Active
4 beds

862 Cardinal, Key Largo, FL 33037

Est: $10,930/moGet pre-approved
Single FamilyProperty Type
2025Year Built
3 carsParking Spaces

Description

OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed...OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat. Contemporary Interior with Premium Appointments:
2 days on Market
  • Listed by: Joy Martin 305.451.4078 Joy@JoyCMartin.com • American Caribbean Real Estate
Last updated: 10/05/2026 07:01 PM • Source: MiamiRE, MLS#: A12100959
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Location

Listing Courtesy of American Caribbean Real Estate
Payment Calculator

$10,930 per month

30 year fixed, 7.03% Interest

Principal and Interest

$10,672

Property Taxes

$258

HOA Dues

$0

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Property Information for 862 Cardinal

Property Details

  • Taxes: $3,094 / year
  • MLS Type: Single Family / Single
  • Subdivision: Winston Waterway
  • Style: WF/Pool/Ocean Access
  • Waterfront: Yes
  • Waterfront Description: Canal Front
  • View: Canal
  • Area: 5940 Florida Other
  • Geographic Area: Other Geographic Area (Out Of Area Only)
  • Num Stories: 2
  • Year Built Description: New Construction

Building Information

  • Stories: 2
  • Year Built: 2025

Location Information

Location Information
  • Parcel Number Free Text: 00546380000000
  • Parcel Number MLX: 9873
  • MLS Area: 5940 Florida Other
  • Subdivision Complex Bldg: Winston Waterway
  • Zoning Information: IS

General Information

Parking
  • Num Garage Spaces: 0
  • Num Carport Spaces: 3
  • Carport Spaces: 3
  • Parking Description: Covered Parking, Driveway, Pavers
General Information
  • Front Exposure: South
  • Housing Older Persons Act: Unverified
  • Lot Description: Less Than 1/4 Acre Lot
  • Waterfront Frontage: 40
  • Water Access: Private Dock
  • Pool: Yes
  • Pool Description: Below Ground Pool
  • Pool Dimensions: 0
  • Design: Detached
  • Design Description: Two Story
  • Construction: CBS Construction
  • Construction Type: CBS Construction
  • Roof Description: Metal Roof
  • Flooring: Tile Floors
  • Floor Description: Tile Floors
  • Directions: MM 1012 Oceanside-- Turn East on Mahogany, then right on Valencia Rd, then right on Cardinal. 1st house on the right, corner lot.

Room Information

Room Information
  • Rooms Description: No Additional Rooms
  • Bedroom Description: Primary Bedroom Upstairs

Additional Property Information

Utilities
  • Heating Description: Other
  • Cooling Description: Ceiling Fans, Central Cooling
  • Water Description: Municipal Water
  • Sewer Description: Municipal Sewer
Additional Property Information
  • Guest Accommodations: No
  • Room Count: 0
  • Interior Features: Built-Ins, Walk-In Closets
  • Equipment Appliances: Dishwasher, Dryer, Electric Range
  • Exterior Features: High Impact Doors
  • Subdivision Information: No Subdiv/Park Info

Financial Information

Financial Information
  • Type of Association: None
  • Tax Year: 2025
  • Tax Information: Tax Reflects City & County Tax
  • Special Information: As Is

Property History for 862 Cardinal

DateEvent & SourcePriceAppreciation
Oct 3, 2026

Listed (Active)

MiamiRE #A12100959

$1,999,000—
DateEvent & SourcePrice
10/03/2026

Listed (Active)

MiamiRE #A12100959

$1,999,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

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862 Cardinal is a single family home for sale in Key Largo, FL 33037. This property was listed for sale on October 3, 2026 by American Caribbean Real Estate, it's currently listed at $1,999,000. 862 Cardinal is a 4-bed, 4-bath single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of American Caribbean Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.