657 Main St

Chipley, FL 32428

$340,000
Price
3
Beds
1,804 Sq. Ft.
$188 / Sq. Ft.
1,804
Sq. Ft.
$188
per Sq. Ft.
New
New

Description

This beautifully renovated 1938 home blends classic charm with modern updates and an unbeatable location—just two minutes from downtown Chipley's shops and restaurants. Located in a charming neighborhood, the property spans from Main Street all the way back to 7th Street, offering rare rear access and plenty of parking. Inside, the home has been completely remodeled from top to bottom. Updates include brand-new luxury vinyl plank flooring and carpet, fresh interior paint, new kitchen cabinets, new...This beautifully renovated 1938 home blends classic charm with modern updates and an unbeatable location—just two minutes from downtown Chipley's shops and restaurants. Located in a charming neighborhood, the property spans from Main Street all the way back to 7th Street, offering rare rear access and plenty of parking. Inside, the home has been completely remodeled from top to bottom. Updates include brand-new luxury vinyl plank flooring and carpet, fresh interior paint, new kitchen cabinets, new windows with a lifetime warranty, updated appliances (stove coming soon), new vanities and showers, new light fixtures throughout, and new doors. Major system upgrades include a new water heater, a new HVAC system, and a roof replaced in 2025—providing peace of mind for years to come. The home offers 3 bedrooms and 2 full baths, highlighted by a huge 19x24 primary bedroom filled with beautiful windows that bring in abundant natural light and direct access to a private 12x10 back patio. An exceptionally large laundry room provides flexible space that could serve as a bonus room, home office, or flex area. This well-built home combines timeless character with modern comfort in a prime Chipley location close to dining, shopping, and everyday conveniences.
  1. Listed by Rebecca Robinson • Chipola Realty

Property Details for 657 Main Street

Architectural Style
Ranch
Parking Features
Additional Parking, Drive Through
Subdivision Name
No Named Subdivision
Zoning Description
City
LISTING UPDATED: 12/31/2025 10:52 AM

Property Details for 657 Main Street

StatusActive
MLS #783059
Days on MarketListed Today
Taxes$1,896 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1938
Lot Size0.44 AC / 19,166 SF
CountyWashington County

Location

Listing Courtesy of Chipola Realty
Add your commute

Building Information for 657 Main Street

Stories-Year Built1938Building Size-Lot Size0.44 AC / 19,166 SF

Payment Calculator

$1,838 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,680

Property Taxes

$158

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 657 Main Street

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From downtown, go north on Main Street. House is on the right before you get the the red light on Glenmore Ave
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.788665
  • Longitude: -85.538556
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1001 - Washington NE
Taxes and HOA Information
  • Parcel Number: 00000000-00-2752-0000
  • Association: No
  • Tax Annual Amount: $1,896.00
  • Tax Legal Description: 33 5 13 ORB 1041 P 288 LOTS 2 & 19 OF L/A BLK A AND 15' N & S. BY 145' E. & W. IN NWC OF LOT 1 OF L/A BLK A.
  • Tax Year: 2025
School Information
  • Elementary School: Kate M. Smith
  • High School: Chipley
  • Middle Or Junior School: Roulhac
Parking
  • Attached Garage: No
  • Covered Spaces: 1.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 1804.0
  • Lot Features: Paved
  • Lot Size Acres: 0.44
  • Lot Size Area: 0.44
  • Lot Size Dimensions: 301x 65
  • Lot Size Units: Acres
  • Lot Size Square Feet: 19166.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1938
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Frame
  • Patio And Porch Features: Covered, Patio
Interior Features
  • Stories: 1
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 9
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Coal, Electric, Fireplaces
  • Appliances: Electric Water Heater
Room Information
Room 1
  • Room Dimensions: 5.25 x 7.5
  • Room Length: 5.25
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 7.5
Room 2
  • Room Dimensions: 6 x 7.5
  • Room Length: 6.0
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 7.5
Room 3
  • Room Dimensions: 23.58 x 19.33
  • Room Length: 23.58
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 19.32
Room 4
  • Room Dimensions: 10 x 13
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 5
  • Room Dimensions: 10.66 x 11.58
  • Room Length: 10.66
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.58
Room 6
  • Room Dimensions: 16.66 x 9.17
  • Room Length: 16.66
  • Room Level: First
  • Room Type: Bonus Room
  • Room Width: 9.17
Room 7
  • Room Dimensions: 20.92 x 8.5
  • Room Length: 20.92
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 8.5
Room 8
  • Room Dimensions: 13.5 x 9.92
  • Room Length: 13.5
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 9.92
Room 9
  • Room Dimensions: 18.33 x 13
  • Room Length: 18.32
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 13.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 657 Main Street

DateEvent & SourcePriceAppreciation
Dec 31, 2025

Listed (Active)

CPAR #783059

$340,000—
Jan 15, 2025

Sold (Public Record)

Public Record #1550498335

$60,000—
Jan 15, 2025

Sold

CPAR #766619

$60,000—
Jan 6, 2025

Pending

CPAR #766619

—
Dec 30, 2024

Listed (Active)

CPAR #766619

$60,000—
Sep 23, 2015

Withdrawn

CPAR #634226

$26,800—
Jul 15, 2015

Listed (Active)

CPAR #634226

$31,800—
DateEvent & SourcePrice
12/31/2025

Listed (Active)

CPAR #783059

$340,000
01/15/2025

Sold (Public Record)

Public Record #1550498335

$60,000
01/15/2025

Sold

CPAR #766619

$60,000
01/06/2025

Pending

CPAR #766619

—
12/30/2024

Listed (Active)

CPAR #766619

$60,000
09/23/2015

Withdrawn

CPAR #634226

$26,800
07/15/2015

Listed (Active)

CPAR #634226

$31,800

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 657 Main Street

Taxable ValueLand$6,694Additions$84,255Total$90,949
Tax Record2025$1,896 ($158 / month)
Home Facts
Beds0Total Finished SqFt1,804 SqFtAbove Grade Finished SqFt1,804 SqFtLot Size19,297 SqFtStyleSingle Family ResidenceYear Built1938Year Renovated1965CountyWASHINGTONAPN27520000

Schools near 657 Main Street

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - PK to 5
Vernon Middle School
Public - 6 to 8
Roulhac Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicPK to 5

Vernon Middle School
Public6 to 8

Roulhac Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 657 Main Street, Chipley, FL 32428

657 Main Street is a single family home for sale in Chipley, FL 32428. This property was listed for sale on December 31, 2025 by Chipola Realty, it's currently listed at $340,000. It has been on the market for a total of 0 days and was last sold on January 15, 2025. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Vernon Middle School. 657 Main Street is a 3-bed, 2-bath, 1,804 sqft single family home built in 1938.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Chipola Realty

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