7642 Bent Tree Loop

Open: 10/11 12:00PM - 05:00PM
Open: 10/11 12:00PM - 05:00PM
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Active
$366,900
Est: $2,103/moGet pre-approved
3 beds1,780 sqft

7642 Bent Tree Loop, St. Cloud, FL 34773

Single FamilyProperty Type
0.14 acresLot Size
2026Year Built
$206/sq ftPrice per sq ft
$904/yrHOA Fees
2 carsParking Spaces

Description

Save up to approximately $2,401.90 per year in cdd assessments + $15,000 flex cash + thousands in closing-cost savings! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom,...Save up to approximately $2,401.90 per year in cdd assessments + $15,000 flex cash + thousands in closing-cost savings! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $366,900
CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE
NO CDD
$15,000 FLEX CASH
BUILDER-PAID CLOSING COSTS
ONLY $1,000 DEPOSIT

This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
110 days on Market
  • Listed by: Jannette Rodriguez 407.690.1717 jrsuazorealtor@gmail.com Brokerage DRE #1001177 • ADAMS HOMES REALTY, INC
  • Listed by: Liza Carrasquillo 407.751.8225 lcarrasquillo@adamshomes.com Brokerage DRE #2029251 • ADAMS HOMES REALTY, INC.
Last updated: 10/06/2026 03:11 PM • Source: MFRMLS, MLS#: O6418564
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Location

Listing Courtesy of ADAMS HOMES REALTY, INC, Jannette Rodriguez; ADAMS HOMES REALTY, INC., Liza Carrasquillo
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$2,103 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,959

Property Taxes

$69

HOA Dues

$75

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Property Information for 7642 Bent Tree Loop

Property Details

  • Taxes: $831 / year
  • MLS Type: Residential / Single Family Residence
  • County: Osceola County
  • Subdivision Name: HARMONY CENTRAL PH 2
  • Township: 26
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished

Building Information

  • Year Built: 2026
  • Lot Size: 0.14 AC / 6,098 SF

Summary

Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2122.0
  • Building Area Units: Square Feet
  • Community Features: Pool
  • Direction Faces: East
  • Directions: From Narcoossee Road, take 192 E. for 8 miles towards Melbourne, continue past Harmony, high school and Harmony, Maine, harmony Central would be located on your left
  • Elementary School: Harmony Community School (K-5)
  • Middle Or Junior School: Harmony Middle
  • High School: Harmony High
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 7642
  • Street Name: BENT TREE
  • Street Suffix: LOOP
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Pedro Gutierrez
  • Association Phone: 321-757-7902
  • Association: Yes
  • CDD: No
  • Tax Block: O
  • Tax Book Number: 35-139-144
  • Tax Legal Description: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 7
  • Tax Lot: 7
  • Tax Year: 2025
Virtual Tour

Property

Lot Information
  • Additional Parcels: No
  • Parcel Number: 322632366600000070
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: X 500
  • Living Area: 1780
Property and Assessments
  • Year Built Numeric: 2026
  • Flood Zone Code: X 500
  • Homestead: No
  • New Construction: Yes
  • Property Condition: Completed
  • Public Survey Range: 32
  • Public Survey Section: 32
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Water Connected
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Irrigation System, Sidewalk
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Shingle
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Electric
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Laundry Features: Laundry Room
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 6.0
  • Water View: No
  • Bathrooms Half: 0

Rental

Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 7642 Bent Tree Loop

DateEvent & SourcePriceAppreciation
Oct 1, 2026

Price Change

MFRMLS #O6418564

$366,900—
Sep 16, 2026

Price Change

MFRMLS #O6418564

$391,900—
Jun 20, 2026

Listed (Active)

MFRMLS #O6418564

$411,900—
DateEvent & SourcePrice
10/01/2026

Price Change

MFRMLS #O6418564

$366,900
09/16/2026

Price Change

MFRMLS #O6418564

$391,900
06/20/2026

Listed (Active)

MFRMLS #O6418564

$411,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

7642 Bent Tree Loop

Beds

0

Lot Size

6,098 SqFt

Style

Miscellaneous Vacant Land

County

OSCEOLA

APN

32-26-32-3666-000P-0070

Schools near 7642 Bent Tree Loop

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Harmony Community School
Public - PK to 5
Middle School AA
Public - 6 to 8
Harmony High School
Public - 9 to 12
Mater Academy at St Cloud
Charter - K to 8
Rating
School
Distance
Harmony Community School
PublicPK to 5

Middle School AA
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 7642 Bent Tree Loop, St. Cloud, FL 34773

7642 Bent Tree Loop is a single family home for sale in St. Cloud, FL 34773. This property was listed for sale on June 20, 2026 by ADAMS HOMES REALTY, INC, it's currently listed at $366,900. This listing's school district is The School District of Osceola County. Nearby schools include Harmony Community School, Middle School AA and Harmony High School. 7642 Bent Tree Loop is a 3-bed, 2-bath, 1,780 sqft single family home built in 2026.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of ADAMS HOMES REALTY, INC, Jannette Rodriguez; ADAMS HOMES REALTY, INC., Liza Carrasquillo

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 10/06/2026 03:11 PM