7348 Highway 20

Freeport, FL 32439

$2,500,000
Price
5
Beds
5,918 Sq. Ft.
$422 / Sq. Ft.
5,918
Sq. Ft.
$422
per Sq. Ft.
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Hwy 20 Night Front
Hwy 20 Lake shot gorgeous
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Hwy 20 Arial
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Description

Some properties are built. Others are discovered. Hidden beneath the sweeping canopy of century-old live oaks where sunlight filters through draping branches and water views peek through the trees, this extraordinary 1.34-acre waterfront estate offers an experience that feels increasingly impossible to find along the Emerald Coast. Spanning nearly 6,000 square feet across three levels, this impressive brick residence combines scale, flexibility, and waterfront living in a way few properties can....Some properties are built. Others are discovered. Hidden beneath the sweeping canopy of century-old live oaks where sunlight filters through draping branches and water views peek through the trees, this extraordinary 1.34-acre waterfront estate offers an experience that feels increasingly impossible to find along the Emerald Coast. Spanning nearly 6,000 square feet across three levels, this impressive brick residence combines scale, flexibility, and waterfront living in a way few properties can. Offering five bedrooms, four-and-a-half bathrooms, elevator access to all levels, hardwood flooring throughout, and private en-suites for every bedroom, this home was designed for buyers who need more than space--they need options. The thoughtful floor plan creates exceptional opportunities for multi-generational living, large households, guest accommodations, or those seeking a property capable of adapting alongside changing needs. Whether housing multiple generations under one roof or creating separate spaces for long-term guests, the layout provides both connection and privacy. At the center of the home, the gourmet kitchen opens into expansive gathering spaces designed for entertaining on every scale. Multiple screened porches create natural extensions of the living spaces, offering peaceful mornings beneath the oaks, sunset dinners overlooking the water, and spaces large enough to host celebrations, holidays, and unforgettable gatherings. The second level creates one of the home's most remarkable living spaces with walls of windows stretching across the home, flooding interiors with natural light while showcasing stunning basin bayou views that shift beautifully throughout the day. Storage, recreation, and flexibility were clearly part of the vision behind this property. The third floor is finished and a blank canvas that could be used for 2000 sqft of storage or creative options that fit your vision. Two oversized drive-through bay garages create extraordinary opportunities for RV storage, boats, workshops, recreational vehicles, watercraft, or collections that require more than traditional garage space can offer. Outside, the possibilities expand even further. Launch a kayak or paddleboard directly from your property and explore the waterways leading toward the bay. Spend the day fishing in the lake or head toward the bay by way of the low bridge near the locals' favorite, Nick's Seafood Restaurant. Bring the boat, the RV, the jet skis, and all the water toys because this property offers one luxury that has become increasingly rare--freedom. No HOA. No restrictive covenants. Located along Highway 20 with convenient access to Destin, marinas, dining, shopping, and the white sand beaches of the Emerald Coast, this property offers the rare combination of waterfront privacy while remaining connected to everything that makes coastal living desirable. Luxury homes exist, Waterfront homes exist, Large homes exist. However, properties that combine all three with acreage, unrestricted use, multi-generational functionality, income potential, and a setting this remarkable are extraordinarily uncommon. There is simply not another property like this. Waterfront living without compromise. Unlimited potential with room to create whatever comes next. Call for your private tour today.
  1. Listed by Beverly J Buck • Brokerage DRE #2028448 • Coldwell Banker Realty
    P: (850)-333-0413 C: (850)-333-0413 beverly.buck@floridamoves.com
  2. Listed by Michelle E Thierwechter • Brokerage DRE #2028448 • Coldwell Banker Realty
    P: (864)-256-6341 C: (864)-256-6341 Michelle.thierwechter@cbrealty.com

Property Details for 7348 Highway 20

Waterfront Features
Bayou
View
Bayou, Bay
Zoning
County, Resid Single Family, Unrestricted
Architectural Style
Southern
Subdivision Name
N/A
Waterfront YN
Yes
LISTING UPDATED: 06/11/2026 12:14 PM

Property Details for 7348 Highway 20

StatusActive
MLS #1004433
Days on Market12
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2007
Lot Size1.34 AC / 58,370 SF
CountyWalton County
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Location

Listing Courtesy of Coldwell Banker Realty
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Building Information for 7348 Highway 20

Stories3Year Built2007Building Size-Lot Size1.34 AC / 58,370 SF

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$13,239 per month

30 year fixed, 6.36% Interest

Principal and Interest

$12,458

Property Taxes

$781

HOA Dues

$0

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Property Information for 7348 Highway 20

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Dock, Fishing, Pets Allowed, Waterfront
  • Directions: Heading east past Freeport-remain on Hwy 20 heading toward the choctawhatchee bay7348 W State Highway 20, will be on your right-hand side near the waterfront area by Nick's Seafood
  • Road Frontage Type: County Road
  • MLS Area Minor: 2002 - Choctaw Beach
  • MLS Area Major: 20 - Freeport
  • Latitude: 30.485934
  • Longitude: -86.247086
  • Location Tax and Legal:Sub Area: 2002 - Choctaw Beach
  • Location Tax and Legal:Elementary School: Freeport
  • Location Tax and Legal:Middle School: Freeport
  • Location Tax and Legal:High School: Freeport
  • Location Tax and Legal:Legal Description: COMNE/CSEC21,S00 DEG42'53''WONELNSEC 21 1192,93 FtTOAPTOFAWITHCENTERLINEOFSTREETRD20
  • Project Facilities: Dock2, Fishing, Pets Allowed2, Short Term Rental - Allowed, Waterfront
  • Garage: true
Taxes and HOA
  • Tax Legal Description: COMNE/CSEC21,S00 DEG42'53''WONELNSEC 21 1192,93 FtTOAPTOFAWITHCENTERLINEOFSTREETRD20
  • Parcel Number: 21-1S-20-32000-020-0010
  • Association Fee: $0
School Information
  • Elementary School: Freeport
  • Middle Or Junior School: Freeport
  • High School: Freeport
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Garage, Boat, Guest, Oversized, RV, See Remarks
  • Garage Spaces: 4.0
  • General Property Info:Driveway Spaces: 10.0
  • Parking Features: Boat, Garage3, Garage Attached, Guest, Oversized, RV, See Remarks4
Virtual Tour
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 404x150x384x97
  • Lot Size Acres: 1.34
  • Lot Size Area: 1.34
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Cleared, Flood Insurance Req, Interior, Level, Survey Available, Wooded
  • Building Area Total: 5918.0
  • Lot Size Square Feet: 58370.4
  • General Property Info:SqFt Source: Building Plan
  • Waterfront: Bayou
  • Waterfront Feet 2: 144' Approx
  • Waterview: Bay2, Bayou2
  • LotParcel Access: County Road, Paved Road, See Remarks5
  • Lot Features: Cleared, Flood Insurance Req, Interior, Level, Survey Available, Wooded
Property and Assessments
  • Road Surface Type: Paved
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2007.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Southern
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Brick, Foundation On Piling, Roof Metal, Slab, Trim Vinyl
  • Occupancy Status: Vacant
Utilities
  • Sewer: Septic Tank
  • Utilities: Electric, Gas - Natural, Underground
  • Water Source: Well
  • Electric: True
  • Utilities: Electric, Gas - Natural, Private Well, Septic Tank, Underground
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, See Remarks, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Rain Gutter, Dock, Lawn Pump
  • Construction Materials: Brick, Trim Vinyl
  • Foundation Details: Foundation On Piling, Slab
  • Stories: 3.0
  • Patio And Porch Features: Deck Covered, Deck Enclosed, Porch Screened
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Deck Covered, Deck Enclosed, Dock, Lawn Pump, Porch Screened, Rain Gutter
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Built-In Bookcases, Elevator, Fireplace, Lock Out, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Woodwork Stained
  • Flooring: Floor Hardwood, Floor Tile
  • Window Features: Window Treatment All
  • Room Type: Family Room, Dining Room, Master Bedroom, Recreation Room, Bedroom, Kitchen
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 5.0
  • Bathrooms Total Decimal: 4.5
  • Bathrooms Total Notational: 4.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 4.0
  • Bathrooms Half: 1.0
  • Interior: Built-In Bookcases, Elevator, Fireplace, Floor Hardwood, Floor Tile, Furnished - None, Lock Out, Pantry, Shelving, Split Bedroom, WasherDryer Hookup, Window Treatment All, Woodwork Stained
  • Appliances: Auto Garage Door Opn, Dryer, Range Hood, Refrigerator, Smoke Detector, StoveOven Gas, Washer
  • Furnished: Furnished - None
Room Information
Room 1
  • Room Type: Family Room
  • Room Level: Second
  • Room Length: 24.0
  • Room Width: 14.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 24 x 14
Room 2
  • Room Type: Dining Room
  • Room Level: Second
  • Room Length: 24.0
  • Room Width: 12.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 24 x 12
Room 3
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 24.0
  • Room Width: 14.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 24 x 14
Room 4
  • Room Type: Recreation Room
  • Room Level: Third
  • Room Length: 28.0
  • Room Width: 74.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 28 x 74
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 12.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 18 x 12
Room 6
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 12.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 18 x 12
Room 7
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 24.0
  • Room Description: Measurements are approximate
  • Room Dimensions: 24 x 12
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 7348 Highway 20

DateEvent & SourcePriceAppreciation
Jun 2, 2026

Listed (Active)

ECAR #1004433

$2,500,000—
Nov 14, 2005

Sold (Public Record)

Public Record #168913651

$400,000—
DateEvent & SourcePrice
06/02/2026

Listed (Active)

ECAR #1004433

$2,500,000
11/14/2005

Sold (Public Record)

Public Record #168913651

$400,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 7348 Highway 20

Taxable ValueLand$172,374Additions$943,740Total$1,116,114
Tax Record2024$9,374 ($781 / month)
Home Facts
Beds5Total Finished SqFt7,280 SqFtAbove Grade Finished SqFt7,280 SqFtStories3Lot Size64,469 SqFtStyleSingle Family ResidenceYear Built2007ZoningBAYNCountyWALTONAPN21-1S-20-32000-020-0010

Schools near 7348 Highway 20

This home is within Walton.
Rating
School
Type
Grades
Distance
Freeport Elementary School
Public - K to 4
Freeport Middle School
Public - 5 to 8
Freeport Senior High School
Public - 9 to 12
Seaside Neighborhood School
Charter - 5 to 12
Rating
School
Distance
Freeport Elementary School
PublicK to 4

Freeport Middle School
Public5 to 8

Freeport Senior High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 7348 Highway 20, Freeport, FL 32439

7348 Highway 20 is a single family home for sale in Freeport, FL 32439. This property was listed for sale on June 2, 2026 by Coldwell Banker Realty, it's currently listed at $2,500,000. It has been on the market for a total of 12 days and was last sold on November 14, 2005. This listing's school district is Walton. Nearby schools include Freeport Elementary School, Freeport Middle School and Freeport Senior High School. 7348 Highway 20 is a 5-bed, 5-bath, 5,918 sqft single family home built in 2007.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.