Active
3 beds1,260 sqft
72 Church St, Waterloo, NY 13165
Est: $1,485/moGet pre-approved
Single FamilyProperty Type
0.28 acresLot Size
1978Year Built
$167/sq ftPrice per sq ft
1 carParking Spaces

Description

Single-story living in the village of waterloo! Welcome to this well-cared-for ranch-style home situated on a generous lot of over a quarter acre with a spacious backyard, paved driveway, attached one-car garage, and large rear deck. Step inside through the convenient breezeway, complete with a guest closet, before entering the bright and spacious eat-in kitchen. The kitchen comes fully applianced and features a breakfast bar for additional seating. Sliding glass doors lead directly to the large...Single-story living in the village of waterloo! Welcome to this well-cared-for ranch-style home situated on a generous lot of over a quarter acre with a spacious backyard, paved driveway, attached one-car garage, and large rear deck. Step inside through the convenient breezeway, complete with a guest closet, before entering the bright and spacious eat-in kitchen. The kitchen comes fully applianced and features a breakfast bar for additional seating. Sliding glass doors lead directly to the large back deck overlooking the roomy, sun-filled yard with shed, perfect for gardening, entertaining, or simply enjoying the outdoors. The large front living room offers vinyl flooring and plenty of space for comfortable everyday living. You’ll find three generously sized bedrooms with closets and an updated full bath featuring newer vinyl flooring, a walk-in shower, and updated fixtures. A convenient first-floor laundry area with utility sink makes true single-story living easy. The attached one-car garage provides direct access to the home—no need to worry about the weather when bringing in groceries! A full basement offers a workbench, sink area, plenty of storage, and an additional finished room that could serve as a home office, hobby room, or additional living space. Updates include: siding, soffits and front porch posts in 2014; furnace and central air in 2009; roof in 2010; hot water tank in 2022; new garage door opener in 2026; and new sump pump with backup system in 2026. With many improvements already completed, this home is an excellent choice for a first-time buyer or anyone looking to downsize and enjoy convenient one-level living. Located close to Waterloo schools, downtown shopping, banking and everyday conveniences, with easy access to the NYS Thruway and del Lago Resort & Casino.
1 day on Market
  • Listed by: Belinda A. Fratto 315.781.7653 Belindafratto@gmail.com • Howard Hanna
Last updated: 09/21/2026 08:48 AM • Source: WNYREIS, MLS#: R1714036

Location

Listing Courtesy of Howard Hanna
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$1,485 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,085

Property Taxes

$400

HOA Dues

$0

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Property Information for 72 Church Street

Property Details
  • Taxes: $4,805 / year
  • MLS Type: Residential / Single Family Residence
  • Styles Of Residence: Ranch
  • On Waterfront: No
  • Parking Description: Attached, Garage, Storage, Garage Door Opener
  • Nearest Cross Street: Route 96
Building Information
  • Stories: 1
  • Year Built: 1978
  • Lot Size: 0.28 AC / 12,197 SF
Summary
Location and General Information
  • Elementary School District: Waterloo
  • High School District: Waterloo
  • Middle Or Junior School District: Waterloo
  • Village: Waterloo-Village
  • Human YN: Yes
Parking
  • Attached Garage YN: Yes
  • Garage Spaces per Apt: 1.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Waterloo Village-Waterloo-453801
  • Tax Annual Amount: $4,805.00
Property
Lot Information
  • Building Area Total: 1260.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Size Square Feet: 12197.0
  • Lot Size Units: Acres
  • Parcel Number: 453801-005-000-0002-053-112-0000
  • Road Frontage: City Street
  • Lot Number: 53
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $96,400
  • Year Built: 1978
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Connected
  • Utilities Available: High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Copper Plumbing
  • Exterior Features: Blacktop Driveway, Deck, Patio
  • Foundation Description: Block
  • Patio And Porch Features: Deck, Open, Patio, Porch
  • Roof Description: Asphalt
Interior Features
  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
  • Basement Description: Full, Sump Pump
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Varies, Vinyl
  • Heating: Electric, Baseboard
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Entrance Foyer, Eat In Kitchen, Separate Formal Living Room, Home Office, Bedroom On Main Level
  • Laundry Features: Main Level
  • Levels: One
  • Sq Ft Total: 1260.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 3
  • Num Of Rooms: 6
  • Window Features: Storm Windows, Wood Frames
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 1
  • Stories Total: 1

Property History for 72 Church Street

DateEvent & SourcePriceAppreciation
Sep 20, 2026

Listed (Active)

WNYREIS #R1714036

$209,900
Sep 20, 2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #R1714036

$209,900
Mar 18, 2009

Sold (Public Record)

Public Record #1307148998

$82,000
DateEvent & SourcePrice
09/20/2026

Listed (Active)

WNYREIS #R1714036

$209,900
09/20/2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #R1714036

$209,900
03/18/2009

Sold (Public Record)

Public Record #1307148998

$82,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 72 Church Street

Taxable ValueLand$18,200Additions$78,200Total$96,400
Tax Record2024$3,339 ($278 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,260 SqFtAbove Grade Finished SqFt1,260 SqFtStories1Lot Size12,197 SqFtStyleSingle Family ResidenceYear Built1978Zoning02 - SINGLE RCountySENECAAPN453801 05-2-53.112

Schools near 72 Church Street

This home is within Waterloo Central School District.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Skoi Yase School
PublicPK to 2

La Fayette School
Public3 to 5

Waterloo Middle School
Public6 to 8

Waterloo High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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72 Church Street is a single family home for sale in Waterloo, NY 13165. This property was listed for sale on September 20, 2026 by Howard Hanna, it's currently listed at $209,900. It has been on the market for a total of 1 days and was last sold on March 18, 2009. This listing's school district is Waterloo Central School District. Nearby schools include Skoi Yase School, La Fayette School and Waterloo Middle School. 72 Church Street is a 3-bed, 1-bath, 1,260 sqft single family home built in 1978.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Howard Hanna

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.