646 Twin Harbor Rd
Description
This 4 bedroom, 3.5 bath home has plenty of room to entertain. From the moment you walk in the foyer, you can see the water. The main floor offers a formal living room, formal dining room, a large kitchen that opens up to the living room (gas fireplace), a primary suite with large bathroom, a half bath and laundry area. On the second floor, there is another primary suite , along with 2 additional bedrooms and...~ Charming Waterfront Home in the Twin Harbor Community, right off of the Chesapeake Bay ~
This 4 bedroom, 3.5 bath home has plenty of room to entertain. From the moment you walk in the foyer, you can see the water. The main floor offers a formal living room, formal dining room, a large kitchen that opens up to the living room (gas fireplace), a primary suite with large bathroom, a half bath and laundry area. On the second floor, there is another primary suite , along with 2 additional bedrooms and another full bath. The exterior of the home offers a screened porch, a large covered porch, dock with boat lift, a 2 car garage with an unfinished room upstairs and a shed. The community offers a sandy beach area, a boat ramp and a boat storage area. Both HVAC units were replaced approximately 2 years ago. The water heater is approximately 3 years old. Additional photos will be added, closer to the active date .
- Listed by Hunter Law • IsaBell K. Horsley Real EstateP: (804)-480-0269 hunterlawrealtor@icloud.com
Property Details for 646 Twin Harbor Road
Property Details for 646 Twin Harbor Road
| Status | Active |
|---|---|
| MLS # | 202601032 |
| Days on Market | 2 |
| Taxes | $3,224 / year |
| HOA Fees | $275 / year |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Single Family Residence |
| Year Built | 2002 |
| Lot Size | 1.74 AC / 75,837 SF |
| County | Northumberland County |
Location
Building Information for 646 Twin Harbor Road
Payment Calculator
$3,779 per month
30 year fixed, 6.36% Interest
$3,488
$269
$23
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1Property Information for 646 Twin Harbor Road
- Carrier Route: R001
- Directions: On Twin Harbor Road, home is on the right.
- Latitude: 37.848386
- Longitude: -76.254782
- MLS Area Major: 108 - Northumberland
- Association Fee: $275.00
- Association Fee Frequency: Annually
- Association: Yes
- Association Fee Monthly: $22.92
- Parcel Number: 38-F-1-0-19-0
- Tax Annual Amount: $3,224.18
- Tax Assessed Value: 435700
- Tax Legal Description: TWIN HARBORS LOT 19 DB406-249 PB7-87
- Tax Lot: 19
- Tax Year: 2025
- Elementary School: Northumberland
- High School: Northumberland
- Middle Or Junior School: Northumberland
- Attached Garage: No
- Garage Spaces: 2.0
- Garage: Yes
- Parking Features: Detached, Garage, Storage
- Lot Features: Waterfront
- Lot Size Acres: 1.741
- Lot Size Area: 1.741
- Lot Size Units: Acres
- Above Grade Finished Area: 2800.0
- Building Area Source: Owner
- Living Area: 2800.0
- Living Area Source: Owner
- New Construction: No
- Property Attached: No
- Property Sub Type: Single Family Residence
- Property Type: Residential
- Year Built: 2002
- Year Built Details: Actual
- Construction Materials: Frame, Vinyl Siding
- Levels: Two
- Water Source: Well
- Exterior Features: Dock
- Patio And Porch Features: Porch, Front Porch, Screened
- Roof: Shingle
- Stories: 2
- Total Stories: 2
- Basement: Crawl Space
- Has Basement: No
- Full Bathrooms: 3
- Half Bathrooms: 1
- Total Bathrooms: 4
- Total Bedrooms: 4
- Cooling: Ceiling Fan(s), Electric
- Has Cooling: Yes
- Fireplace Features: Gas
- Total Fireplaces: 1
- Has Fireplace: Yes
- Heating: Electric, Zoned
- Has Heating: Yes
- Interior Features: Ceiling Fan(s), Granite Counters, Master Downstairs
- Total Rooms: 7
- Pets Allowed: Yes
- Are Pets Allowed: Yes
Property History for 646 Twin Harbor Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jun 12, 2026 | Listed (Active) CBRAR #202601032 | $699,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 06/12/2026 | Listed (Active) CBRAR #202601032 | $699,900 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 646 Twin Harbor Road
Schools near 646 Twin Harbor Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Northumberland Elementary School PublicPK to 5 | ||
Northumberland Middle School Public6 to 8 | ||
Northumberland High School Public9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of IsaBell K. Horsley Real Estate, Hunter Law
Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.
