7122 Bay Crest Rd

Panama City, FL 32409

$699,000
Price
4
Beds
2,729 Sq. Ft.
$256 / Sq. Ft.
2,729
Sq. Ft.
$256
per Sq. Ft.
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Description

Back on the Market due to buyer not performing per the contract. Welcome to 7122 Bay Crest Rd.! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all your Salt-Water boating activities! This location is conveniently located with access to the airport in about 15 minutes, beautiful sandy white beaches of Panama City Beach in about 25...Back on the Market due to buyer not performing per the contract. Welcome to 7122 Bay Crest Rd.! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all your Salt-Water boating activities! This location is conveniently located with access to the airport in about 15 minutes, beautiful sandy white beaches of Panama City Beach in about 25 minutes, Tyndall AFB in about 30 minutes, and you'll be shopping in Lynn Haven in 10 minutes! Situated on .725 acre, fully fenced, this property offers 100 ft of waterfront with a covered fishing dock with fresh water and electricity, low voltage lighting, fillet table, rigging station and rod holders. Next to this is the covered boat dock with lift, and another boat docking space next to it. Closer to shore there is a platform where you can access/park your jet skies or kayak! Next you'll find the detached studio, mother-in-law or guest quarters which also has a nice deck facing the water and includes living/dining/kitchen area, bedroom, and bath! Moving on, you will find a nice relaxing saltwater pool, a large open deck and nice screened in room. The perfect place to sit and enjoy the shimmering waters and natural beauty this property has to offer! The home is approximately 2329 sq ft. featuring an amazing great room with a wall of windows overlooking the beautiful backyard and water views, this is open to the spacious living room with a wood burning fireplace and built-in cabinets and shelves, and to the kitchen and dining area with granite countertops, stainless steel appliances and a nice island for easy dining or prep space! As you enter the home you will see a large foyer area that could easily be used for you additional space needs. Go to the left and you will have the guest bath and a large guest bedroom (this was 2 bedrooms and can be converted back if needed). Wake up to breathtaking views every morning from the primary suite with double doors leading out to the back deck overlooking the pool and the Bayou! The primary ensuite features a double sink vanity, separate shower and jetted tub! The laundry is located in the hall adjacent to the kitchen, and the garage has a workshop with a/c. There is covered parking as well that can easily accommodate 2 large vehicles located in front of the garage. You will also have a separate 10 x 20 storage building with loft shelves on each end of the building. There are many more features to this home you will surely love so call your favorite Realtor today to schedule your private showing! Thank you for considering this incredible property! All information and measurements should be verified by buyer or buyer's agent if important.
  1. Listed by Deborah A Class • ERA Neubauer Real Estate, Inc

Property Details for 7122 Bay Crest Road

Architectural Style
Ranch
Waterfront
Yes
Waterfront Features
Bayou, Bayfront, Shoreline Natural
Subdivision Name
No Named Subdivision
View
Bay, Bayou
Zoning Description
County, Resid Single Family
View
Yes
LISTING UPDATED: 02/27/2026 05:18 PM

Property Details for 7122 Bay Crest Road

StatusActive
MLS #777458
Days on Market185
Taxes$3,190 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1975
Lot Size0.72 AC / 31,363 SF
CountyBay County
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Location

Listing Courtesy of ERA Neubauer Real Estate, Inc
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Building Information for 7122 Bay Crest Road

Stories-Year Built1975Building Size-Lot Size0.72 AC / 31,363 SF

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$3,673 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,407

Property Taxes

$266

HOA Dues

$0

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Property Information for 7122 Bay Crest Road

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: Traveling North on Hwy 77, in Southport, turn right onto Mc Cormick Rd., turn left onto Bay Crest Rd., home will be on the right
  • State Region: FL
  • Postal Code: 32409
  • Latitude: 30.279558
  • Longitude: -85.62499
  • State Or Province: FL
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07966-000-000
  • Association: No
  • Tax Annual Amount: $3,190.00
  • Tax Legal Description: 27 2S 14W -47-101A-BEG 960' E & 313.65' N OF SW COR OF SE1/4 OF SE1/4 TH E 323' TO GAINER BAYOU NW ALG WTR 110' W 280' S 100' TO BEG ORB 3865 P 378
  • Tax Year: 2024
School Information
  • Elementary School: Southport
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Parking
  • Attached Garage: No
  • Carport: Yes
  • Covered Spaces: 2.0
  • Garage Spaces: 1.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 2729.0
  • Lot Features: Paved
  • Lot Size Acres: 0.72
  • Lot Size Area: 0.72
  • Lot Size Dimensions: 105 x 301
  • Lot Size Units: Acres
  • Lot Size Square Feet: 31581.0
  • Living Area Source: Appraiser
Property and Assessments
  • Other Structures: Boat House, Guest House, Outbuilding
  • Year Built: 1975
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Boat Lift, Boat Slip, Deck, Dock, Porch, Rain Gutters
  • Fencing: Full, Chain Link, Fenced, Privacy
  • Pool Features: In Ground, Salt Water, Private
  • Community Features: Short Term Rental Allowed
  • Door Features: Storm Doors
  • Construction Materials: Brick Veneer, Hardiplank Type, Stucco, Wood Frame
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Porch, Screened
  • Pool Private: Yes
  • Security Features: Security System
  • Roof: Composition, Shingle
Interior Features
  • Stories: 1
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 16
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Window Units
  • Heating: Yes
  • Heating: Central, Electric, Fireplaces
  • Appliances: Electric Range, Electric Water Heater
  • Interior Features: Entrance Foyer, Storage, Workshop
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Description: also has a 15.8 x 9.5 deck facing the water
  • Room Dimensions: 25 x 16
  • Room Length: 25.0
  • Room Level: First
  • Room Type: In Law Suite
  • Room Width: 16.0
Room 2
  • Room Description: covered parking space in front of garage
  • Room Dimensions: 25.6 x 23
  • Room Length: 25.6
  • Room Level: First
  • Room Width: 23.0
Room 3
  • Room Description: cabinets over units
  • Room Dimensions: 5.6 x 3.7
  • Room Length: 5.6
  • Room Level: First
  • Room Type: Laundry
  • Room Width: 3.7
Room 4
  • Room Description: open deck off master bedroom and before pool deck area
  • Room Dimensions: 21.6 x 15.6
  • Room Length: 21.6
  • Room Level: First
  • Room Type: Patio
  • Room Width: 15.6
Room 5
  • Room Description: loft shelves on each end for additional storage
  • Room Dimensions: 20 x 10
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Storage Room
  • Room Width: 10.0
Room 6
  • Room Dimensions: 10.9 x 10.3
  • Room Length: 10.9
  • Room Level: First
  • Room Type: Screened Porch
  • Room Width: 10.3
Room 7
  • Room Description: room in garage with window A/C
  • Room Dimensions: 16.6 x 10
  • Room Length: 16.6
  • Room Level: First
  • Room Type: Workshop
  • Room Width: 10.0
Room 8
  • Room Dimensions: 23.4 x 21.6
  • Room Length: 23.4
  • Room Level: First
  • Room Type: Garage
  • Room Width: 21.6
Room 9
  • Room Description: double vanity, jetted tub & separate shower
  • Room Dimensions: 13 x 11.8
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 11.8
Room 10
  • Room Description: water view & double doors to back porch & pool, walk-in closet 7.7 x 5.5
  • Room Dimensions: 17.5 x 13.3
  • Room Length: 17.5
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 13.3
Room 11
  • Room Description: front guest bath
  • Room Dimensions: 8.3 x 7.7
  • Room Length: 8.3
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 7.7
Room 12
  • Room Description: large front bedroom-was 2 and can be separated again if needed
  • Room Dimensions: 22.9 x 9.5
  • Room Length: 22.9
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 9.5
Room 13
  • Room Description: water view, vaulted ceiling
  • Room Dimensions: 25.3 x 19.7
  • Room Length: 25.3
  • Room Level: First
  • Room Type: Great Room
  • Room Width: 19.7
Room 14
  • Room Description: kitchen/dining combo
  • Room Dimensions: 18 x 12
  • Room Length: 18.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 12.0
Room 15
  • Room Dimensions: 16.3 x 8.1
  • Room Length: 16.3
  • Room Level: First
  • Room Type: Foyer
  • Room Width: 8.1
Room 16
  • Room Description: wood burning fireplace and built-ins
  • Room Dimensions: 23.3 x 15
  • Room Length: 23.3
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 7122 Bay Crest Road

DateEvent & SourcePriceAppreciation
Aug 10, 2025

Listed (Active)

CPAR #777458

$699,000—
Jan 13, 2017

Sold

CPAR #650093

$335,000—
Jan 12, 2017

Sold (Public Record)

Public Record #593511135

$335,000

+14.2% / yr

Nov 17, 2016

Pending

CPAR #650093

—
Aug 31, 2016

Listed (Active)

CPAR #650093

$349,000—
Nov 15, 2013

Sold (Public Record)

Public Record #376790469

$220,000

-6.5% / yr

Nov 15, 2013

Sold

CPAR #505352

$220,000—
Aug 5, 2013

Pending

CPAR #505352

—
Apr 6, 2012

Listed (Active)

CPAR #505352

$369,500—
Aug 28, 2011

Expired

CPAR #415354

$399,900—
Mar 24, 2011

Listed (Active)

CPAR #415354

$450,000—
Feb 23, 2006

Sold (Public Record)

Public Record #191199859

$370,000

+38.9% / yr

Feb 23, 2006

Sold

CPAR #343444

$370,000—
Jan 13, 2006

Pending

CPAR #343444

—
Dec 15, 2005

Listed (Active)

CPAR #343444

$425,000—
Dec 14, 2004

Sold (Public Record)

Public Record #148691822

$250,000

+311.2% / yr

Jun 2, 2003

Sold (Public Record)

Public Record #113735707

$28,500

-96.6% / yr

Oct 22, 2002

Sold (Public Record)

Public Record #102269840

$225,000—
Oct 18, 2002

Sold

CPAR #302264

$225,000—
Feb 8, 2002

Listed (Active)

CPAR #302264

$265,000—
DateEvent & SourcePrice
08/10/2025

Listed (Active)

CPAR #777458

$699,000
01/13/2017

Sold

CPAR #650093

$335,000
01/12/2017

Sold (Public Record)

Public Record #593511135

$335,000

+14.2% / yr

11/17/2016

Pending

CPAR #650093

—
08/31/2016

Listed (Active)

CPAR #650093

$349,000
11/15/2013

Sold (Public Record)

Public Record #376790469

$220,000

-6.5% / yr

11/15/2013

Sold

CPAR #505352

$220,000
08/05/2013

Pending

CPAR #505352

—
04/06/2012

Listed (Active)

CPAR #505352

$369,500
08/28/2011

Expired

CPAR #415354

$399,900
03/24/2011

Listed (Active)

CPAR #415354

$450,000
02/23/2006

Sold (Public Record)

Public Record #191199859

$370,000

+38.9% / yr

02/23/2006

Sold

CPAR #343444

$370,000
01/13/2006

Pending

CPAR #343444

—
12/15/2005

Listed (Active)

CPAR #343444

$425,000
12/14/2004

Sold (Public Record)

Public Record #148691822

$250,000

+311.2% / yr

06/02/2003

Sold (Public Record)

Public Record #113735707

$28,500

-96.6% / yr

10/22/2002

Sold (Public Record)

Public Record #102269840

$225,000
10/18/2002

Sold

CPAR #302264

$225,000
02/08/2002

Listed (Active)

CPAR #302264

$265,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 7122 Bay Crest Road

Taxable ValueLand-Additions-Total-
Tax Record2025$3,324 ($277 / month)
Home Facts
Beds3Total Finished SqFt2,329 SqFtAbove Grade Finished SqFt2,329 SqFtStories1Lot Size31,581 SqFtStyleSingle Family ResidenceYear Built1975Year Renovated1995ZoningBC16CountyBAYAPN07966-000-000Fireplace TypeHas Fireplace

Schools near 7122 Bay Crest Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Southport Elementary School
Public - PK to 5
Deane Bozeman School
Public - PK to 12
North Bay Haven Charter Academy Middle School
Charter - 6 to 8
North Bay Haven Career Academy
Charter - 9 to 12
Rating
School
Distance
Southport Elementary School
PublicPK to 5

Deane Bozeman School
PublicPK to 12

North Bay Haven Charter Academy Middle School
Charter6 to 8

North Bay Haven Career Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 7122 Bay Crest Road, Panama City, FL 32409

7122 Bay Crest Road is a single family home for sale in Panama City, FL 32409. This property was listed for sale on August 11, 2025 by ERA Neubauer Real Estate, Inc, it's currently listed at $699,000. It has been on the market for a total of 185 days and was last sold on January 13, 2017. This listing's school district is Bay. Nearby schools include Southport Elementary School, Deane Bozeman School and North Bay Haven Charter Academy Middle School. 7122 Bay Crest Road is a 4-bed, 3-bath, 2,729 sqft single family home built in 1975.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of ERA Neubauer Real Estate, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.