6545 Fern St

Navarre, FL 32566

$320,000
Price
3
Beds
1,367 Sq. Ft.
$234 / Sq. Ft.
1,367
Sq. Ft.
$234
per Sq. Ft.
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Contingent
Contingent
.3 miles from East Bay K-8 School

Description

Move-in ready and full of charm! This adorable 3-bedroom, 2-bath home offers 1,367 square feet of comfortable living space in the desirable Holley By The Sea subdivision. Situated on a spacious .46-acre lot, the property features new sod, a fully fenced backyard, a cozy fire pit area, and a powered yard building—perfect for storage, hobbies, or a workshop. Inside, you’ll find a functional split floor plan with tile flooring in the wet areas and newer carpet throughout the main living spaces and bedrooms....Move-in ready and full of charm! This adorable 3-bedroom, 2-bath home offers 1,367 square feet of comfortable living space in the desirable Holley By The Sea subdivision. Situated on a spacious .46-acre lot, the property features new sod, a fully fenced backyard, a cozy fire pit area, and a powered yard building—perfect for storage, hobbies, or a workshop. Inside, you’ll find a functional split floor plan with tile flooring in the wet areas and newer carpet throughout the main living spaces and bedrooms. The kitchen and bathrooms are nicely appointed with granite countertops, and the home includes a washer and dryer for added convenience. Major updates provide peace of mind, including a roof replaced in 2017 and an HVAC system and water heater replaced in 2018. A garage screen allows you to enjoy the Florida breeze while keeping pests out. Conveniently located just 0.3 miles from East Bay K-8 School, 9.8 miles from the beautiful white sands of Navarre Beach, 18 miles to Hurlburt Field, 31 miles to NAS Pensacola, and 37 miles to Whiting Field, this home offers both comfort and accessibility to local bases, beaches, and everyday amenities. Residents of Holley by the Sea Improvement Association enjoy an extensive amenity center featuring 8 clay tennis courts, a Beach House event hall, RV and tent campground (10 RV sites and 6 tent sites), lap pool, family pool, baby pool, full weight room and cardio center, volleyball court, basketball court, ball field, and a youth department offering before and after school care and summer camp programs. Don’t miss the opportunity to own this charming home on nearly half an acre and enjoy the relaxed Florida lifestyle in a sought-after community.
  1. Listed by Jessica Stafford • Coldwell Banker Realty

Property Details for 6545 Fern Street

Architectural Style
Cottage
Zoning Description
Res Single
LISTING UPDATED: 03/17/2026 10:42 PM

Property Details for 6545 Fern Street

StatusContingent
MLS #678834
Days on Market11
Taxes-
HOA Fees$595 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1997
Lot Size0.46 AC / 20,037 SF
CountySanta Rosa County
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Location

Listing Courtesy of Coldwell Banker Realty
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Building Information for 6545 Fern Street

Stories1Year Built1997Building Size-Lot Size0.46 AC / 20,037 SF

Payment Calculator

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$1,876 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,611

Property Taxes

$215

HOA Dues

$50

The Payment Calculator is for illustrative purposes only.

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Property Information for 6545 Fern Street

Summary
Location and General Information
  • Directions: from highway 98, north on Edgewood Dr, Left on Fern, home is on the left
  • Latitude: 30.42728
  • Longitude: -86.949135
  • Subdivision Name: Holley By The Sea
Taxes and HOA Information
  • Association Fee Includes: Association, Management, Recreation Facility
  • Tax Legal Description: Lot 12, Block 76, Holley By The Sea, according to the plat thereof, recorded in Plat Book B, Page 155, of the Public Records of Santa Rosa County, Florida.
  • Association: Yes
Parking
  • Garage Spaces: 2.0
  • Parking Features: 2 Car Garage, RV/Boat Parking
  • Parking Total: 2.0
  • Carport: No
  • Garage: Yes
School Information
  • Elementary School: Eastbay K-8
  • High School: Navarre
  • Middle Or Junior School: EASTBAY K-8
Property
Lot Information
  • Construction Materials: Block, Frame
  • Levels: One
  • Lot Features: Interior Lot
  • Lot Size Dimensions: 100X200
  • Other Structures: Yard Building
  • Road Responsibility: County Maintained Road
  • Roof: Shingle
  • Cooling: Yes
  • Fireplace: Yes
  • Heating: Yes
  • Home Warranty: Yes
  • Horse: No
  • New Construction: No
  • Property Attached: No
Property and Assessments
  • Documents Count: 9
  • Parcel Number: 182S261920076000120
  • Homestead: Yes
  • Photos Count: 43
  • Property Condition: Resale
Utilities
  • Electric: Copper Wiring
  • Sewer: Septic Tank
Interior and Exterior Features
Exterior Features
  • Community Features: Beach, Pool, Community Room, Dock, Fitness Center, Game Room, Golf, Pavilion/Gazebo, Picnic Area, Sauna, Steam Room, Tennis Court(s), Waterfront Deed Access
  • Exterior Features: Fire Pit, Lawn Pump
  • Fencing: Back Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Patio
  • Pool Features: None
Interior Features
  • Appliances: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator
  • Cooling: Central Air, Ceiling Fan(s)
  • Covered Spaces: 2.0
  • Flooring: Tile, Carpet, Simulated Wood
  • Heating: Central
  • Interior Features: Baseboards, Cathedral Ceiling(s), Ceiling Fan(s)
  • Laundry Features: W/D Hookups
  • Stories: 1
  • Window Features: Double Pane Windows, Blinds
Room Information
Room Information
  • Room Bathroom Features: Updated
  • Room Bedroom Area: 128.62
  • Room Bedroom Length: 10.9
  • Room Bedroom Level: First
  • Room Bedroom Width: 11.8
  • Room Dining Room Area: 73.8
  • Room Dining Room Features: Breakfast Bar, Kitchen/Dining Combo
  • Room Dining Room Length: 9.0
  • Room Dining Room Level: First
  • Room Dining Room Width: 8.2
  • Room Kitchen Features: Updated, Granite Counters
  • Room Living Room Area: 252.0
  • Room Living Room Length: 14.0
  • Room Living Room Level: First
  • Room Living Room Width: 18.0
Room 1 Information
  • Room Bedroom 1 Area: 145.8
  • Room Bedroom 1 Length: 10.8
  • Room Bedroom 1 Level: First
  • Room Bedroom 1 Width: 13.5
Rental
Rental Information
  • Leasable Area Units: Square Feet
  • Rent Restrictions: Unknown
  • Lease Considered: No

Property History for 6545 Fern Street

DateEvent & SourcePriceAppreciation
Mar 17, 2026

In Contract

PENSACOLA #678834

—
Mar 6, 2026

Listed (Active)

PENSACOLA #678834

$320,000—
Nov 18, 2021

Sold (Public Record)

Public Record #1479221392

$290,000

+12.6% / yr

Nov 18, 2021

Sold

PENSACOLA #598179

$290,000—
Oct 14, 2021

In Contract

PENSACOLA #598179

—
Oct 14, 2021

Pending

PENSACOLA #598179

—
Oct 13, 2021

Listed (Active)

PENSACOLA #598179

$290,000—
Jun 24, 2019

Sold (Public Record)

Public Record #651182520

$218,000

+38.3% / yr

Jun 24, 2019

Sold

ECAR #823396

$218,000—
May 24, 2019

Pending

ECAR #823396

—
May 22, 2019

Listed (Active)

ECAR #823396

$219,700—
Dec 21, 2018

Sold (Public Record)

Public Record #638189200

$185,000

+5.5% / yr

Dec 21, 2018

Sold

ECAR #810071

$185,000—
Dec 21, 2018

Sold

PENSACOLA #544620

$185,000—
Nov 27, 2018

Pending

ECAR #810071

—
Nov 27, 2018

Pending

PENSACOLA #544620

—
Nov 15, 2018

Listed (Active)

ECAR #810071

$194,500—
Nov 1, 2018

Listed (Active)

PENSACOLA #544620

$194,500—
Mar 15, 2012

Sold (Public Record)

Public Record #325856495

$129,000

+1.2% / yr

Mar 15, 2012

Sold

PENSACOLA #420468

$129,000—
Feb 12, 2012

Pending

PENSACOLA #420468

—
Jan 17, 2012

Listed (Active)

PENSACOLA #420468

$139,900—
Sep 20, 2011

Expired

ECAR #553645

—
Mar 4, 2011

Listed (Active)

ECAR #553645

$147,900—
Jun 15, 2009

Sold (Public Record)

Public Record #271845750

$125,000—
Jun 15, 2009

Sold (Public Record)

Public Record #271845750

$125,000—
Jun 15, 2009

Sold

ECAR #514759

$125,000—
Jun 15, 2009

Sold

PENSACOLA #364751

$125,000—
May 18, 2009

Pending

ECAR #514759

—
May 14, 2009

Pending

PENSACOLA #364751

—
Apr 21, 2009

Listed (Active)

ECAR #514759

$129,900—
Feb 5, 2009

Listed (Active)

PENSACOLA #364751

$124,900—
DateEvent & SourcePrice
03/17/2026

In Contract

PENSACOLA #678834

—
03/06/2026

Listed (Active)

PENSACOLA #678834

$320,000
11/18/2021

Sold (Public Record)

Public Record #1479221392

$290,000

+12.6% / yr

11/18/2021

Sold

PENSACOLA #598179

$290,000
10/14/2021

In Contract

PENSACOLA #598179

—
10/14/2021

Pending

PENSACOLA #598179

—
10/13/2021

Listed (Active)

PENSACOLA #598179

$290,000
06/24/2019

Sold (Public Record)

Public Record #651182520

$218,000

+38.3% / yr

06/24/2019

Sold

ECAR #823396

$218,000
05/24/2019

Pending

ECAR #823396

—
05/22/2019

Listed (Active)

ECAR #823396

$219,700
12/21/2018

Sold (Public Record)

Public Record #638189200

$185,000

+5.5% / yr

12/21/2018

Sold

ECAR #810071

$185,000
12/21/2018

Sold

PENSACOLA #544620

$185,000
11/27/2018

Pending

ECAR #810071

—
11/27/2018

Pending

PENSACOLA #544620

—
11/15/2018

Listed (Active)

ECAR #810071

$194,500
11/01/2018

Listed (Active)

PENSACOLA #544620

$194,500
03/15/2012

Sold (Public Record)

Public Record #325856495

$129,000

+1.2% / yr

03/15/2012

Sold

PENSACOLA #420468

$129,000
02/12/2012

Pending

PENSACOLA #420468

—
01/17/2012

Listed (Active)

PENSACOLA #420468

$139,900
09/20/2011

Expired

ECAR #553645

—
03/04/2011

Listed (Active)

ECAR #553645

$147,900
06/15/2009

Sold (Public Record)

Public Record #271845750

$125,000
06/15/2009

Sold (Public Record)

Public Record #271845750

$125,000
06/15/2009

Sold

ECAR #514759

$125,000
06/15/2009

Sold

PENSACOLA #364751

$125,000
05/18/2009

Pending

ECAR #514759

—
05/14/2009

Pending

PENSACOLA #364751

—
04/21/2009

Listed (Active)

ECAR #514759

$129,900
02/05/2009

Listed (Active)

PENSACOLA #364751

$124,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 6545 Fern Street

Taxable ValueLand-Additions-Total-
Tax Record2025$2,586 ($215 / month)
Home Facts
Beds3Total Finished SqFt1,367 SqFtAbove Grade Finished SqFt1,367 SqFtStories1Lot Size19,994 SqFtStyleSingle Family ResidenceYear Built1997Year Renovated2012ZoningR1CountySANTA ROSAAPN18-2S-26-1920-07600-0120

Schools near 6545 Fern Street

This home is within Santa Rosa.
Rating
School
Type
Grades
Distance
West Navarre Primary School
Public - PK to 2
West Navarre Intermediate School
Public - 3 to 5
Woodlawn Beach Middle School
Public - 6 to 8
Navarre High School
Public - 9 to 12
Rating
School
Distance
West Navarre Primary School
PublicPK to 2

West Navarre Intermediate School
Public3 to 5

Woodlawn Beach Middle School
Public6 to 8

Navarre High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.