739 Elgin St

Cherry Valley, IL 61016

$279,000
Price
4
Beds
4
Baths
2,928 Sq. Ft.
$95 / Sq. Ft.
2,928
Sq. Ft.
$95
per Sq. Ft.
a front view of a house with a yard
a front view of a house with a yard and swimming pool
a view of an empty room with wooden floor and a window
a view of an empty room with wooden floor and a window
a view of empty room with wooden floor
a kitchen with cabinets and window
a white refrigerator freezer sitting inside of a kitchen
a view of a kitchen with white cabinets
an empty room with windows
a view of an empty room with a window
an empty room with wooden floor and window
a view of a big room with wooden floor and windows
a bathroom with a toilet a sink and mirror
a bathroom with a sink toilet and a mirror
an empty room with windows and fan
a view of an empty room with a ceiling fan
a bathroom with a granite countertop sink mirror vanity and toilet
a view of an empty room with wooden floor and a window
a view of an empty room
a view of empty room with wooden ceiling
a view of a room with gym equipment
a view of storage and utility room
a view of a room with wooden ceiling
a view of a chairs and table in a patio
a view of an empty room
a view of a room with wooden walls
a front view of a house with a yard
a kitchen with white cabinets and white appliances
a kitchen with stainless steel appliances a refrigerator sink and cabinets
a kitchen with a refrigerator sink stove and cabinets
a kitchen with granite countertop white cabinets and refrigerator
a view of an empty room with wooden floor and a window
an empty room with wooden floor and windows
a view of an empty room with wooden floor and a window
a bathroom with a sink a mirror and a shower curtain
an empty room with wooden floor and windows
an empty room with wooden floor and closet
a front view of a house with a yard
a front view of a house with a garden and yard
a view of a house with a yard
a view of a white house with a big yard

Description

Discover this spacious duplex located in the heart of Cherry Valley offering classic downtown character and a versatile layout. One unit features a large 3 bedroom 3 bathroom floor plan with an attached 2 car garage a living room family room and a generous eat in kitchen. The second unit is an efficient 1 bedroom 1 bathroom layout with a living room and kitchen space. Property is currently on well and septic but will be converted to city water and sewer prior to closing. Additional features include...Discover this spacious duplex located in the heart of Cherry Valley offering classic downtown character and a versatile layout. One unit features a large 3 bedroom 3 bathroom floor plan with an attached 2 car garage a living room family room and a generous eat in kitchen. The second unit is an efficient 1 bedroom 1 bathroom layout with a living room and kitchen space. Property is currently on well and septic but will be converted to city water and sewer prior to closing. Additional features include an unfinished open basement with laundry and storage and a tree lined half acre lot providing ample outdoor space. Please independently verify all information, including room sizes and taxes.
  1. Listed by Patrick Sullivan • DICKERSON & NIEMAN
    P: (815)-218-1534 patricks@dickersonnieman.com

Property Details for 739 Elgin Street

Style
2 Story
Total # of Parking Spaces
6
LISTING UPDATED: 11/21/2025 11:31 AM

Property Details for 739 Elgin Street

StatusActive And Available
MLS #202507231
Days on Market36
Taxes$4,439 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / 2 Units
Year Built1940
Lot Size-
CountyWinnebago County

Location

Listing Courtesy of DICKERSON & NIEMAN
Add your commute

Building Information for 739 Elgin Street

Stories2Residences2Year Built1940Building Size-Lot Size-

Payment Calculator

$1,749 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,379

Property Taxes

$370

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 739 Elgin Street

Summary
Location and General Information
  • City: CHERRY VALLEY
  • State: IL
  • Zip: 61016
  • Address: 739 Elgin Street
  • County: Winnebago County
  • Zip Code: 61016
  • Year Built: 1940
  • School District: Rockford 205
  • Elementary School 1: Cherry Valley Elementary
  • Middle School: Bernard W Flinn Middle
  • High School: Jefferson High
  • Township: Cherry Valley Township
  • County GIS: https://wingis.org/maps/PropertySearch.html?Pin=1601254005
Taxes and HOA
  • Tax Year: 2024
  • Taxes: $4,439
Property
Lot Information
  • Est Below Grade Fin SqFt: 0
  • Est Total Finished Sq. Ft.: 2928
  • Est Above Grade SqFt: 2928
Property and Assessments
  • Class: MULTIFAMILY
  • Type: 2 Units
Utilities
  • Water: City
  • Sewer: City
  • Electric: Circuit Breaker
  • Separate Utilities: No
  • Separate Electric Y/N: Yes
  • Separate Water Y/N: No
Interior and Exterior Features
Exterior Features
  • Exterior: Vinyl
  • General Features: Additional Parking, Laundry in Building, Storage Area
  • Roof: Shingle
Interior Features
  • Basement Type: Full
  • Water Heater: Gas
  • Heating: Hot Water/Steam
  • Cooling: Window Unit
  • Appl Stay/Incl: Dryer, Refrigerator, Stove/Cooktop, Washer
  • Basement Y/N: Yes
  • Separate Heat Y/N: No
  • Washer/Dryer CoinOp Y/N: No
  • Washer/Dryer Hookup Y/N: Yes
  • Washer/Dryer Y/N: Yes
Multi Family
Income and Expenses
  • Insurance/YR: $0
  • Maintenance/YR: $0
  • Management/YR: $0
  • Utilities/YR: $0
  • Legal/Account/YR: 0
  • Other/YR: 0
Multi Family Information
  • Number of Floors in Bldg: 2
  • Number of Tenants in Bldg: 0
  • Number of Units: 2
Unit 1
  • Unit 1 Range: Yes
  • Unit 1 Garage Capacity: 2
  • Unit 1 # Beds: 3
  • Unit 1 AC: N
  • Unit 1 Refrigerator: Yes
  • Unit 1 # Rooms: 6
  • Unit 1 # Baths: 3
  • Unit 1 Heat: Y
  • Unit 1 SqFt: 1928
  • Unit 1 Lease/Deposit: 0
  • Unit 1 Rent: 0
Unit 2
  • Unit 2 Range: Yes
  • Unit 2 Garage Capacity: N
  • Unit 2 # Beds: 1
  • Unit 2 AC: N
  • Unit 2 Refrigerator: Yes
  • Unit 2 # Rooms: 3
  • Unit 2 # Baths: 1
  • Unit 2 Heat: Y
  • Unit 2 SqFt: 1000
  • Unit 2 Lease/Deposit: N
  • Unit 2 Rent: 0
Rental
Rent Information
  • Lease: No

Property History for 739 Elgin Street

DateEvent & SourcePriceAppreciation
Nov 20, 2025

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202507231

$279,000—
DateEvent & SourcePrice
11/20/2025

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202507231

$279,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 739 Elgin Street

Taxable ValueLand$10,711Additions$58,312Total$69,023
Tax Record2024$4,439 ($370 / month)
Home Facts
Total Finished SqFt2,928 SqFtAbove Grade Finished SqFt2,928 SqFtStories1Lot Size17,860 SqFtStyleDuplexYear Built1940ZoningR3CountyWINNEBAGOAPN16-01-254-005

Schools near 739 Elgin Street

This home is within Rockford School District 205.
Rating
School
Type
Grades
Distance
White Swan Elementary School
Public - K to 5
Bernard W Flinn Middle School
Public - 6 to 8
Jefferson High School
Public - 9 to 12
Cherry Valley Elementary School
Public - 3 to 5
Rating
School
Distance
White Swan Elementary School
PublicK to 5

Bernard W Flinn Middle School
Public6 to 8

Jefferson High School
Public9 to 12

Cherry Valley Elementary School
Public3 to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 739 Elgin Street, Cherry Valley, IL 61016

739 Elgin Street is a multi-family home for sale in Cherry Valley, IL 61016. This property was listed for sale on November 21, 2025 by DICKERSON & NIEMAN, it's currently listed at $279,000. This listing's school district is Rockford School District 205. Nearby schools include White Swan Elementary School, Bernard W Flinn Middle School and Jefferson High School. 739 Elgin Street is a 4-bed, 4-bath, 2,928 sqft multi-family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of DICKERSON & NIEMAN

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 11/21/2025 11:31 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.