8700 Front Beach Rd, Unit 1105

Panama City Beach, FL 32407

$212,900
Price
1
Bed
1,071 Sq. Ft.
$199 / Sq. Ft.
1,071
Sq. Ft.
$199
per Sq. Ft.
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Description

Affordable luxury meets everyday vacation living at Island Reserve--without the constant rotation of tourists as neighbors. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Residents enjoy a vibrant Social Club with community events, a spectacular one-acre lagoon-style pool with two waterfalls, indoor basketball court/pickleball space, state-of-the-art fitness center, game room, and gated security. Located just...Affordable luxury meets everyday vacation living at Island Reserve--without the constant rotation of tourists as neighbors. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Residents enjoy a vibrant Social Club with community events, a spectacular one-acre lagoon-style pool with two waterfalls, indoor basketball court/pickleball space, state-of-the-art fitness center, game room, and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. With no short-term rentals allowed, you can enjoy a quiet residential setting year-round. The complex is also approved for FHA and VA financing. Located on the first floor, this beautifully designed condo offers covered parking, easy access to amenities, and no waiting on elevators. Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The kitchen features newer stainless steel appliances, a large granite island, and beautiful cabinetry. The layout flows seamlessly to a spacious private patio, perfect for relaxing outdoors. The generous bedroom opens to a well-appointed bathroom with a walk-in closet, double vanities, and glass shower. A bonus room provides flexibility for an office, bunk room, den, or guest space. A newer washer and dryer are also included for added convenience. The seller is offering a $2,000 concession at closing with an acceptable offer, which may be used toward new flooring or closing costs at the buyer's discretion. Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve condo delivers comfort, convenience, and resort-style living every day at an easy to afford price. Schedule your private tour today.
  1. Listed by Amanda Cialoni • Seashore Realty LLC • 850-235-4444

Property Details for 8700 Front Beach Road, Unit 1105

Architectural Style
Low Rise
Waterfront
No
Subdivision Name
Island Reserve
LISTING UPDATED: 06/10/2026 03:05 PM

Property Details for 8700 Front Beach Road, Unit 1105

StatusActive
MLS #791072
Days on Market5
Pet Policy-
Taxes$2,464 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County
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Location

Listing Courtesy of Seashore Realty LLC
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Building Information for 8700 Front Beach Road, Unit 1105

Building/Complex8700 Front Beach RdFloor1Stories-Residences-Pet Policy-Pet Policy Details-Year Built2008

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$1,266 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,061

Property Taxes

$205

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 8700 Front Beach Road, Unit 1105

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Panama City Beach Parkway turn south on Allison Ave. Turn left into the side entrance of Island Reserve and park in the first parking garage you see. Building 1 is on the left.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.185446
  • Longitude: -85.785559
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 40001-100-005
  • Association: Yes
  • Tax Annual Amount: $2,464.36
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE A-D BLDG 1 UNIT 1105 MAP 57C4 1BR 1B 1071 H&C ORB 3018 P 563 121 BALC ORB 4305 P 2187
  • Tax Year: 2025
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 1071.0
  • Lot Size Dimensions: Condo
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, High Speed Internet Available
Interior and Exterior Features
Exterior Features
  • Pool Features: Gunite, In Ground, Community
  • Association Amenities: Game Room, Gated, Picnic Area
  • Community Features: Clubhouse, Elevator, Fitness Center, Game Room, Park, Pool, Community Pool, Gated
  • Patio And Porch Features: Covered, Patio
  • Security Features: Gated Community
Interior Features
  • Entry Level: 1
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 1
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Oven
Room Information
Room 1
  • Room Description: Can be a den or office
  • Room Dimensions: 10 x 9
  • Room Length: 10.0
  • Room Level: First
  • Room Width: 9.0
Room 2
  • Room Dimensions: 16 x 9
  • Room Length: 16.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 9.0
Room 3
  • Room Dimensions: 16 x 10
  • Room Length: 16.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 10.0
Room 4
  • Room Dimensions: 15 x 12
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 12.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 8700 Front Beach Road, Unit 1105

DateEvent & SourcePriceAppreciation
Jun 9, 2026

Listed (Active)

CPAR #791072

$212,900—
Sep 29, 2020

Sold (Public Record)

Public Record #681102490

$176,857—
Jul 27, 2020

Sold

CPAR #699675

$176,900—
DateEvent & SourcePrice
06/09/2026

Listed (Active)

CPAR #791072

$212,900
09/29/2020

Sold (Public Record)

Public Record #681102490

$176,857
07/27/2020

Sold

CPAR #699675

$176,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 1105

Taxable ValueLand-Additions$197,200Total-
Tax Record2025$2,424 ($202 / month)
Home Facts
Beds1Total Finished SqFt1,071 SqFtAbove Grade Finished SqFt1,071 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-100-005

Schools near 8700 Front Beach Road, Unit 1105

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 8700 Front Beach Road, Unit 1105, Panama City Beach, FL 32407

8700 Front Beach Road, Unit 1105 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on June 9, 2026 by Seashore Realty LLC, it's currently listed at $212,900. It has been on the market for a total of 5 days and was last sold on September 29, 2020. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8700 Front Beach Road, Unit 1105 is a 1-bed, 1-bath, 1,071 sqft condo built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Seashore Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.