81 Rock Creek Rd

Cumberland, VA 23040

$435,000
Price
4
Beds
2,730 Sq. Ft.
$159 / Sq. Ft.
2,730
Sq. Ft.
$159
per Sq. Ft.
Get preapproved with Rocket Mortgage1
PendingVirtual Tour
PendingVirtual Tour
a front view of a house with a garden
a view of front door of house
a front view of a house with a yard
a living room with furniture a fireplace and a flat screen tv
a living room with furniture a fireplace and a flat screen tv
a living room with furniture and a large window
a bathroom with a shower
a kitchen with granite countertop a refrigerator stove and microwave
a kitchen with granite countertop a sink and white cabinets
a kitchen with refrigerator and chairs
a view of a dining room with furniture and a potted plant
a kitchen with kitchen island granite countertop wooden floors and white appliances
a kitchen with granite countertop a stove a sink and a refrigerator
a bedroom with a large bed and a ceiling fan
a large bedroom with a bed and wooden floor
a bedroom with a bed and a chandelier
a bathroom with a sink vanity and toilet
a bathroom with a toilet and a shower
a bedroom with a bed and a ceiling fan
a bedroom with a large bed and a chandelier fan
a bedroom with a bed window and a desk
a view of bedroom
a bathroom with a granite countertop sink a toilet and shower curtain
a bedroom with a bed and a window
a bedroom with a bed and wooden floor
a bathroom with a sink vanity granite toilet and a mirror
a view of bathroom
a dining room with a table and chairs
a view of an empty room with a window and wooden floor
a view of empty room with wooden floor
a living room with furniture and a fireplace
a living room with furniture and a fireplace
a living room with furniture and a fireplace
a front view of a house with a yard and garage
a view of a house with a backyard and trees
a front view of house with yard and trees
a view of a house with a backyard porch and furniture
a view of a house with backyard and a garden
a view of house with garden space
a storage room with lots of appliances
a view of a room with wooden floor and furniture
a view of a wooden house with large trees and wooden fence
a view of a house with backyard and a tree
a view of a pool from a balcony
a view of a field with an ocean

Description

Welcome to the perfect blend of modern updates, space, and peaceful country living. This beautifully renovated brick ranch offers 4 bedrooms, 3 full bathrooms, and 2,730 total square feet of finished living space— which includes a fully finished walk-out basement designed for flexibility and comfort. From the moment you arrive, you’ll appreciate the care and detail poured into this home. Renovated from top to bottom, nearly every major component has been updated for peace of mind, including a new...Welcome to the perfect blend of modern updates, space, and peaceful country living. This beautifully renovated brick ranch offers 4 bedrooms, 3 full bathrooms, and 2,730 total square feet of finished living space— which includes a fully finished walk-out basement designed for flexibility and comfort. From the moment you arrive, you’ll appreciate the care and detail poured into this home. Renovated from top to bottom, nearly every major component has been updated for peace of mind, including a new roof (2024), gutters (2024), HVAC system with all new ductwork (2024), and water heater (2024). It truly offers the feel of a new home with the charm of a classic brick ranch. Inside, the layout is both functional and inviting. The main level provides comfortable everyday living, while the finished walk-out basement creates the perfect extension of the home—ideal for multi-generational living, a private guest suite, or even income-producing potential. With two gas fireplaces—one on each level—you’ll enjoy cozy spaces year-round. Step outside and take in everything this property has to offer. Situated on 3.2 acres, the setting provides privacy, room to roam, and endless possibilities. The barn/stable is a standout feature, making this property a great option for horse lovers or those looking for additional storage or hobby space. The newly added fire pit creates the perfect spot to unwind, entertain, and enjoy quiet evenings under the stars. Backing directly to Cumberland State Forest and Bear Creek Lake, you’ll have nature right in your backyard—offering beautiful views, added privacy, and a lifestyle that’s hard to find. Whether you’re looking for a forever home, space for extended family, or an investment opportunity, this property checks all the boxes.
  1. Listed by Monica Kincaid • Brokerage DRE #226027967 • EXP Realty, LLC
    P: (540)-327-8237 C: (540)-327-8237 monicakrealtor@gmail.com
  2. Listed by Sophie Bowen • Brokerage DRE #226027967 • EXP Realty, LLC
    P: (804)-387-8288 C: (804)-387-8288 sophiebrealtor@gmail.com

Property Details for 81 Rock Creek Road

Architectural Style
Ranch
Subdivision Name
None
Waterfront
No
LISTING UPDATED: 05/13/2026 06:33 AM

Property Details for 81 Rock Creek Road

StatusPending
MLS #2610035
Days on Market8
Taxes$1,817 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1964
Lot Size3.20 AC / 139,392 SF
CountyCumberland County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of EXP Realty, LLC, Monica Kincaid; EXP Realty, LLC, Sophie Bowen
Add your commute

Virtual Tour

Building Information for 81 Rock Creek Road

Stories2Year Built1964Building Size-Lot Size3.20 AC / 139,392 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,342 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,190

Property Taxes

$151

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 81 Rock Creek Road

Summary
Location and General Information
  • City: Cumberland
  • City Region: Cumberland State Forest
  • County Or Parish: Cumberland
  • Latitude: 37.489807
  • Longitude: -78.312155
  • Postal City: Cumberland
  • Postal Code: 23040
  • Postal Code Plus4: 2521
  • State Or Province: VA
  • Unparsed Address: 81 Rock Creek Rd
  • Zoning Description: A2
Taxes and HOA Information
  • Parcel Number: 055-A-4
  • Tax Annual Amount: $1,816.50
  • Tax Assessed Value: $302,750.00
  • Tax Legal Description: INST.202401074
  • Tax Year: 2025
School Information
  • Elementary School: Cumberland
  • High School: Cumberland
  • Middle Or Junior School: Cumberland
Parking
  • Attached Garage: No
  • Garage Spaces: 1
  • Garage: Yes
  • Parking Features: Detached, Garage, Oversized, Unfinished Garage, Workshop In Garage
  • Garage Parking Features: Detached, Garage, Oversized, Unfinished Garage, Workshop In Garage
Virtual Tour
Property
Lot Information
  • Above Grade Finished Area: 1365.0
  • Below Grade Finished Area: 1365.0
  • Building Area Source: Assessor
  • Living Area: 2,730.00
  • Living Area Source: Assessor
  • Lot Size Acres: 3.2
  • Lot Size Area: 3.2
  • Lot Size Units: Acres
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1964
  • Year Built Details: Actual
  • CLIP: 2,038,500,682
  • Development Name: Cumberland State Forest
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • Horse Amenities: Stables
  • Pool Features: None
  • Roof: Shingle
Interior Features
  • Appliances: Electric Water Heater
  • Basement: Full, Walk Out Access
  • Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • BathsTotal: 3.0
  • Room and Floor: Full Bath-First, Full Bath-Basement, Additional Room-Basement, Recreation-Basement, Bedroom 4-Basement, Bedroom 3-First, Bedroom 2-First, Primary Bedroom-First, Family Room-First, Kitchen-First
  • Room List: Full Bath, Additional Room, Recreation, Bedroom 4, Bedroom 3, Bedroom 2, Primary Bedroom, Family Room, Kitchen
  • Cooling: Heat Pump
  • Cooling: Yes
  • Fireplace Features: Gas
  • Fireplaces Total: 2
  • Fireplace: Yes
  • Flooring: Vinyl
  • Heating: Electric, Heat Pump
  • Heating: Yes
  • Interior Features: Bedroom On Main Level, Ceiling Fans, Fireplace, Granite Counters
  • Levels: Two
  • Patio And Porch Features: Front Porch
  • Rooms Total: 7
Room Information
Room 1
  • Room Type 1: Full Bath
Room 2
  • Room Type 2: Full Bath
  • Room Description 2: Tub & Shower
  • Room Level 2: First
Room 3
  • Room Type 3: Full Bath
  • Room Description 3: Tub & Shower
  • Room Level 3: Basement
Room 4
  • Room Type 4: Additional Room
  • Room Description 4: Basement
  • Room Level 4: Basement
  • Room Length 4: 0.0
  • Room Width 4: 0.0
Room 5
  • Room Type 5: Recreation
  • Room Description 5: Basement
  • Room Level 5: Basement
  • Room Length 5: 0.0
  • Room Width 5: 0.0
Room 6
  • Room Type 6: Bedroom4
  • Room Description 6: Basement
  • Room Level 6: Basement
  • Room Length 6: 0.0
  • Room Width 6: 0.0
Room 7
  • Room Type 7: Bedroom3
  • Room Level 7: First
  • Room Length 7: 0.0
  • Room Width 7: 0.0
Room 8
  • Room Type 8: Bedroom2
  • Room Level 8: First
  • Room Length 8: 0.0
  • Room Width 8: 0.0
Room 9
  • Room Type 9: Primary Bedroom
  • Room Level 9: First
  • Room Length 9: 0.0
  • Room Width 9: 0.0
Room 10
  • Room Type 10: Family Room
  • Room Description 10: New LVP. shiplap fireplace
  • Room Level 10: First
  • Room Length 10: 0.0
  • Room Width 10: 0.0
Room 11
  • Room Type 11: Kitchen
  • Room Description 11: Renovated, stainless steel appliances
  • Room Level 11: First
  • Room Length 11: 0.0
  • Room Width 11: 0.0
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 81 Rock Creek Road

DateEvent & SourcePriceAppreciation
May 12, 2026

Pending

CVRMLS #2610035

—
Apr 16, 2026

Listed (Active)

CVRMLS #2610035

$435,000—
Aug 23, 2024

Sold

CVRMLS #2415777

$405,000—
DateEvent & SourcePrice
05/12/2026

Pending

CVRMLS #2610035

—
04/16/2026

Listed (Active)

CVRMLS #2610035

$435,000
08/23/2024

Sold

CVRMLS #2415777

$405,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 81 Rock Creek Road

Taxable ValueLand$30,300Additions$272,450Total$302,750
Tax Record2025$1,816 ($151 / month)
Home Facts
Beds4Baths1.5Lot Size139,392 SqFtStyleSingle Family ResidenceYear Built1964ZoningA2CountyCUMBERLANDAPN055 A 4Fireplace TypeHas Fireplace

Schools near 81 Rock Creek Road

This home is within Cumberland County Public Schools.
Rating
School
Type
Grades
Distance
Cumberland Elementary School
Public - PK to 4
Cumberland Middle School
Public - 5 to 8
Cumberland High School
Public - 9 to 12
Rating
School
Distance
Cumberland Elementary School
PublicPK to 4

Cumberland Middle School
Public5 to 8

Cumberland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty, LLC, Monica Kincaid; EXP Realty, LLC, Sophie Bowen

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.