654 Howards Loop, Unit 21

Closed 10/26/21

Last Sold Price

$419,900

3 beds4 baths1,852 sqft$227/sqft

654 Howards Loop, Unit 21, Annapolis, MD 21401

Description

Stunning 3 Level Garage Townhome in sought after Windgate! Lots of upgrades - New roof & gutters(guards) in 2019, Carrier HVAC w/ humidifier 2016 & Hot Water Heater 2016, Kitchen remodel 2011 - Gourmet Kitchen with island, Corian Counters, Stainless appliances, custom extra built-in cabinets, upgraded sink and faucet, washer and dryer - 2 yrs old. Lower Level entrance to foyer and walk-in from garage (lots of shelving & work bench), Rec Room with Gas FP and shelving & 1/2 bath. Main level offers...Stunning 3 Level Garage Townhome in sought after Windgate! Lots of upgrades - New roof & gutters(guards) in 2019, Carrier HVAC w/ humidifier 2016 & Hot Water Heater 2016, Kitchen remodel 2011 - Gourmet Kitchen with island, Corian Counters, Stainless appliances, custom extra built-in cabinets, upgraded sink and faucet, washer and dryer - 2 yrs old. Lower Level entrance to foyer and walk-in from garage (lots of shelving & work bench), Rec Room with Gas FP and shelving & 1/2 bath. Main level offers remodeled kitchen, living room (bay windows) , 1/2 bath and walk out to large deck for grilling and entertaining. Upper level consists of 3 bedrooms all with vaulted ceilings, Master BR with ceiling fan, large walk-in closet and master bath, and hall full bath. Close to everything in Annapolis - Naval Academy, Downtown Annapolis, AAMC, Parole Towne Centre, Annapolis Mall, 50 & 97!

LISTING CLOSED: 10/26/2021 12:00 AM

Listed by Brian E Schilling • Long & Foster Real Estate, Inc.
P: (410) 991-7009 bschillingrealty@gmail.com

Property Details for 654 Howards Loop, Unit 21

Status

Closed

MLS #

MDAA2010186

Days on Market

Pet Policy

Allowed

Taxes

$2,100 / year

HOA Fees

Condo/Co-op Fees

$91 / month

Property Type

Condo

MLS Type

Residential / Condo

Year Built

1997

County

Anne Arundel County

Tax ID Number

020296190096639

Ownership

Condominium

Condo Coop Association

Yes

HOA

Structure Type

Interior Row/Townhouse

Style

Colonial

Levels/Stories

Waterfront

Garage

Yes

Expected On Market Date

09-16-2021

Subdivision

WINDGATE

Subdivision

WINDGATE (ANNE ARUNDEL MD)

Building Name

WINDGATE (ANNAPOLIS MD)

Cross Street

Samuels Way and Howards Loop

Legal Subdivision

WINDGATE CONDO

Total Parking Spaces

Central Air

Yes

Basement

Yes

Above Grade Finished SQFT

1,852.00

Above Grade Fin SQFT Source

Estimated

New Construction

Property Condition

Excellent

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Location

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Building Information for 654 Howards Loop, Unit 21

Building/ComplexWINDGATEFloor-Stories3Residences-Pet PolicyAllowedPet Policy DetailsCase by Case BasisYear Built1997Building Size-

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage¹

$2,400 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,134

Property Taxes

$175

HOA Dues

$91

The Payment Calculator is for illustrative purposes only.

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Property Information for 654 Howards Loop, Unit 21

Location

In City Limits: No
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

School District County ID: 121140671932
SchoolDistrictSource: Listing Agent
Elementary School: WEST ANNAPOLIS (ANNE ARUNDEL MD)
ElementarySchoolSource: Listing Agent
County: ANNE ARUNDEL

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

HOA Name: WINDGATE
HOA Condo Coop Fee Includes: Common Area Maintenance, Management, Road Maintenance, Snow Removal, Trash

HOA Condo Coop Amenities: Jog/Walk Path, Tot Lots/Playground
Property Manager Y/N: Yes
Senior Community: No
Type of Condo: Condo/Coop Association

Taxes and Assessment

Tax Year: 2003
Tax Assessed Value: $185,450

Year Assessed: 2001
County Tax: $1,866
Improvement Assessed Value: $135,450
Land Assessed Value: $50,000
Refuse Fee: $234
Zoning: R5
Zoning Dscrp: RESIDENTIAL 5 UNITS / ACRE
Tax Page Number: 26
Automatically Update Tax Values Y/N: No

Lease Information

Pets Allowed: Yes
Pet Restrictions: Case by Case Basis

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 3
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2
# Bathrooms Half All Upper Levels: 0

Upper Level 1

# Bedrooms Count Upper Level: 3
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2
# Bathrooms Half Upper Level: 0

Upper Level 2

# Bedrooms Count Upper Level: 0
# Bathrooms Count Upper Level: 0

# Bathrooms Full Upper Level: 0
# Bathrooms Half Upper Level: 0

All Lower Levels

# Bedrooms All Lower Levels: 0
# Bathrooms All Lower Levels: 1

# Bathrooms Full All Lower Levels: 0
# Bathrooms Half All Lower Levels: 1

Lower Level 1

# Bedrooms Lower Level: 0
# Bathrooms Lower Level: 1

# Bathrooms Full Lower Level: 0
# Bathrooms Half Lower Level: 1

Lower Level 2

# Bedrooms Lower Level: 0
# Bathrooms Lower Level: 0

# Bathrooms Full Lower Level: 0
# Bathrooms Half Lower Level: 0

Rooms

Room List: Attic
Stories: Lower 1, Lower 2, Main, Upper 1, Upper 2

Rooms Information

Room 1

Room Type: Attic
Room Level: Upper 2

Room Exists: Yes

Building Info

Total Finished SQFT: 1,852.00
Total Finished SQFT Source: Estimated

Total SQFT: 1,852.00
Total SQFT Source: Estimated
Construction Materials: Combination, Brick
Roof: Shingle
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8010/5495/8662/801054958662_512_384_WM_QKytAMu6Qblc3POX.jpg
Wall and Ceiling Types: Cathedral Ceilings
Flooring Type: Carpet, Hardwood
Basement Type: Front Entrance, Fully Finished
Foundation Details: Other
Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Half-Lower Level 1-1
# Bathrooms Full: 2
# Bathrooms Half: 2
Other Structure: Above Grade

Lot / Land Information

Lot Features: Backs - Open Common Area, Backs to Trees
Parcel ID: 15334955

Ground Rent Exists: No

Parking

Type Of Parking: Off Street, Attached Garage, Driveway
Num of Attached Garage Spaces: 1

Driveway - # of Spaces: 1
Total Garage Spaces: 1
Garage Features: Built In, Garage Door Opener

Interior Features

Interior Features: Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Floor Plan - Open, Attic, Carpet, Ceiling Fan(s)
Fireplace: Yes

Fireplaces Count: 1
Fireplace Features: Fireplace - Glass Doors, Mantel(s)
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Washer, Humidifier, Icemaker
Accessibility Features: Other
Door Features: Sliding Glass
Window Features: Bay/Bow, Screens, Skylights
Laundry Type: Dryer In Unit, Washer In Unit
Virtual Tour URL Unbranded: https://mls.TruPlace.com/property/170/104285/

Exterior Features

Exterior Features: Sidewalks
Outdoor Living Structures: Deck(s)

Pool: No Pool

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Natural Gas
Heating Type: Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Water Source: Public
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Anne Arundel County Association of REALTORS
List Agent URL: BrianSchilling.lnf.com

Property History for 654 Howards Loop, Unit 21

Date	Event & Source	Price	Appreciation
Oct 26, 2021	Closed BRIGHT #MDAA2010186	$419,900	—
Oct 24, 2021	Pending BRIGHT #MDAA2010186		—
Oct 1, 2021	Active Under Contract BRIGHT #MDAA2010186		—
Sep 30, 2021	Pending BRIGHT #MDAA2010186		—
Sep 30, 2021	Active Under Contract BRIGHT #MDAA2010186		—
Sep 15, 2021	Listed (Active) BRIGHT #MDAA2010186	$435,000	—
Nov 21, 2003	Closed BRIGHT #MDAA217582	$295,000	—
Oct 20, 2003	Pending BRIGHT #MDAA217582		—
Oct 11, 2003	Listed (Active) BRIGHT #MDAA217582	$295,000	—

Date	Event & Source	Price
10/26/2021	Closed BRIGHT #MDAA2010186	$419,900
10/24/2021	Pending BRIGHT #MDAA2010186	—
10/01/2021	Active Under Contract BRIGHT #MDAA2010186	—
09/30/2021	Pending BRIGHT #MDAA2010186	—
09/30/2021	Active Under Contract BRIGHT #MDAA2010186	—
09/15/2021	Listed (Active) BRIGHT #MDAA2010186	$435,000
11/21/2003	Closed BRIGHT #MDAA217582	$295,000
10/20/2003	Pending BRIGHT #MDAA217582	—
10/11/2003	Listed (Active) BRIGHT #MDAA217582	$295,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 654 Howards Loop, Unit 21

This home is within Anne Arundel County Public Schools.


Rating	School	Type	Grades	Distance
8/10	West Annapolis Elementary School	Public - Serves this home	K to 5	1.1 mi
5/10	Wiley H. Bates Middle School	Public - Serves this home	6 to 8	1.9 mi
5/10	Annapolis High School	Public - Serves this home	9 to 12	2.8 mi
5/10	Monarch Academy Annapolis Elementary School	Public - Choice school	PK to 5	0.9 mi
NR	Phoenix Academy	Public - Choice school	6 to 12	1.0 mi
NR	Studio 39	Public - Choice school	9 to 12	1.2 mi
NR	Annapolis Area Christian School	Private - Nearby school	K to 5	0.4 mi
NR	Annapolis Area Christian School - Elementary School	Private - Nearby school	PK to 5	0.4 mi
NR	Annapolis Area Christian School	Private - Nearby school	9 to 12	0.5 mi


Rating	School	Distance
8/10	West Annapolis Elementary School PublicK to 5 Serves this home	1.1 mi
5/10	Wiley H. Bates Middle School Public6 to 8 Serves this home	1.9 mi
5/10	Annapolis High School Public9 to 12 Serves this home	2.8 mi
5/10	Monarch Academy Annapolis Elementary School PublicPK to 5 Choice school	0.9 mi
NR	Phoenix Academy Public6 to 12 Choice school	1.0 mi
NR	Studio 39 Public9 to 12 Choice school	1.2 mi
NR	Annapolis Area Christian School PrivateK to 5 Nearby school	0.4 mi
NR	Annapolis Area Christian School - Elementary School PrivatePK to 5 Nearby school	0.4 mi
NR	Annapolis Area Christian School Private9 to 12 Nearby school	0.5 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 654 Howards Loop, Unit 21, Annapolis, MD 21401	$419,900	3	4	1,852	–
654 Howards Loop, Annapolis, MD 21401	$419,900	–	3	1,852	761
656 Howards Loop, Annapolis, MD 21401	$424,000	3	4	1,852	–
652 Howards Loop, Annapolis, MD 21401	$295,320	–	3	1,852	773
658 Howards Loop, Annapolis, MD 21401	$400,000	–	3	1,852	760
660 Howards Loop, Annapolis, MD 21401	$385,000	3	4	1,840	–
662 Howards Loop, Unit 25, Annapolis, MD 21401	$318,750	4	4	1,872	–
664 Howards Loop, Annapolis, MD 21401	$2,250	3	2	1,884	871
638 Howards Loop, Annapolis, MD 21401	$465,000	–	4	1,868	768
646 Howards Loop, Annapolis, MD 21401	$495,000	3	3	1,888	–
644 Howards Loop, Annapolis, MD 21401	–	–	2	1,872	766
642 Howards Loop, Annapolis, MD 21401	$228,000	–	2	1,872	766
648 Howards Loop, Annapolis, MD 21401	$375,000	Studio	2	1,884	–
636 Howards Loop, Annapolis, MD 21401	$366,000	3	4	1,864	–
636 Howards Loop, Unit 13, Annapolis, MD 21401	$360,000	3	4	2,608	788
638 Howards Loop, Unit 14, Annapolis, MD 21401	$465,000	3	4	1,872	768

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Long & Foster Real Estate, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 08/29/2022 12:43 AM

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