657 Main St

Chipley, FL 32428

$305,000
Price
3
Beds
1,804 Sq. Ft.
$169 / Sq. Ft.
1,804
Sq. Ft.
$169
per Sq. Ft.
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Open: 3/22 02:00PM - 04:00PM
Open: 3/22 02:00PM - 04:00PM

Description

Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An...Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience. Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value. The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options. Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package. Scedule a private tour today!
  1. Listed by Jessica N Wilson • Counts Real Estate Group Inc
  2. Listed by Jon C Wilson • Counts Real Estate Group Inc

Property Details for 657 Main Street

Architectural Style
Ranch
Waterfront
No
Parking Features
Additional Parking, Drive Through
Subdivision Name
No Named Subdivision
Zoning Description
Resid Single Family

Open Houses

Sunday, Mar 22nd2:00 PM - 4:00 PM
PublicView contact
LISTING UPDATED: 03/21/2026 12:22 PM

Property Details for 657 Main Street

StatusActive
MLS #785858
Days on Market27
Taxes$1,896 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1938
Lot Size0.44 AC / 19,166 SF
CountyWashington County
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Location

Listing Courtesy of Counts Real Estate Group Inc
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Building Information for 657 Main Street

Stories-Year Built1938Building Size-Lot Size0.44 AC / 19,166 SF

Payment Calculator

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$1,638 per month

30 year fixed, 6.11% Interest

Principal and Interest

$1,480

Property Taxes

$158

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 657 Main Street

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From Chipley travel North on Main Street. The home is located on the right just after Campbellton Ave.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.788657
  • Longitude: -85.538816
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1001 - Washington NE
Taxes and HOA Information
  • Parcel Number: 00000000-00-2752-0000
  • Association: No
  • Tax Annual Amount: $1,896.00
  • Tax Legal Description: 33 5 13 ORB 1041 P 288 LOTS 2 & 19 OF L/A BLK A AND 15' N & S. BY 145' E. & W. IN NWC OF LOT 1 OF L/A BLK A.
  • Tax Year: 2025
School Information
  • Elementary School: Kate M. Smith
  • High School: Chipley
  • Middle Or Junior School: Roulhac
Parking
  • Attached Garage: No
  • Covered Spaces: 1.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 1804.0
  • Lot Features: Paved
  • Lot Size Acres: 0.44
  • Lot Size Area: 0.44
  • Lot Size Dimensions: irregular
  • Lot Size Units: Acres
  • Lot Size Square Feet: 19297.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1938
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Vinyl Siding, Wood Frame
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle
Interior Features
  • Stories: 1
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 9
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Electric
  • Appliances: Electric Water Heater
  • Interior Features: Utility Room
Room Information
Room 1
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 5.5 x 7.5
  • Room Length: 5.5
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 7.5
Room 2
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 6 x 7.5
  • Room Length: 6.0
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 7.5
Room 3
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 16 x 9
  • Room Length: 16.0
  • Room Level: First
  • Room Type: Utility Room
  • Room Width: 9.0
Room 4
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 7 x 9
  • Room Length: 7.0
  • Room Level: First
  • Room Type: Breakfast Room Nook
  • Room Width: 9.0
Room 5
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 9 x 13.5
  • Room Length: 9.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 13.5
Room 6
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 13 x 10
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 7
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 12.5 x 11
  • Room Length: 12.5
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 8
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 13 x 19
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 19.0
Room 9
  • Room Description: Buyer to verify measurements
  • Room Dimensions: 23.6 x 19.5
  • Room Length: 23.6
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 19.5
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 657 Main Street

DateEvent & SourcePriceAppreciation
Mar 21, 2026

Price Change

CPAR #785858

$305,000—
Mar 7, 2026

Price Change

CPAR #785858

$310,000—
Feb 26, 2026

Listed (Active)

CPAR #785858

$315,000—
Feb 19, 2026

Withdrawn

CPAR #783059

$315,000—
Dec 31, 2025

Listed (Active)

CPAR #783059

$340,000—
Jan 15, 2025

Sold (Public Record)

Public Record #1550498335

$60,000—
Jan 15, 2025

Sold

CPAR #766619

$60,000—
Jan 6, 2025

Pending

CPAR #766619

—
Dec 30, 2024

Listed (Active)

CPAR #766619

$60,000—
Sep 23, 2015

Withdrawn

CPAR #634226

$26,800—
Jul 15, 2015

Listed (Active)

CPAR #634226

$31,800—
DateEvent & SourcePrice
03/21/2026

Price Change

CPAR #785858

$305,000
03/07/2026

Price Change

CPAR #785858

$310,000
02/26/2026

Listed (Active)

CPAR #785858

$315,000
02/19/2026

Withdrawn

CPAR #783059

$315,000
12/31/2025

Listed (Active)

CPAR #783059

$340,000
01/15/2025

Sold (Public Record)

Public Record #1550498335

$60,000
01/15/2025

Sold

CPAR #766619

$60,000
01/06/2025

Pending

CPAR #766619

—
12/30/2024

Listed (Active)

CPAR #766619

$60,000
09/23/2015

Withdrawn

CPAR #634226

$26,800
07/15/2015

Listed (Active)

CPAR #634226

$31,800

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 657 Main Street

Taxable ValueLand$6,694Additions$84,255Total$90,949
Tax Record2025$1,896 ($158 / month)
Home Facts
Beds0Total Finished SqFt1,804 SqFtAbove Grade Finished SqFt1,804 SqFtLot Size19,297 SqFtStyleSingle Family ResidenceYear Built1938Year Renovated1965CountyWASHINGTONAPN27520000

Schools near 657 Main Street

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - K to 5
Vernon Middle School
Public - 6 to 8
Roulhac Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Vernon Middle School
Public6 to 8

Roulhac Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 657 Main Street, Chipley, FL 32428

657 Main Street is a single family home for sale in Chipley, FL 32428. This property was listed for sale on February 26, 2026 by Counts Real Estate Group Inc, it's currently listed at $305,000. It has been on the market for a total of 27 days and was last sold on January 15, 2025. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Vernon Middle School. 657 Main Street is a 3-bed, 2-bath, 1,804 sqft single family home built in 1938.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Counts Real Estate Group Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.