8700 Front Beach Rd, Unit 4309

Panama City Beach, FL 32407

$315,000
Price
2
Beds
1,325 Sq. Ft.
$238 / Sq. Ft.
1,325
Sq. Ft.
$238
per Sq. Ft.
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Description

This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!'' Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in...This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!'' Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance. This updated home is loaded with over in premium upgrades:
HVAC: Brand-new, top-tier HVAC system featuring the latest technology and equipment. Paint: Freshly painted throughout, including all ceilings, walls, trim, and doors. Water Heater: Brand-new water heater. Closets: All wire shelving removed and replaced with custom closet systems. Pantry: Walk-in pantry for added storage with a custom-built shelving system. Fixtures: New ceiling fans, modern lighting fixtures, and all wall/ceiling vents and switch plates replaced. Windows: Elegant plantation shutters throughout. Kitchen: Custom kitchen pull-out drawers. Flooring: All carpet removed and replaced with eco-friendly bamboo flooring and ceramic tile. Bathrooms: Stunning tile shower and custom tile accents installed around the soaking tub, plus custom framed mirrors in both bathrooms. This premier gated beach community is loved for its true resort-style atmosphere and unparalleled amenities:
Massive 1-Acre Lagoon-Style Pool: Features a beautiful waterfall and hot tub. Convenient Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience). Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room. Active Recreation: Fitness center, indoor basketball court, and pickleball court. Lush Tropical Gardens: Gorgeous landscaped grounds provide an outdoor sanctuary. Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel. Peace of Mind: Gated community featuring a security officer, controlled access, security cameras throughout, and perimeter fencing for maximum privacy and safety. Rental Policy: Rental restrictions do not allow rentals less than 6 months, ensuring a quiet, peaceful environment year-round without the holiday tourist turnover. Additional Perks: Golf-cart-friendly community, pet-friendly walking areas, and COA amenity dues that cover water, internet, and everything except electricity. Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren't just buying a condo; you are buying an upscale resort lifestyle!
  1. Listed by Steven Koleno • Beycome of Florida LLC

Property Details for 8700 Front Beach Road, Unit 4309

Architectural Style
Mid Rise
Waterfront
No
Subdivision Name
Island Reserve
LISTING UPDATED: 07/14/2026 09:05 AM

Property Details for 8700 Front Beach Road, Unit 4309

StatusActive
MLS #792543
Days on Market2
Pet Policy-
Taxes$2,474 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2009
CountyBay County
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Location

Listing Courtesy of Beycome of Florida LLC
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Building Information for 8700 Front Beach Road, Unit 4309

Building/Complex8700 Front Beach RdFloor3Stories3Residences-Pet Policy-Pet Policy Details-Year Built2009

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$1,776 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,570

Property Taxes

$206

HOA Dues

$0

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Property Information for 8700 Front Beach Road, Unit 4309

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Drive east on Front Beach Road/SR 30. Turn left. Turn left. Property is on the right.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.184673
  • Longitude: -85.783426
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 40001-100-137
  • Association: Yes
  • Tax Annual Amount: $2,474.00
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 4 UNIT 4309 MAP 57C4 2BR 2.5B 1325 H&C ORB 3018 P 563 145 BALC ORB 4431 P 1459
  • Tax Year: 2025
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1325.0
  • Lot Size Dimensions: Common
  • Living Area Source: Owner
Property and Assessments
  • Senior Community: No
  • Year Built: 2009
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected
Interior and Exterior Features
Exterior Features
  • Pool Features: In Ground, Community
  • Association Amenities: Game Room, Gated
  • Community Features: Community Pool
  • Construction Materials: Hardiplank Type, Concrete, Stucco
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony
Interior Features
  • Entry Level: 3
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 2
  • Rooms Total: 6
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central, Electric
  • Interior Features: Smart Thermostat
Room Information
Room 1
  • Room Dimensions: 4 x 4
  • Room Features: Balcony
  • Room Length: 4.0
  • Room Level: Third
  • Room Type: Other
  • Room Width: 4.0
Room 2
  • Room Dimensions: 4 x 4
  • Room Length: 4.0
  • Room Level: Third
  • Room Type: Kitchen
  • Room Width: 4.0
Room 3
  • Room Dimensions: 4 x 4
  • Room Length: 4.0
  • Room Level: Third
  • Room Type: Living Room
  • Room Width: 4.0
Room 4
  • Room Dimensions: 4 x 4
  • Room Length: 4.0
  • Room Level: Third
  • Room Type: Half Bath
  • Room Width: 4.0
Room 5
  • Room Dimensions: 4 x 4
  • Room Length: 4.0
  • Room Level: Third
  • Room Type: Full Bath
  • Room Width: 4.0
Room 6
  • Room Dimensions: 4 x 4
  • Room Length: 4.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 4.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 8700 Front Beach Road, Unit 4309

DateEvent & SourcePriceAppreciation
Jul 12, 2026

Listed (Active)

CPAR #792543

$315,000—
Apr 17, 2025

Sold

CPAR #764513

$290,000—
Apr 16, 2025

Sold (Public Record)

Public Record #1556950806

$290,000

+3.4% / yr

DateEvent & SourcePrice
07/12/2026

Listed (Active)

CPAR #792543

$315,000
04/17/2025

Sold

CPAR #764513

$290,000
04/16/2025

Sold (Public Record)

Public Record #1556950806

$290,000

+3.4% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 4309

Taxable ValueLand-Additions-Total-
Tax Record2025$2,474 ($206 / month)
Home Facts
Beds2Total Finished SqFt1,325 SqFtAbove Grade Finished SqFt1,325 SqFtStyleCondominiumYear Built2009CountyBAYAPN40001-100-137

Schools near 8700 Front Beach Road, Unit 4309

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 8700 Front Beach Road, Unit 4309, Panama City Beach, FL 32407

8700 Front Beach Road, Unit 4309 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on July 12, 2026 by Beycome of Florida LLC, it's currently listed at $315,000. It has been on the market for a total of 2 days and was last sold on April 17, 2025. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8700 Front Beach Road, Unit 4309 is a 2-bed, 3-bath, 1,325 sqft condo built in 2009.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Beycome of Florida LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.