Active
5 beds2,435 sqft$158/sqft
78021 Saddle Rock Rd, Yulee, FL 32097
Est: $2,567/moGet pre-approved
Single FamilyProperty Type
0.33 acresLot Size
2017Year Built
$158/sq ftPrice per sq ft
$335HOA Fees
2 carsParking Spaces

Description

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout...Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island. If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.
30 days on Market
  • Listed by: Melissa Ricks • KELLER WILLIAMS REALTY / FB OFFICE
Last updated: 08/08/2026 01:07 PM • Source: Amelia Island Nassau County Association of REALTORS , MLS#: 116881

Location

Listing Courtesy of KELLER WILLIAMS REALTY / FB OFFICE
Add your commute

Payment Calculator

$2,567 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,957

Property Taxes

$275

HOA Dues

$335

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 78021 Saddle Rock Road

Property Details
  • MLS Type: Residential / Residential
  • Architectural Style: Two Story
  • Parking Features: Two Car Garage, Garage Door Opener
  • Subdivision Name: Lumber Creek
  • View: Pond
  • Zoning: x
Building Information
  • Stories: 2
  • Year Built: 2017
  • Lot Size: 0.33 AC / 14,370 SF
Summary
Location and General Information
  • City: Yulee
  • County Or Parish: Nassau
  • Country: US
  • Location: ,
  • Directions: From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right on William Burgess Blvd. Turn right onto N Harts Rd then right onto Lumber Crk Dr. Continue straight onto Saddle Rock Rd and home will be on left.
  • Road Surface Type: Paved
  • Postal Code: 32097
  • Latitude: 30.609063
  • Longitude: -81.61116
  • State Or Province: FL
  • Road Frontage Type: City Street
  • MLS Area Major: Ar 8 Mainland, Sub 1
  • MLS Area Minor: 481-Nassau County-Yulee South
Taxes and HOA Information
  • Parcel Number: 09-2N-27-1290-0220-0000
  • Association Fee: $335.00
  • Association Fee Frequency: Semi Annually
  • Association: Yes
  • Tax Legal Description: LOT 220 LUMBER CREEK #1 PB 7/295 N/K/A LUMBER CREEK PHASE ONE REPLAT
  • Tax Year: 2025
School Information
  • Elementary School: Wildlight
  • High School: Yulee
  • Middle Or Junior School: Yulee
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 2435.0
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Lot Size Acres: 0.3299
  • Lot Size Area: 0.3299
  • Lot Size Dimensions: .33
  • Lot Size Units: Acres
  • Lot Size Square Feet: 14374.8
  • Living Area: 2435.0
  • Living Area Source: Assessor
Property and Assessments
  • Current Use: Residential, Single Family
  • Senior Community: No
  • Year Built: 2017
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Sprinkler Irrigation
  • Construction Materials: Fiber Cement
  • Patio And Porch Features: Covered, Front Porch, Rear Porch
  • Security Features: Smoke Detector(s)
  • Spa Features: Community
  • Roof: Shingle
Interior Features
  • Levels: Two
  • Stories: 2
  • Flooring: Concrete, Vinyl
  • Bathrooms Full: 2
  • Bathrooms Partial: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 5
  • Rooms Total: 0
  • Cooling: Yes
  • Cooling: Central Air, Electric
  • Heating: Yes
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove
  • Interior Features: Ceiling Fans, Split Bedrooms, Cable Tv
  • Window Features: Aluminum Frames

Property History for 78021 Saddle Rock Road

DateEvent & SourcePriceAppreciation
Jul 30, 2026

Listed (Active)

NEFMLS #2157713

$385,000
Jul 30, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #116881

$385,000
Jul 12, 2019

Sold

Amelia Island Nassau County Association of REALTORS #86004

$270,000
DateEvent & SourcePrice
07/30/2026

Listed (Active)

NEFMLS #2157713

$385,000
07/30/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #116881

$385,000
07/12/2019

Sold

Amelia Island Nassau County Association of REALTORS #86004

$270,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 78021 Saddle Rock Road

Taxable ValueLand-Additions-Total-
Tax Record2025$3,297 ($275 / month)
Home Facts
Beds5Baths2.5Total Finished SqFt2,436 SqFtAbove Grade Finished SqFt2,436 SqFtStories2Lot Size14,371 SqFtStyleSingle Family ResidenceYear Built2017Year Renovated2017ZoningRSF-2CountyNASSAUAPN09-2N-27-1290-0220-0000

Schools near 78021 Saddle Rock Road

This home is within Nassau.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 5 to 12
Public - 6 to 8
Rating
School
Distance
Yulee Primary School
PublicPK to 2

Yulee Elementary School
Public3 to 5

Yulee High School
Public5 to 12

Yulee Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 32097

$329,440 | 247 Jury Box Circle, Yulee, FL 32097
1/40
New

$329,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$320,440 | 239 Jury Box Circle, Yulee, FL 32097
1/40
New

$320,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$320,440 | 231 Jury Box Circle, Yulee, FL 32097
1/40
New

$320,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$320,440 | 223 Jury Box Circle, Yulee, FL 32097
1/40
New

$320,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$320,440 | 215 Jury Box Circle, Yulee, FL 32097
1/40
New

$320,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$320,440 | 207 Jury Box Circle, Yulee, FL 32097
1/40
New

$320,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$320,440 | 199 Jury Box Circle, Yulee, FL 32097
1/40
New

$320,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$329,440 | 191 Jury Box Circle, Yulee, FL 32097
1/40
New

$329,440

3
Bedrooms
1,502
Square Feet
Unavailable
Acres
$339,990 | 96033 Yellowtail Court, Yulee, FL 32097
1/69
New

$339,990

3
Bedrooms
1,568
Square Feet
0.16
Acres

78021 Saddle Rock Road is a single family home for sale in Yulee, FL 32097. This property was listed for sale on July 30, 2026 by KELLER WILLIAMS REALTY / FB OFFICE, it's currently listed at $385,000. It has been on the market for a total of 30 days and was last sold on July 12, 2019. This listing's school district is Nassau. Nearby schools include Yulee Primary School, Yulee Elementary School and Yulee High School. 78021 Saddle Rock Road is a 5-bed, 3-bath, 2,435 sqft single family home built in 2017.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of KELLER WILLIAMS REALTY / FB OFFICE

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.