643 Garland Cir

Indian Rocks Beach, FL 33785

$640,000
Price
2
Beds
1,465 Sq. Ft.
$437 / Sq. Ft.
1,465
Sq. Ft.
$437
per Sq. Ft.
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Description

WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL
Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights:
Prime waterfront location with sweeping Intracoastal views from multiple levels
New exterior decks on each floor — perfect...WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL

Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights:

Prime waterfront location with sweeping Intracoastal views from multiple levels
New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining
Open interior with vaulted ceilings for an airy, light-filled living space
Updated kitchen with corian countertops, newer cabinetry and appliances
Low-maintenance finishes: newer carpet and tile throughout
First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear
Roofs were recently replaced in April 2026, providing added peace of mind
Community & Lifestyle:

Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court
Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental
Don’t miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.
  1. Listed by Joseph Lehman • Brokerage DRE #0257656 • MINARET REALTY
    P: (813)-494-4278 C: (813)-494-4278 jimbospitbbq@gmail.com

Property Details for 643 Garland Circle

Subdivision Name
CURLEW LANDINGS SOUTH
Township
30
Garage Spaces
1
View
Water
Waterfront
Yes
Water View
Canal
Furnished
Furnished
LISTING UPDATED: 06/27/2026 05:04 PM

Property Details for 643 Garland Circle

StatusActive
MLS #TB8512290
Days on Market45
Taxes$7,690 / year
HOA Fees$898 / month
Condo/Co-op Fees-
Property TypeTownhouse
MLS TypeResidential / Townhouse
Year Built1994
Lot Size0.03 AC / 1,172 SF
CountyPinellas County
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Location

Listing Courtesy of MINARET REALTY, Joseph Lehman
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Building Information for 643 Garland Circle

Stories3Residences-Year Built1994Lot Size0.03 AC / 1,172 SF

Payment Calculator

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$4,728 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,189

Property Taxes

$641

HOA Dues

$898

The Payment Calculator is for illustrative purposes only.

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Property Information for 643 Garland Circle

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1465.0
  • Building Area Units: Square Feet
  • Building Name Number: NA
  • Community Features: Boat Slip, Canal Front, Dock, Fishing, Intracoastal Waterway, Waterfront, Deed Restrictions, Golf Carts OK, Pool, Tennis Court(s)
  • Direction Faces: North
  • Directions: Gulf Blvd to East on 8th Ave. To East Gulf Blvd South to Curlew Landings to address.
  • Elementary School: Anona Elementary-PN
  • Middle Or Junior School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Floor Number: 3
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 643
  • Street Name: GARLAND
  • Street Suffix: CIRCLE
  • State: FL
  • City: INDIAN ROCKS BEACH
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Cable TV, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
  • Association Fee Requirement: Required
  • Association Name: JessicaP@qualifiedproperty.com
  • Association: Yes
  • CDD: No
  • Tax Block: 011
  • Tax Book Number: 109-4
  • Tax Legal Description: CURLEW LANDINGS SOUTH UNIT 1 PHASE 11, LOT 50 INCL DOCK NUMBER 9
  • Tax Lot: 50
  • Tax Year: 2025
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Near Marina
  • Parcel Number: 123014201400110500
  • Total Acreage: 0 to less than 1/4
  • Water Access: Canal - Saltwater
  • Water Access: Yes
  • Water Extras: Assigned Boat Slip, Lift
  • Water Extras: Yes
  • Water: Assigned Boat Slip, Lift
  • Living Area: 1465
Property and Assessments
  • Year Built Numeric: 1994
  • Flood Zone Code: AE
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0113H
  • Homestead: No
  • New Construction: No
  • Property Condition: Completed
  • Public Survey Range: 14
  • Public Survey Section: 12
  • Dock YN: Yes
  • Dock Description: 4 Point Moorage, Dock - Open, Dock w/Electric, Dock w/Water Supply, Lift
  • Dock Lift Capacity: 12000
  • Dock Dimensions: 12 ft wide/29ft boat
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Street Lights
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Balcony, Sliding Doors, Tennis Court(s)
  • Foundation Details: Slab
  • Levels: Three Or More
  • Pool Features: In Ground, Outside Bath Access
  • Pool Private: Yes
  • Pool: Private, Community
  • Pool Private: Yes
  • Roof: Shingle
  • Spa Features: Heated, In Ground
  • Spa: Yes
  • Waterfront Features: Canal Front, Waterfront, Canal - Saltwater
  • Waterfront Feet Total: 24
  • Number Of Stories: 3
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry Features: Electric Dryer Hookup, Laundry Closet
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 9.0
  • Water View: Yes
  • Window Features: Shutters
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 643 Garland Circle

DateEvent & SourcePriceAppreciation
Jun 27, 2026

Price Change

MFRMLS #TB8512290

$640,000—
May 27, 2026

Listed (Active)

MFRMLS #TB8512290

$679,000—
Oct 2, 2013

Sold (Public Record)

Public Record #369959982

$310,000—
DateEvent & SourcePrice
06/27/2026

Price Change

MFRMLS #TB8512290

$640,000
05/27/2026

Listed (Active)

MFRMLS #TB8512290

$679,000
10/02/2013

Sold (Public Record)

Public Record #369959982

$310,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 643 Garland Circle

Taxable ValueLand-Additions-Total-
Tax Record2025$7,690 ($641 / month)
Home Facts
Beds0Total Finished SqFt1,465 SqFtAbove Grade Finished SqFt1,465 SqFtStories3StylePlanned Unit DevelopmentYear Built1994Year Renovated1999CountyPINELLASAPN12-30-14-20140-011-0500Fireplace TypeHas Fireplace

Schools near 643 Garland Circle

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Anona Elementary School
Public - PK to 5
Seminole Middle School
Public - 6 to 8
Seminole High School
Public - 9 to 12
Richard O Jacobson Technical High School at Seminole
Public - 9 to 12
Rating
School
Distance
Anona Elementary School
PublicPK to 5

Seminole Middle School
Public6 to 8

Seminole High School
Public9 to 12

Richard O Jacobson Technical High School at Seminole
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 643 Garland Circle, Indian Rocks Beach, FL 33785

643 Garland Circle is a townhouse for sale in Indian Rocks Beach, FL 33785. This property was listed for sale on May 27, 2026 by MINARET REALTY, it's currently listed at $640,000. It has been on the market for a total of 45 days and was last sold on October 2, 2013. This listing's school district is Pinellas. Nearby schools include Anona Elementary School, Seminole Middle School and Seminole High School. 643 Garland Circle is a 2-bed, 2-bath, 1,465 sqft townhouse built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of MINARET REALTY, Joseph Lehman

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 06/27/2026 05:04 PM