Active
4 beds2,200 sqft
655 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459
Est: $6,975/moGet pre-approved
Single FamilyProperty Type
2014Year Built
$541/sq ftPrice per sq ft
3 carsParking Spaces
3% CompensationBuyer's Agent

Description

Rare and refreshing: this two-story NatureWalk home has spent most of its life as a second home--lightly and selectively rented and lovingly cared for the majority of the year. Downstairs, you'll find the first of two primary suites, tucked into a quiet corner of the home with a private bath, walk-in shower, and trayed ceiling. The main living space is open-plan, blending the living room, kitchen with bar seating, and dining room. Upstairs, the second primary suite features a trayed ceiling, a large...Rare and refreshing: this two-story NatureWalk home has spent most of its life as a second home--lightly and selectively rented and lovingly cared for the majority of the year. Downstairs, you'll find the first of two primary suites, tucked into a quiet corner of the home with a private bath, walk-in shower, and trayed ceiling. The main living space is open-plan, blending the living room, kitchen with bar seating, and dining room. Upstairs, the second primary suite features a trayed ceiling, a large walk-in closet, an ensuite bath with dual vanities, and a large walk-in shower. One additional guest room has direct access to its own bath, which also opens to the hallway for shared use by the second guest room across the hall. The second room has been used as the current owner's private office and has never been opened to renters. With 10-foot ceilings on both levels, the home feels airy and spacious throughout, and yet the outdoor living makes the home live twice as large. There are three outdoor spaces in all, two of them add 528 square feet of additional living space. The downstairs covered porch is a favorite for outdoor dining while upstairs is perfect for coffee and nightly chats. The rear porch leads to an outdoor shower and a large temperature-controlled storage closet, a true treat for stashing beach gear between 30A trips.

Listing Agents

  1. Michele Bailey

    Michele Bailey

    Listing Agent

    Compass

    P: (850) 586-1382

    M: (850) 586-1382

  2. Nicole Webb

    Nicole Webb

    Alternative Listing Agent

    Compass

    P: (630) 202-3514

    M: (630) 202-3514

12 days on Market
Last updated: 09/15/2026 04:23 PM • Source: ECAR, MLS#: 1011429

Location

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Payment Calculator

$6,975 per month

30 year fixed, 6.71% Interest

Principal and Interest

$6,149

Property Taxes

$826

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 655 Flatwoods Forest Loop

Property Details
  • Taxes: $9,907 / year
  • MLS Type: Residential / Detached Single Family
  • Buyer's Agent Compensation: 3%
  • Zoning: Resid Single Family
  • Architectural Style: Traditional
  • Subdivision Name: NATUREWALK AT SEAGROVE
Building Information
  • Stories: 2
  • Year Built: 2014
Summary
Location and General Information
  • Community Features: Pickle Ball, BBQ Pit/Grill, Minimum Rental Prd, Pets Allowed, Playground, Pool
  • Directions: From Hwy 98, turn south on hwy 395, go 1.9 miles turn left onto Sandgrass Blvd, go .9 miles, turn left onto Flatwoods Forest Loop, go 300 feet, turn right onto Flatwoods Forest Loop, go 250 feet, house is on your right.
  • MLS Area Minor: 1802 - S. of 98 W of Camp Creek
  • MLS Area Major: 18 - 30A East
  • Latitude: 30.328567
  • Longitude: -86.115634
  • Location Tax and Legal:Sub Area: 1802 - S. of 98 W of Camp Creek
  • Location Tax and Legal:Elementary School: Dune Lakes
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: Lot 211 Naturewalk At Seagrove Pb 17 Pg 34 Replat In Pb 18-8 Or 2844-4432 Or 2998-685 Or 3149-137
  • Project Facilities: BBQ PitGrill2, Minimum Rental Prd, Pets Allowed2, Pickle Ball, Playground, Pool2
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Legal, Licenses/Permits, Management, Repairs/Maintenance, Security, Trash
  • Tax Legal Description: Lot 211 Naturewalk At Seagrove Pb 17 Pg 34 Replat In Pb 18-8 Or 2844-4432 Or 2998-685 Or 3149-137
  • Parcel Number: 11-3S-19-25010-000-2110
  • Association Fee: $0
  • Association YN: Yes
  • Listing Info Tax Legal:Last Taxes: $9,907
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Dune Lakes
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 3.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 41' x 90' x 33' x 90
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Restrictions, Survey Available
  • Building Area Total: 2200.0
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road
  • Lot Features: Covenants, Restrictions, Survey Available
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2014.0
  • Property Sub Type: Detached Single Family
  • Property Type Label: Residential
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Traditional
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Phone2, Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Heat Cntrl Electric, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Shower
  • Construction Materials: Frame, Siding CmntFbrHrdBrd
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Porch
  • Roof: Roof Metal
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, Porch, Shower
Interior Features
  • Heating: Central
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Woodwork Painted
  • Flooring: Floor Hardwood, Floor Tile
  • Window Features: Window Bay, Window Treatment All
  • Room Type: Living Room, Dining Area, Master Bedroom, Bedroom
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Kitchen Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Dual Fuel, Washer, Water Heater - Tnkls
  • Interior: Breakfast Bar, Ceiling TrayCofferd, Floor Hardwood, Floor Tile, Furnished - All, Kitchen Island, Owner's Closet, Pantry, WasherDryer Hookup, Window Bay, Window Treatment All, Woodwork Painted
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, StoveOven Dual Fuel, Washer
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 15.0
  • Room Dimensions: 15 x 15
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Dimensions: 15 x 11
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 13.6
  • Room Width: 14.6
  • Room Dimensions: 13.6 x 14.6
Room 4
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 14.8
  • Room Width: 15.0
  • Room Dimensions: 14.8 x 15
Room 5
  • Room Type: Living Room
  • Room Level: Second
  • Room Length: 15.8
  • Room Width: 12.3
  • Room Dimensions: 15.8 x 12.3
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.1
  • Room Width: 11.3
  • Room Dimensions: 11.1 x 11.3
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 8.1
  • Room Dimensions: 8.1 x 9
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 655 Flatwoods Forest Loop

DateEvent & SourcePriceAppreciation
Sep 7, 2026

Listed (Active)

ECAR #1011429

$1,190,000—
Jun 30, 2020

Sold (Public Record)

Public Record #674814382

$607,000

+2.6% / yr

Jun 30, 2020

Sold

ECAR #834171

$607,000—
DateEvent & SourcePrice
09/07/2026

Listed (Active)

ECAR #1011429

$1,190,000
06/30/2020

Sold (Public Record)

Public Record #674814382

$607,000

+2.6% / yr

06/30/2020

Sold

ECAR #834171

$607,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 655 Flatwoods Forest Loop

Taxable ValueLand$280,000Additions$652,621Total$932,621
Tax Record2024$10,070 ($839 / month)
Home Facts
Beds4Total Finished SqFt2,200 SqFtAbove Grade Finished SqFt2,200 SqFtStories2Lot Size3,311 SqFtStyleSingle Family ResidenceYear Built2014CountyWALTONAPN11-3S-19-25010-000-2110

Schools near 655 Flatwoods Forest Loop

This home is within Walton.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Charter - 5 to 12
Rating
School
Distance
Dune Lakes Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

655 Flatwoods Forest Loop is a single family home for sale in Santa Rosa Beach, FL 32459. This property was listed for sale on September 7, 2026 by Compass, it's currently listed at $1,190,000. It has been on the market for a total of 12 days and was last sold on June 30, 2020. This listing's school district is Walton. Nearby schools include Dune Lakes Elementary School, Emerald Coast Middle School and South Walton High School. 655 Flatwoods Forest Loop is a 4-bed, 4-bath, 2,200 sqft single family home built in 2014.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.