,920 SF
CountyOkaloosa County
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Location

Listing Courtesy of Scenic Sotheby's International Realty
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Building Information for 64 Terra Cotta Way

Stories3Year Built1995Building Size-Lot Size0.09 AC / 3,920 SF

Payment Calculator

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$7,264 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,353

Property Taxes

$911

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 64 Terra Cotta Way

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Beach, Community Room, Deed Access, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Tennis
  • Directions: Heading east on Scenic 98 coming from the Crab Trap, turn right onto Terra Cotta Way. Home will be on the left hand side
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.381903
  • Longitude: -86.400278
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: TERRA COTTA TERRACE LOT 14
  • Project Facilities: Beach, Community Room, Deed Access, PavillionGazebo2, Pets Allowed2, Picnic Area, Pool2, Short Term Rental - Allowed, Tennis
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Recreational Faclty
  • Tax Legal Description: TERRA COTTA TERRACE LOT 14
  • Parcel Number: 00-2S-22-2499-0000-0140
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $10,927
  • Listing Info Tax Legal:Last Taxes: $10,927
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 4.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 99x40x95x39
  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Restrictions, Within 1/2 Mile to Water
  • Building Area Total: 3037.0
  • Lot Size Square Feet: 3920.4
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road
  • Lot Features: Covenants, Restrictions, Within 12 Mile to Water
  • Lot Features:Coastal Barrier Zone: Yes
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1995.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Mediterranean
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Occupancy Status: Vacation Rental
Utilities
  • Utilities: Electric, TV Cable
  • Electric: True
  • Utilities: Electric, TV Cable
  • Energy: AC - Central Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Columns
  • Stories: 3.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Porch
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, Columns, Porch
Interior Features
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Room Type: Dining Area, Master Bedroom, Master Bathroom, Bedroom, Kitchen
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 4.0
  • Cooling YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 4.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Furnished - All, Owner's Closet, Pantry, WasherDryer Hookup, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Dining Area
  • Room Level: Second
  • Room Length: 28.0
  • Room Width: 16.0
  • Room Dimensions: 28 x 16
Room 2
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 15.0
  • Room Dimensions: 18 x 15
Room 3
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 9.0
  • Room Dimensions: 10 x 9
Room 4
  • Room Type: Master Bedroom
  • Room Level: Third
  • Room Length: 18.0
  • Room Width: 13.0
  • Room Dimensions: 18 x 13
Room 5
  • Room Type: Master Bathroom
  • Room Level: Third
  • Room Length: 21.0
  • Room Width: 12.0
  • Room Dimensions: 21 x 12
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 10.0
  • Room Dimensions: 13 x 10
Room 7
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 16.0
  • Room Dimensions: 16 x 9
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 64 Terra Cotta Way

DateEvent & SourcePriceAppreciation
May 23, 2026

Price Change

ECAR #998378

$1,275,000—
Mar 19, 2026

Listed (Active)

ECAR #998378

$1,330,000—
Feb 5, 2023

Withdrawn

ECAR #910690

$1,399,000—
DateEvent & SourcePrice
05/23/2026

Price Change

ECAR #998378

$1,275,000
03/19/2026

Listed (Active)

ECAR #998378

$1,330,000
02/05/2023

Withdrawn

ECAR #910690

$1,399,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 64 Terra Cotta Way

Taxable ValueLand$247,972Additions$778,996Total$1,026,968
Tax Record2025$10,927 ($911 / month)
Home Facts
Beds5Total Finished SqFt3,037 SqFtAbove Grade Finished SqFt3,037 SqFtStories3Lot Size3,937 SqFtStyleSingle Family ResidenceYear Built1995CountyOKALOOSAAPN00-2S-22-2499-0000-0140

Schools near 64 Terra Cotta Way

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 64 Terra Cotta Way, Destin, FL 32541

64 Terra Cotta Way is a single family home for sale in Destin, FL 32541. This property was listed for sale on March 19, 2026 by Scenic Sotheby's International Realty, it's currently listed at $1,275,000. It has been on the market for a total of 71 days and was last sold on May 22, 2019. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 64 Terra Cotta Way is a 5-bed, 4-bath, 3,037 sqft single family home built in 1995.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Scenic Sotheby's International Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.