727 Harvey Peninsula Road
Closed 12/22/25Virtual Tour
Closed 12/22/25Virtual Tour
Last Sold Price
$1,375,000
Description
Lakefront Stone Cottage on Deep Creek Lake! Discover the perfect blend of classic charm and modern comfort in this updated 3-bedroom, 2-bath lakefront stone cottage nestled along the serene shores of Deep Creek Lake. Set on a level, open lakefront lot with deep water access and a private boat dock, this home offers an ideal retreat for lake lovers and outdoor enthusiasts alike. Great history abounds as this house was originally built by the Harvey family when the peninsula parcel was divided. Step...Lakefront Stone Cottage on Deep Creek Lake! Discover the perfect blend of classic charm and modern comfort in this updated 3-bedroom, 2-bath lakefront stone cottage nestled along the serene shores of Deep Creek Lake. Set on a level, open lakefront lot with deep water access and a private boat dock, this home offers an ideal retreat for lake lovers and outdoor enthusiasts alike. Great history abounds as this house was originally built by the Harvey family when the peninsula parcel was divided. Step inside to a spacious family room featuring a massive stone fireplace and a wall of windows framing breathtaking lake views that opens to a lakeside deck. The open layout is complemented by new luxury vinyl tile and ceramic tile flooring throughout, creating a fresh, cohesive feel. The one-story level floor plan makes access to the home and navigation inside a breeze! The modern kitchen is designed for both style and function, showcasing stainless steel appliances, a tiled backsplash, and ample cabinetry for all your culinary needs. The primary suite overlooks the lake and opens directly onto the lakeside porch, perfect for morning coffee or evening sunsets. The private bath is generously sized and features a double vanity and modern finishes. Two additional bedrooms share a well-appointed full bathroom, providing comfort for family and guests. Thoughtful details like the entryway bench with hooks and cubbies add convenience and character - and also including heated tile bathroom floors. Outside, walk down the fieldstone path and enjoy the beautifully crafted stone patio and fire pit just steps from the water’s edge—ideal for entertaining or relaxing by the fire. A stacked stone-built lakefront retaining wall enhances the property’s timeless appeal and stability. This offering includes two additional parcels: the lakefront buy-down lot and a separate back lot with public sewer access, providing potential for an additional full-size single-family residence. Located just minutes from Deep Creek Lake State Park, marinas, restaurants, and the Wisp Resort ski area, this property offers an unbeatable combination of tranquility and accessibility. This home is a well established VRBO rental. Whether you’re seeking a year-round residence, a vacation getaway, or an investment opportunity, this Deep Creek Lakefront stone cottage is a rare find that combines rustic elegance, modern updates, and premium lakefront living. The same owners for 34 years!
LISTING CLOSED: 12/22/2025 12:00 AM
- Listed by Michael N Kennedy • Railey Realty, Inc.P: (301) 616-6106 mkennedy@railey.com
Property Details for 727 Harvey Peninsula Road
Status
MLS #
MDGA2010596
Days on Market
22
Taxes
$8,114 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Fee Simple
Year Built
1967
Lot Size
0.75 AC / 32,867 SF
County
Tax ID Number
1218008599
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Cabin/Lodge
Levels/Stories
1
Waterfront
Yes
Waterfront Features
Private Dock Site
Views
Lake, Water
Garage
No
Expected On Market Date
11-05-2025
Subdivision
HARVEY PENINSULA
Subdivision
HARVEY PENINSULA (GARRETT MD)
Central Air
No
Basement
No
Above Grade Finished SQFT
1,370.00
Above Grade Fin SQFT Source
Assessor
Below Grade Finished SQFT
.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
.00
Below Grade Unfin SQFT Source
Assessor
Total Below Grade SQFT
.00
Total Below Grade SQFT Source
Assessor
New Construction
No
Location
Listing Courtesy of Railey Realty, Inc.
Sold By Railey Realty, Inc.
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Virtual Tour
Building Information for 727 Harvey Peninsula Road
Stories1Year Built1967Building Size-Lot Size0.75 AC / 32,867 SF
Payment Calculator
$7,665 per month
30 year fixed, 6.55% Interest
Principal and Interest
$6,989
Property Taxes
$676
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 727 Harvey Peninsula Road
Location
Location
- In City Limits: No
- School District Name: GARRETT COUNTY PUBLIC SCHOOLS
- School District County ID: 121139907558
- SchoolDistrictSource: Listing Agent
- County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
- Water View: Yes
- Water Access: Yes
- Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Public Access, Waterski/Wakeboard
- Water Oriented: Yes
- Navigable Water: Yes
- Water Body Name: Deep Creek Lake
- Water Body Type: Lake
- Water Frontage In Feet: 99.0
- Docks Count: 1
- Dock Type and Features: Type A, Floating
- Dock/Slip Conveys Y/N: true
- Dock/Slip Conveyance: Physical Dock/Slip Conveys
- Slips Count: 1
- Boats Power Count: 3-5
- Boats Nonpower Count: 1
Association / Community Info
Association / Community Info
- Senior Community: No
Taxes and Assessment
Taxes and Assessment
- Tax Year: 2025
- Tax Assessed Value: $716,800
- Year Assessed: 2025
- County Tax: $8,114
- Improvement Assessed Value: $284,100
- Land Assessed Value: $432,700
- Clean Green Assessed: No
- Land Use Code: R
- Zoning: LR
- Zoning Dscrp: Lake Residential
- Tax Lot: 377
- School Tax: $0
- Tax Page Number: 482
- Automatically Update Tax Values Y/N: Yes
Rooms
Main
- # Bedrooms Count Main Level: 3
- # Bathrooms Count Main Level: 2
- # Bathrooms Full Main Level: 2
- # Bathrooms Half Main Level: 0
Rooms
- Stories: Main
Building Info
Building Info
- Total Finished SQFT: 1,370.00
- Total Finished SQFT Source: Assessor
- Tax Total Finished SQFT: 1,370.00
- Total SQFT: 1,370.00
- Total SQFT Source: Assessor
- Construction Materials: Frame, Stone
- Roof: Shingle
- Wall and Ceiling Types: Wood Ceilings, Wood Walls, Vaulted Ceilings
- Flooring Type: Ceramic Tile, Luxury Vinyl Tile
- Foundation Details: Crawl Space
- Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
- # Bathrooms Full: 2
- # Bathrooms Half: 0
- Other Structure: Shed
Lot / Land Information
Lot / Land Information
- Lot Size Source: Assessor
- Lot Features: Additional Lot(s)
- Building Sites: 2.00
- Road Surface Type: Paved
- Road Responsibility: City/County
- Location Type: Lake
- Parcel ID: 15658202
- Additional Parcels: Yes
- Addl Parcels Descrp: Additional building lot and buy-down parcel
Parking
Parking
- Type Of Parking: Driveway
Interior Features
Interior Features
- Interior Features: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Upgraded Countertops
- Fireplace: Yes
- Fireplaces Count: 1
- Fireplace Features: Stone, Mantel(s), Insert, Wood
- Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Stacked
- Accessibility Features: None
- Door Features: Sliding Glass
- Window Features: Casement
- Laundry Type: Main Floor
- Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=PKMBSJAHYuG&mls=1
Exterior Features
Exterior Features
- Outdoor Living Structures: Deck(s), Porch(es)
- Pool: No Pool
Utilities
Utilities
- Utilities: Cable TV, Electric Available, Phone, Sewer Available
- Heating: Yes
- Cooling Type: Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Baseboard - Hot Water, Baseboard - Electric
- Heating Fuel: Electric
- Hot Water: 60+ Gallon Tank, Electric
- Water Source: Well
- Sewer Septic: Public Sewer
- Internet Services: Cable
Confidential Data
Listing Office
- List Agent AOR: Garrett County Board of REALTORS
- List Agent URL: https://www.realestatedeepcreek.com
Property History for 727 Harvey Peninsula Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Dec 22, 2025 | Closed (Public Record) Public Record #1924359655 | $1,375,000 | — |
| Dec 22, 2025 | Closed BRIGHT #MDGA2010596 | $1,375,000 | — |
| Nov 26, 2025 | Pending BRIGHT #MDGA2010596 | — | |
| Nov 26, 2025 | Active Under Contract BRIGHT #MDGA2010596 | — | |
| Nov 5, 2025 | Listed (Active) BRIGHT #MDGA2010596 | $1,449,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 12/22/2025 | Closed (Public Record) Public Record #1924359655 | $1,375,000 |
| 12/22/2025 | Closed BRIGHT #MDGA2010596 | $1,375,000 |
| 11/26/2025 | Pending BRIGHT #MDGA2010596 | — |
| 11/26/2025 | Active Under Contract BRIGHT #MDGA2010596 | — |
| 11/05/2025 | Listed (Active) BRIGHT #MDGA2010596 | $1,449,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 727 Harvey Peninsula Road
Taxable ValueLand-Additions-Total-
Tax Record2026$9,529 ($794 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,370 SqFtAbove Grade Finished SqFt1,370 SqFtStories1Lot Size32,867 SqFtStyleSingle Family ResidenceYear Built1967Year Renovated1967ZoningRCountyGARRETTAPN18-008599
Schools near 727 Harvey Peninsula Road
This home is within Garrett County Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 6 | |||
| Public - | 6 to 8 | |||
| Public - | 7 to 12 |
Rating | School | Distance |
|---|---|---|
Broad Ford Elementary School PublicPK to 6 | ||
Southern Middle School Public6 to 8 | ||
Southern Garrett High School Public7 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 727 Harvey Peninsula Road, Swanton, MD 21561 | $1,375,000 | 3 | 2 | 1,370 | 32,867 |
$225,000 | – | 1 | 1,503 | 20,037 | |
$392,500 | – | 2 | 2,004 | 28,120 | |
$840,000 | – | 2 | 2,083 | 38,619 | |
$1,085,000 | – | 3.5 | 3,037 | 18,294 | |
$559,000 | 3 | 2 | 2,048 | 17,817 | |
– | – | – | – | – | |
– | – | 2 | 1,632 | 16,552 | |
– | – | 2.5 | 2,376 | 13,145 | |
– | – | – | – | 2,178 | |
– | – | 1 | 960 | 20,473 | |
$275,000 | – | – | – | 53,143 | |
$175,000 | – | – | – | 74,487 | |
– | – | 2 | 3,711 | 72,205 | |
– | – | 1 | 1,248 | 8,789 | |
$950,000 | – | 3.5 | 1,560 | 39,100 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Railey Realty, Inc.
© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 12/22/2025 03:30 PM