7714 Bent Tree Loop

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Active
$387,900
Est: $2,216/moGet pre-approved
4 beds1,820 sqft

7714 Bent Tree Loop, St. Cloud, FL 34773

Single FamilyProperty Type
0.15 acresLot Size
2026Year Built
$213/sq ftPrice per sq ft
$908/yrHOA Fees
2 carsParking Spaces

Description

Save up to approximately $2,401.90 per year in cdd assessments + $10,000 flex cash + thousands in closing-cost savings! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7714 Bent Tree Loop. Now offered at $387,900, this move-in-ready Adams Home features single-story layout; fourth bedroom can serve as office or flex room. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional...Save up to approximately $2,401.90 per year in cdd assessments + $10,000 flex cash + thousands in closing-cost savings! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7714 Bent Tree Loop. Now offered at $387,900, this move-in-ready Adams Home features single-story layout; fourth bedroom can serve as office or flex room. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $10,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $387,900
SINGLE-STORY LAYOUT; FOURTH BEDROOM CAN SERVE AS OFFICE OR FLEX ROOM
NO CDD
$10,000 FLEX CASH
BUILDER-PAID CLOSING COSTS
ONLY $1,000 DEPOSIT

This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
12 days on Market
  • Listed by: Juan Torres Gil 786.899.6905 Juantorresgil@gmail.com Brokerage DRE #2029251 • ADAMS HOMES REALTY, INC.
  • Listed by: Liza Carrasquillo 407.751.8225 lcarrasquillo@adamshomes.com Brokerage DRE #2029251 • ADAMS HOMES REALTY, INC.
Last updated: 10/06/2026 06:23 PM • Source: MFRMLS, MLS#: S5158317
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Location

Listing Courtesy of ADAMS HOMES REALTY, INC., Juan Torres Gil; ADAMS HOMES REALTY, INC., Liza Carrasquillo
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$2,216 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,071

Property Taxes

$69

HOA Dues

$76

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Property Information for 7714 Bent Tree Loop

Property Details

  • Taxes: $831 / year
  • MLS Type: Residential / Single Family Residence
  • County: Osceola County
  • Architectural Style: Florida
  • Subdivision Name: HARMONY CENTRAL PH 2
  • Township: 26
  • Carport Spaces: 0
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished

Building Information

  • Year Built: 2026
  • Lot Size: 0.15 AC / 6,534 SF

Summary

Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2024.0
  • Building Area Units: Square Feet
  • Community Features: Dog Park, Pool, Sidewalks
  • Direction Faces: North
  • Directions: From US-192 (E Irlo Bronson Memorial Hwy) follow signs into Harmony and to Harmony Central. Enter the community on Sagefield Dr (model center at 3855 Sagefield Dr) and follow community signs to Bent Tree Loop. GPS friendly.
  • Elementary School: Harmony Community School (K-5)
  • Middle Or Junior School: Harmony Middle
  • High School: Harmony High
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: Yes
  • Street Number: 7714
  • Street Name: BENT TREE
  • Street Suffix: LOOP
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 19x19
  • Garage: Yes
  • Parking Features: Driveway
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Community Pool
  • Association Fee Requirement: Required
  • Association Name: Artemis Lifestyle Management
  • Association Phone: 407-705-2190
  • Association: Yes
  • CDD: No
  • Pet Restrictions: Check directly with HOA Management
  • Tax Block: P
  • Tax Book Number: 35-139-144
  • Tax Legal Description: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 19
  • Tax Lot: 19
  • Tax Year: 2025
Virtual Tour

Property

Lot Information
  • Additional Parcels: No
  • Lot Features: Landscaped, Sidewalk
  • Parcel Number: 3226323666000P0190
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: RES
  • Living Area: 1820
Property and Assessments
  • Year Built Numeric: 2026
  • Association Amenities: Pool, Trail(s)
  • Building Elevator: No
  • Flood Zone Code: X500
  • Flood Zone Date: 06-18-2013
  • Flood Zone Panel: 12097C0295G
  • Home Warranty: Yes
  • Homestead: No
  • New Construction: Yes
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: 32
  • Public Survey Section: 32
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Builder Model: 1820B
  • Builder Name: Adams Homes of Northwest Florida, Inc.
  • Construction Materials: Block, Stucco
  • Exterior Features: Irrigation System, Lighting, Sidewalk
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Covered, Rear Porch
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Spa: No
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 2
  • Additional Rooms: Den/Library/Office, Formal Dining Room Separate, Inside Utility
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile
  • Heating: Central, Electric
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 14.0
  • Water View: No
  • Bathrooms Half: 0

Rental

Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK

Property History for 7714 Bent Tree Loop

DateEvent & SourcePriceAppreciation
Oct 1, 2026

Price Change

MFRMLS #S5158317

$387,900—
Sep 26, 2026

Listed (Active)

MFRMLS #S5158317

$412,900—
DateEvent & SourcePrice
10/01/2026

Price Change

MFRMLS #S5158317

$387,900
09/26/2026

Listed (Active)

MFRMLS #S5158317

$412,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

7714 Bent Tree Loop

Beds

0

Lot Size

6,534 SqFt

Style

Miscellaneous Vacant Land

County

OSCEOLA

APN

32-26-32-3666-000P-0190

Schools near 7714 Bent Tree Loop

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Harmony Community School
Public - PK to 5
Middle School AA
Public - 6 to 8
Harmony High School
Public - 9 to 12
Mater Academy at St Cloud
Charter - K to 8
Rating
School
Distance
Harmony Community School
PublicPK to 5

Middle School AA
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 7714 Bent Tree Loop, St. Cloud, FL 34773

7714 Bent Tree Loop is a single family home for sale in St. Cloud, FL 34773. This property was listed for sale on September 26, 2026 by ADAMS HOMES REALTY, INC., it's currently listed at $387,900. This listing's school district is The School District of Osceola County. Nearby schools include Harmony Community School, Middle School AA and Harmony High School. 7714 Bent Tree Loop is a 4-bed, 2-bath, 1,820 sqft single family home built in 2026.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of ADAMS HOMES REALTY, INC., Juan Torres Gil; ADAMS HOMES REALTY, INC., Liza Carrasquillo

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 10/06/2026 06:23 PM