640 Callaway Ridge Dr

Defiance, MO 63341

$575,000
Price
4
Beds
1,922 Sq. Ft.
$299 / Sq. Ft.
1,922
Sq. Ft.
$299
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Pending
Pending

Description

Discover the perfect blend of privacy, recreation and thoughtful updates in this 2-story home set on 3.24 picturesque acres in desirable Callaway Valley. Offering 4 bedrooms and 3.5 baths with 1,922 sf of finished living space above grade, this home delivers both functionality and flexibility. Numerous updates have been completed throughout, including refreshed bathrooms and improvements across the interior, creating a move-in-ready feel while maintaining warmth and character. The walk-out lower...Discover the perfect blend of privacy, recreation and thoughtful updates in this 2-story home set on 3.24 picturesque acres in desirable Callaway Valley. Offering 4 bedrooms and 3.5 baths with 1,922 sf of finished living space above grade, this home delivers both functionality and flexibility. Numerous updates have been completed throughout, including refreshed bathrooms and improvements across the interior, creating a move-in-ready feel while maintaining warmth and character. The walk-out lower level includes partial finishing, providing additional living space with the opportunity to easily complete to your specifications - ideal for a recreation room. The exterior renovation completed in December of 2025 is a standout feature. Improvements include new siding, roof, gutters, gutter guards, fascia, exterior lighting, an insulated garage door and a low-maintenance composite deck with pergola- perfect for entertaining or relaxing while enjoying the peaceful acreage. Windows were replaced just 2 years ago and include a transferable warranty, offering added value and peace of mind. Outdoors, the property truly shines. The rare, mostly flat yard provides ample space for play, gardening and exploration. Enjoy summer days in the large above-ground pool or take advantage of the spacious barn/shed with electric-ideal for hobbies, storage, or small equipment. A dedicated garden area adds to the property's versatility for those seeking a more self-sustaining lifestyle. Ownership includes access to Callaway Valley's private, gated 160 acre lake, offering fishing, boating a beach and pavilion amenities- an exceptional recreational benefit that enhances the overall lifestyle appeal of this property. If you've been searching for acreage, updates and lake privileges in one cohesive package, this property delivers.
  1. Listed by Julie Burt • Blondin Group, Inc
    P: (314)-452-8698 C: (636)-398-5770 julie@blondingroup.com
  2. Listed by Maureen Blondin • Blondin Group, Inc
    P: (314)-503-4742 C: (636)-398-5770 maureen@blondingroup.com

Property Details for 640 Callaway Ridge Drive

Architectural Style
Traditional
Waterfront
No
LISTING UPDATED: 03/16/2026 08:33 PM

Property Details for 640 Callaway Ridge Drive

StatusPending
MLS #26009599
Days on Market22
Taxes$3,756 / year
HOA Fees$650 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1993
Lot Size3.24 AC / 141,134 SF
CountySt. Charles County
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Location

Listing Courtesy of Blondin Group, Inc
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Building Information for 640 Callaway Ridge Drive

Stories-Year Built1993Building Size-Lot Size3.24 AC / 141,134 SF

Payment Calculator

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$3,263 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,895

Property Taxes

$313

HOA Dues

$54

The Payment Calculator is for illustrative purposes only.

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Property Information for 640 Callaway Ridge Drive

Summary
Location and General Information
  • City: Defiance
  • County Or Parish: St. Charles
  • Directions: From Hwy 40 and Hwy94 - South to right on Hwy D through 1st stop sign to 2nd stop sign make a left onto Hwy F- left into Callaway Valley subdivision - stay on Callaway ridge Dr. - right into property From Hwy 70 - south on Hwy Z - right at stop sign - left at stops sign onto Hwy F - left into Callaway Valley Subdivision -stay on Callaway Ridge Dr. - right into property.
  • Latitude: 38.67910867
  • Longitude: -90.85754542
  • Postal Code: 63341
  • State Or Province: MO
  • Sub division Name: Callaway Valley
Taxes and HOA Information
  • List AOR: St. Charles County Association of REALTORS
  • Association Fee: $650.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Maintenance Parking/Roads
  • Parcel Number: 3-0077-6369-00-0202.0000000
  • Tax Annual Amount: $3,756.00
  • Tax Legal Description: Callaway Valley #7 Lot 202
  • Tax Year: 2025
  • AssociationName: Callaway Valley
  • AssociationYN: Yes
Owner
  • Township: Unincorporated
Parking
  • Attached Garage: Yes
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Asphalt, Attached, Concrete
  • Parking Total: 2.0
School Information
  • Elementary School: Daniel Boone Elem.
  • High School: Francis Howell High
  • High School District: Francis Howell R-III
  • Middle Or Junior School: Francis Howell Middle
Property
Lot Information
  • Living Area: 1922.0
  • Lot Features: Back Yard, Front Yard, Garden, Level, Natural Foliage, Rectangular Lot, Wooded
  • Lot Size Acres: 3.24
  • Lot Size Dimensions: 221x675x53x78x77x50x639
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 141134.4
  • Other Structures: Shed(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1922.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area Source: Public Records
  • Documents Available: None Available
  • Documents Count: 7
  • Photos Count: 45
  • Year Built: 1993
  • Disclosures: Flood Plain No, Seller Property Disclosure, Septic Disclosure
  • Construction Materials: Vinyl Siding
  • Ownership Type: Private
  • NewConstructionYN: No
  • StructureType: House
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • OccupantType: Owner
  • PropertyAttachedYN: No
  • SeniorCommunityYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Propane, Underground Utilities, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Association Amenities: Beach Access, Beach Rights, Boating, Lake
  • Fencing: None
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt
  • Roof: Architectural Shingle
  • Pool Private: Yes
  • View: Trees/Woods
  • ExteriorFeatures: Garden, Private Yard, Storage
  • PatioAndPorchFeatures: Composite, Front Porch
  • PoolFeatures: Above Ground, Liner, Outdoor Pool, Pool Cover
  • MIS_PoolYN: Yes
  • FoundationDetails: Concrete Perimeter
  • MIS_GarageSizeDescription: 21x22
Interior Features
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Ice Maker, Microwave, Propane Water Heater, Gas Range, Gas Water Heater, Water Softener
  • Basement: 8 ft + Pour, Bathroom, Concrete, Partially Finished, Full, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Levels: Two
  • Main Level Bedrooms: 0.0
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Cooling: Ceiling Fan(s), Central Air
  • Fireplace Features: Great Room, Insert, Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Propane
  • Interior Features: Breakfast Bar, Breakfast Room, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Laminate Counters, Pantry, Storage, Tub, Walk-In Closet(s)
  • Laundry Features: Main Level
  • Window Features: Bay Window(s), Blinds, Double Pane Windows, Insulated Windows, Skylight(s), Tilt-In Windows
  • Rooms Total: 10
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_MainAndUpperLevelBedrooms: 4
  • MIS_MainAndUpperLevelBathrooms: 3
  • MIS_UpperLevelBedrooms: 4
Room Information
Room 1
  • Room Dimensions: 11x12
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 12.0
Room 2
  • Room Dimensions: 15x9
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Breakfast Room
  • Room Width: 9.0
Room 3
  • Room Dimensions: 16x18
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Great Room
  • Room Width: 18.0
Room 4
  • Room Dimensions: 13x10
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Office
  • Room Width: 10.0
Room 5
  • Room Dimensions: 6x6
  • Room Length: 6.0
  • Room Level: Main
  • Room Type: Laundry
  • Room Width: 6.0
Room 6
  • Room Description: 2 closets, coffered ceiling
  • Room Dimensions: 16x11
  • Room Length: 16.0
  • Room Level: Upper
  • Room Type: Primary Bedroom
  • Room Width: 11.0
Room 7
  • Room Description: skylight, newly remodeled
  • Room Dimensions: 9x12
  • Room Length: 9.0
  • Room Level: Upper
  • Room Type: Primary Bathroom
  • Room Width: 12.0
Room 8
  • Room Description: vaulted ceiling, palladian window
  • Room Dimensions: 11x10
  • Room Length: 11.0
  • Room Level: Upper
  • Room Type: Bedroom 2
  • Room Width: 10.0
Room 9
  • Room Dimensions: 12x10
  • Room Length: 12.0
  • Room Level: Upper
  • Room Type: Bedroom 3
  • Room Width: 10.0
Room 10
  • Room Dimensions: 12x10
  • Room Length: 12.0
  • Room Level: Upper
  • Room Type: Bedroom 4
  • Room Width: 10.0

Property History for 640 Callaway Ridge Drive

DateEvent & SourcePriceAppreciation
Mar 16, 2026

Pending

MARIS #26009599

—
Feb 22, 2026

Listed (Active)

MARIS #26009599

$575,000—
DateEvent & SourcePrice
03/16/2026

Pending

MARIS #26009599

—
02/22/2026

Listed (Active)

MARIS #26009599

$575,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Callaway Ridge Drive

Taxable ValueLand-Additions-Total-
Home Facts
Beds4Baths3.5Total Finished SqFt1,922 SqFtAbove Grade Finished SqFt1,922 SqFtStories2Lot Size141,134 SqFtStyleSingle Family ResidenceYear Built1993CountyST. CHARLESAPN3-0077-6369-00-0202.0000000Fireplace TypeHas Fireplace

Schools near 640 Callaway Ridge Drive

This home is within Francis Howell R-III School District.
Rating
School
Type
Grades
Distance
Daniel Boone Elementary School
Public - K to 5
Francis Howell Middle School
Public - 6 to 8
Francis Howell High School
Public - 9 to 12
Westwood Trail Academy
Public - 2 to 12
Rating
School
Distance
Daniel Boone Elementary School
PublicK to 5

Francis Howell Middle School
Public6 to 8

Francis Howell High School
Public9 to 12

Westwood Trail Academy
Public2 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Blondin Group, Inc

Based on information submitted to the MLS GRID as of 03/16/2026 08:33 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.