8700 Front Beach Rd, Unit 1302

Panama City Beach, FL 32407

$290,000
Price
2
Beds
1,325 Sq. Ft.
$219 / Sq. Ft.
1,325
Sq. Ft.
$219
per Sq. Ft.

Description

Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new...Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve. Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own. Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.
  1. Listed by Kerri C Tomasicyk • Watersound Real Estate

Property Details for 8700 Front Beach Road, Unit 1302

Architectural Style
Low Rise
Parking Features
Additional Parking, Gated
Subdivision Name
Island Reserve
LISTING UPDATED: 02/09/2026 05:29 PM

Property Details for 8700 Front Beach Road, Unit 1302

StatusActive
MLS #784956
Days on Market7
Taxes$3,070 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County

Location

Listing Courtesy of Watersound Real Estate
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Building Information for 8700 Front Beach Road, Unit 1302

Building/Complex8700 Front Beach RdFloor-Stories3Residences-Pet Policy-Pet Policy Details-Year Built2008

Payment Calculator

$1,669 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,413

Property Taxes

$256

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 8700 Front Beach Road, Unit 1302

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Hathaway Bridge, head west staying on Front Beach Rd, turn right on Laurie Ave. traffic light into Island Reserve Community Security Gate, you must have gate code to enter. Go through gate, turn left before the parking garage and go to the west end parking garage third floor, building 1. You can enter from Allison Rd, go through gate, turn left and right into parking garage.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.184255
  • Longitude: -85.783434
  • State Or Province: FL
  • Road Frontage Type: City Street, Private Road
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
  • Accessibility Features: Therapeutic Whirlpool
Taxes and HOA Information
  • Parcel Number: 40001-100-032
  • Association: Yes
  • Tax Annual Amount: $3,070.00
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 1 UNIT 1302 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4541 P 1019 145 BALC
  • Tax Year: 2025
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Attached Garage: No
  • Garage Spaces: 3.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1325.0
  • Lot Features: Paved
  • Lot Size Dimensions: 0x0
  • Living Area Source: Appraiser
Property and Assessments
  • Other Structures: Pool House
  • Senior Community: No
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected
Interior and Exterior Features
Exterior Features
  • Pool Features: Fenced, In Ground, Community
  • Association Amenities: Business Center, Game Room, Gated
  • Community Features: Basketball Court, Clubhouse, Fitness Center, Game Room, Community Pool, Gated
  • Construction Materials: Hardiplank Type
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Patio
  • Security Features: Building Security, Secured Garage Parking, Gated Community, Fire Alarm, Security Gate, Smoke Detectors, Security Service
  • Spa Features: Community
  • Roof: Shingle
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 2
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Range, Electric Water Heater
Room Information
Room 1
  • Room Dimensions: 18 x 15
  • Room Length: 18.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 15.0
Room 2
  • Room Dimensions: 21 x 7
  • Room Features: Balcony
  • Room Length: 21.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 7.0
Room 3
  • Room Dimensions: 13 x 11
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 4
  • Room Dimensions: 13 x 13
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 13.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant
  • Land Lease: No

Property History for 8700 Front Beach Road, Unit 1302

DateEvent & SourcePriceAppreciation
Feb 9, 2026

Listed (Active)

CPAR #784956

$290,000—
Jan 1, 2026

Expired

CPAR #775258

$322,900—
Jun 21, 2025

Listed (Active)

CPAR #775258

$327,000—
May 1, 2025

Expired

CPAR #762316

$329,999—
May 1, 2025

Expired

ECAR #958555

$329,999—
Sep 5, 2024

Listed (Active)

CPAR #762316

$343,000—
Sep 5, 2024

Listed (Active)

ECAR #958555

$343,000—
Mar 24, 2022

Sold

CPAR #718204

$285,000—
Mar 23, 2022

Sold (Public Record)

Public Record #1486348107

$285,000

+12.4% / yr

Dec 2, 2021

Pending

CPAR #718204

—
Oct 21, 2021

Listed (Active)

CPAR #718204

$299,900—
Sep 21, 2018

Withdrawn

CPAR #676635

$189,000—
Sep 19, 2018

Sold (Public Record)

Public Record #631710564

$189,000—
Sep 19, 2018

Sold

CPAR #676636

$189,000—
Sep 19, 2010

Expired

CPAR #399635

$179,000—
Oct 7, 2009

Listed (Active)

CPAR #399635

$179,000—
Sep 14, 2009

Sold

CPAR #398891

$112,641—
DateEvent & SourcePrice
02/09/2026

Listed (Active)

CPAR #784956

$290,000
01/01/2026

Expired

CPAR #775258

$322,900
06/21/2025

Listed (Active)

CPAR #775258

$327,000
05/01/2025

Expired

CPAR #762316

$329,999
05/01/2025

Expired

ECAR #958555

$329,999
09/05/2024

Listed (Active)

CPAR #762316

$343,000
09/05/2024

Listed (Active)

ECAR #958555

$343,000
03/24/2022

Sold

CPAR #718204

$285,000
03/23/2022

Sold (Public Record)

Public Record #1486348107

$285,000

+12.4% / yr

12/02/2021

Pending

CPAR #718204

—
10/21/2021

Listed (Active)

CPAR #718204

$299,900
09/21/2018

Withdrawn

CPAR #676635

$189,000
09/19/2018

Sold (Public Record)

Public Record #631710564

$189,000
09/19/2018

Sold

CPAR #676636

$189,000
09/19/2010

Expired

CPAR #399635

$179,000
10/07/2009

Listed (Active)

CPAR #399635

$179,000
09/14/2009

Sold

CPAR #398891

$112,641

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 1302

Taxable ValueLand-Additions$246,500Total-
Tax Record2025$3,030 ($253 / month)
Home Facts
Beds2Total Finished SqFt1,325 SqFtAbove Grade Finished SqFt1,325 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-100-032

Schools near 8700 Front Beach Road, Unit 1302

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 8700 Front Beach Road, Unit 1302, Panama City Beach, FL 32407

8700 Front Beach Road, Unit 1302 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on February 9, 2026 by Watersound Real Estate, it's currently listed at $290,000. It has been on the market for a total of 7 days and was last sold on March 24, 2022. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8700 Front Beach Road, Unit 1302 is a 2-bed, 3-bath, 1,325 sqft condo built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Watersound Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.