677 Seneca Trail

St. Cloud, FL 34772

$345,990
Price
3
Beds
1,673 Sq. Ft.
$207 / Sq. Ft.
1,673
Sq. Ft.
$207
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Pending
Pending

Description

Under contract-accepting backup offers. Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on a premium corner lot, one of the largest in the subdivision in the desirable Indian Lakes community of St. Cloud. This property offers exceptional curb appeal with a 2-car garage, extended driveway, and a unique side entrance that enhances both privacy and the sense of space. Step inside to find a versatile office/den at the entry, leading into an open-concept living, dining, and kitchen...Under contract-accepting backup offers. Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on a premium corner lot, one of the largest in the subdivision in the desirable Indian Lakes community of St. Cloud. This property offers exceptional curb appeal with a 2-car garage, extended driveway, and a unique side entrance that enhances both privacy and the sense of space. Step inside to find a versatile office/den at the entry, leading into an open-concept living, dining, and kitchen combo perfect for entertaining and everyday living. The spacious primary suite includes a dual-sink vanity, soaking tub, and separate shower, while two additional bedrooms share a full bath. Enjoy outdoor living with a covered lanai overlooking the expansive side and backyard, ideal for relaxing or hosting gatherings. This home has been freshly painted and comes complete with appliances. Major updates provide peace of mind, including a roof (2021), A/C (2021), and newly replaced heating coils for the water heater. The community offers great amenities including a clubhouse, pool, dog park, and tennis court, and is conveniently located near major highways, shopping, and dining; making this home the perfect blend of comfort, space, and location.
  1. Listed by Sana Butt, LLC • Brokerage DRE #1045729 • THE FIRM RE
    P: (407)-413-4316 C: (407)-413-4316 sanasajjad86@hotmail.com
  2. Listed by Amer Lababidi • Brokerage DRE #1045729 • THE FIRM RE
    P: (407)-800-3631 C: (407)-800-3631 Amer@thefirmrealty.com

Property Details for 677 Seneca Trail

Architectural Style
Ranch
Subdivision Name
INDIAN LAKES PH 8
Township
26S
Garage Spaces
2
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 05/18/2026 09:58 AM

Property Details for 677 Seneca Trail

StatusPending
MLS #S5146504
Days on Market34
Taxes$1,795 / year
HOA Fees$84 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2010
Lot Size0.26 AC / 11,489 SF
CountyOsceola County
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Location

Listing Courtesy of THE FIRM RE, Sana Butt, LLC; THE FIRM RE, Amer Lababidi
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Building Information for 677 Seneca Trail

Stories1Year Built2010Building Size-Lot Size0.26 AC / 11,489 SF

Payment Calculator

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$1,958 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,724

Property Taxes

$150

HOA Dues

$84

The Payment Calculator is for illustrative purposes only.

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Property Information for 677 Seneca Trail

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 11489.0
  • Building Area Units: Square Feet
  • Community Features: Clubhouse, Dog Park, Playground, Pool, Sidewalks, Tennis Court(s)
  • Direction Faces: Southeast
  • Directions: Take exit 244, head east 6.4 miles to Michigan Ave. Turn right. Go 1.9 Miles South to Indian Lakes on Right. Then turn Right on Seneca Trail. House is on your left Corner.
  • Elementary School: Michigan Avenue Elem (K 5)
  • Middle Or Junior School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 677
  • Street Name: SENECA
  • Street Suffix: TRAIL
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener, On Street
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Kaitlin Marshall
  • Association: Yes
  • CDD: No
  • Tax Block: 1
  • Tax Book Number: 19-133-134
  • Tax Legal Description: INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 372
  • Tax Lot: 372
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Corner Lot, Landscaped, Oversized Lot, Sidewalk
  • Parcel Number: 142630006600013720
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Zoning: SR1B
  • Living Area: 1673
  • Property Info: Corner Unit
Property and Assessments
  • Year Built Numeric: 2010
  • Flood Zone Code: X
  • Flood Zone Date: 06-18-2013
  • Flood Zone Panel: 12097C0257G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 30E
  • Public Survey Section: 14
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete, Stucco
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Covered, Patio
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Den/Library/Office
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central, Electric
  • Interior Features: Built-in Features, Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
  • Laundry Features: Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 10.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK

Property History for 677 Seneca Trail

DateEvent & SourcePriceAppreciation
May 13, 2026

Pending

MFRMLS #S5146504

—
May 7, 2026

Price Change

MFRMLS #S5146504

$345,990—
Apr 28, 2026

Listed (Active)

MFRMLS #S5146504

—
DateEvent & SourcePrice
05/13/2026

Pending

MFRMLS #S5146504

—
05/07/2026

Price Change

MFRMLS #S5146504

$345,990
04/28/2026

Listed (Active)

MFRMLS #S5146504

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 677 Seneca Trail

Taxable ValueLand-Additions-Total-
Tax Record2025$1,795 ($150 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,673 SqFtAbove Grade Finished SqFt1,673 SqFtStories1Lot Size11,500 SqFtStyleSingle Family ResidenceYear Built2010ZoningSR1BCountyOSCEOLAAPN142630006600013720

Schools near 677 Seneca Trail

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Michigan Avenue Elementary School
Public - PK to 5
St. Cloud Middle School
Public - 6 to 8
St. Cloud High School
Public - 9 to 12
St. Cloud Preparatory Academy
Charter - K to 12
Rating
School
Distance
Michigan Avenue Elementary School
PublicPK to 5

St. Cloud Middle School
Public6 to 8

St. Cloud High School
Public9 to 12

St. Cloud Preparatory Academy
CharterK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of THE FIRM RE, Sana Butt, LLC; THE FIRM RE, Amer Lababidi

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/18/2026 09:58 AM