64 White Cottage Rd

Santa Rosa Beach, FL 32459

$992,500
Last Sold Price
3
Beds
1,899 Sq. Ft.
$523 / Sq. Ft.
1,899
Sq. Ft.
$523
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 12/15/25
Sold 12/15/25
a front view of a house with a yard and garage
a front view of a house with a yard and potted plants
a front view of a house with garden
a front view of a house with trees
a aerial view of a house in a big yard with plants
a view of a pathway both side of building
a living room with furniture and a potted plant
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a view of a dining room with furniture and wooden floor
a kitchen with stainless steel appliances kitchen island granite countertop a refrigerator a stove a sink dishwasher a dining table and chairs with wooden floor
a view of living room with granite countertop furniture and a flat screen tv
a kitchen with stainless steel appliances white cabinets and a stove
a kitchen with sink and window
a view of a dining room with furniture a rug and wooden floor
a bathroom with a sink and a mirror
a bedroom with a large bed and a large window
a bedroom with a bed and a flat screen tv
a bathroom with a shower sink and mirror
a view of a room that has a window in it
a view of a patio with a table and chairs
a view of a small yard
a view of a workspace with furniture and wooden floor
a bedroom with a bed and a window
a bathroom with a sink a toilet and shower
a bedroom with a bed and a night stand
a bedroom with a bed and a flat screen tv
a bathroom with a sink a toilet and a mirror
a view of a livingroom with furniture and gym equipment
a view of a house with swimming pool and sitting area
a work room with large windows
a sign on the side of a building
a view of a pool with an outdoor space and seating area
a view of a white house with a yard and potted plants
a view of a city

Description

Tucked within a quiet, gated enclave surrounded by protected nature preserves, this 3BR, 3.5BA, offers the perfect combination of privacy, comfort, and coastal living. A former model home, it showcases premium builder craftsmanship where no detail was overlooked. Just a short walk or bike ride to the sugar-white sands of 30A, it has been meticulously maintained in a community that does not allow short-term rentals. The desirable master-on-main design offers comfort and privacy, while the upper level...Tucked within a quiet, gated enclave surrounded by protected nature preserves, this 3BR, 3.5BA, offers the perfect combination of privacy, comfort, and coastal living. A former model home, it showcases premium builder craftsmanship where no detail was overlooked. Just a short walk or bike ride to the sugar-white sands of 30A, it has been meticulously maintained in a community that does not allow short-term rentals. The desirable master-on-main design offers comfort and privacy, while the upper level features a spacious loft and two additional bedrooms. One bedroom includes custom built-in bunk beds, perfect for guests or kids, and flex space between the bedrooms has been thoughtfully utilized as a work from home nook. Designed in a soft neutral coastal palette, this home features stainless steel appliances, granite countertops, shaker-style cabinetry, crown molding throughout, shiplap accents, and custom woodwork. The main level is equipped with surround sound, and the outdoor living area includes a cozy gas fireplace ideal for relaxing evenings under the stars. The garage is both functional and polished, featuring epoxy flooring and built-in shelving for added storage and organization. Located within the gated Cottage Grove community, residents enjoy a neighborhood pool, beautifully landscaped common areas, and easy access to nearby walking and biking trails. Surrounded by nature yet just minutes from the sugar-white beaches, dining, and shopping on 30A, this home offers a rare blend of quality, comfort, and coastal charm and perfect for full-time living or a second home retreat.
  1. Listed by Angie Gibson • Watersound Real Estate
    P: (205)-586-8700 C: (205)-586-8700 angie@angieon30a.com

Property Details for 64 White Cottage Road

View
Pond
Zoning
Resid Single Family
Architectural Style
Florida Cottage
Subdivision Name
Cottage Grove
LISTING UPDATED: 01/14/2026 10:30 AM

Property Details for 64 White Cottage Road

StatusSold
MLS #989197
Days on Market10
Taxes$5,292 / year
HOA Fees$961 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2021
Lot Size0.17 AC / 7,405 SF
CountyWalton County
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Location

Listing Courtesy of Watersound Real Estate

Sold By Home Town Realty Partners LLC

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Building Information for 64 White Cottage Road

Stories2Year Built2021Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

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$5,599 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,837

Property Taxes

$441

HOA Dues

$320

The Payment Calculator is for illustrative purposes only.

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Property Information for 64 White Cottage Road

Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Gated Community, Pavillion/Gazebo, Picnic Area, Pool
  • Directions: From HWY 98. Go South on HWY 393. Turn Right into Cottage Grove neighborhood. The house will be on your right.
  • Road Frontage Type: Private Road
  • MLS Area Minor: 1701 - Santa Rosa Beach S of 98 West of 393
  • MLS Area Major: 17 - 30A West
  • Latitude: 30.365054
  • Longitude: -86.230197
  • Location Tax and Legal:Sub Area: 1701 - Santa Rosa Beach S of 98 West of 393
  • Location Tax and Legal:Elementary School: Van R Butler
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: LOT 2 COTTAGE GROVE-A COASTAL NEIGHBORHOOD PB 21-79 OR 3200-4940
  • Project Facilities: BBQ PitGrill2, Gated Community, PavillionGazebo2, Picnic Area, Pool2, Short Term Rental - Not Allowed
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Ground Keeping, Recreational Faclty
  • Association Fee2: $961
  • Tax Legal Description: LOT 2 COTTAGE GROVE-A COASTAL NEIGHBORHOOD PB 21-79 OR 3200-4940
  • Parcel Number: 34-2S-20-33272-000-0020
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $5,292
  • Listing Info Tax Legal:Last Taxes: $5,292
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Van R Butler
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Oversized
  • Garage Spaces: 1.0
  • General Property Info:Driveway Spaces: 3.0
  • Parking Features: Garage Attached, Oversized
Property
Lot Information
  • Building Area Source: Appraiser
  • Lot Size Dimensions: 50 x 148
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Sidewalk
  • Building Area Total: 1899.0
  • Lot Size Square Feet: 7405.2
  • General Property Info:SqFt Source: Appraiser
  • Waterview: Pond2
  • LotParcel Access: Paved Road, Private Road
  • Lot Features: Sidewalk
  • Lot Features:Coastal Barrier Zone: No
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2021.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Florida Cottage
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Occupied
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water
  • Energy: AC - 2 or More, Heat - Two or More
Interior and Exterior Features
Exterior Features
  • Exterior Features: BBQ Pit/Grill
  • Construction Materials: Siding CmntFbrHrdBrd
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Porch
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: BBQ PitGrill, Porch
Interior Features
  • Interior Features: Ceiling Crwn Molding, Washer/Dryer Hookup
  • Flooring: Floor Hardwood
  • Window Features: Window Treatment All
  • Room Type: Bedroom, Family Room, Covered Porch, Kitchen, Garage, Loft
  • Rooms Total: 8.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Ceiling Crwn Molding, Floor Hardwood, WasherDryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Refrigerator WIceMk, Security System, StoveOven Gas, Washer
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 20.0
  • Room Description: Master on main
  • Room Dimensions: 20 x 20
Room 2
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 23.0
  • Room Width: 23.0
  • Room Dimensions: 23 x 23
Room 3
  • Room Type: Covered Porch
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 23.0
  • Room Dimensions: 8 x 23
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 19.0
  • Room Width: 19.0
  • Room Description: Custom built in bunks
  • Room Dimensions: 19 x 19
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 19.0
  • Room Width: 10.0
  • Room Dimensions: 19 x 10
Room 6
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 23.0
  • Room Dimensions: 18 x 23
Room 7
  • Room Type: Garage
  • Room Level: First
  • Room Length: 31.0
  • Room Description: Epoxy floor
  • Room Dimensions: 31 x 12
Room 8
  • Room Type: Loft
  • Room Level: Second
  • Room Length: 15.0
  • Room Width: 12.0
  • Room Dimensions: 15 x 12
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 64 White Cottage Road

DateEvent & SourcePriceAppreciation
Dec 15, 2025

Sold (Public Record)

Public Record #1923178699

$992,500

+3.9% / yr

Dec 15, 2025

Sold

ECAR #989197

$992,500—
Nov 17, 2025

Pending

ECAR #989197

—
Nov 7, 2025

Listed (Active)

ECAR #989197

$999,000—
Jun 30, 2025

Sold

ECAR #942775

$975,000—
Jun 28, 2025

Sold (Public Record)

Public Record #1905580287

$975,000

+3.4% / yr

Jun 2, 2025

Pending

ECAR #942775

—
May 30, 2025

Price Change

ECAR #942775

$1,250,000—
May 30, 2025

Listed (Active)

ECAR #942775

$1,199,000—
Jun 1, 2021

Sold (Public Record)

Public Record #1462481418

$850,000—
DateEvent & SourcePrice
12/15/2025

Sold (Public Record)

Public Record #1923178699

$992,500

+3.9% / yr

12/15/2025

Sold

ECAR #989197

$992,500
11/17/2025

Pending

ECAR #989197

—
11/07/2025

Listed (Active)

ECAR #989197

$999,000
06/30/2025

Sold

ECAR #942775

$975,000
06/28/2025

Sold (Public Record)

Public Record #1905580287

$975,000

+3.4% / yr

06/02/2025

Pending

ECAR #942775

—
05/30/2025

Price Change

ECAR #942775

$1,250,000
05/30/2025

Listed (Active)

ECAR #942775

$1,199,000
06/01/2021

Sold (Public Record)

Public Record #1462481418

$850,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 64 White Cottage Road

Taxable ValueLand$124,740Additions$685,249Total$809,989
Tax Record2024$5,192 ($433 / month)
Home Facts
Beds3Total Finished SqFt1,899 SqFtAbove Grade Finished SqFt1,899 SqFtStories2Lot Size7,362 SqFtStyleSingle Family ResidenceYear Built2021CountyWALTONAPN34-2S-20-33272-000-0020

Schools near 64 White Cottage Road

This home is within Walton.
Rating
School
Type
Grades
Distance
Van R. Butler Elementary School
Public - K to 5
Emerald Coast Middle School
Public - 6 to 8
South Walton High School
Public - 9 to 12
Seaside Neighborhood School
Charter - 5 to 12
Rating
School
Distance
Van R. Butler Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Watersound Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.