8700 Front Beach Rd, Unit 5103

Panama City Beach, FL 32407

$275,000
Price
2
Beds
1,325 Sq. Ft.
$208 / Sq. Ft.
1,325
Sq. Ft.
$208
per Sq. Ft.

Description

Welcome to Island Reserve, where this 1st floor residence in Building 5 checks every box. With covered parking and effortless access, this beautifully designed condo offers both comfort and convenience with a luxurious feel from the moment you arrive. Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The layout flows seamlessly to a large private patio overlooking the lush courtyard, just steps from the resort-style pool and amenities—perfect for morning...Welcome to Island Reserve, where this 1st floor residence in Building 5 checks every box. With covered parking and effortless access, this beautifully designed condo offers both comfort and convenience with a luxurious feel from the moment you arrive. Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The layout flows seamlessly to a large private patio overlooking the lush courtyard, just steps from the resort-style pool and amenities—perfect for morning coffee or relaxing evenings. This home features two spacious master suites, each with its own walk-in shower and generous closet space, offering privacy and flexibility for guests or everyday living. The kitchen truly anchors the home, complete with stainless steel appliances, granite countertops, and ample cabinetry, making both casual meals and entertaining effortless. Island Reserve is one of the area's most sought-after residential communities, known for its exceptional amenities and peaceful atmosphere. Residents enjoy a vibrant Social Club that hosts community events, creating a true neighborhood feel. Additional highlights include a spectacular one-acre lagoon-style pool with two waterfalls, an indoor basketball court ideal for pickleball, a state-of-the-art fitness center, game room, and gated security for added peace of mind. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, this home offers a tranquil retreat without sacrificing convenience. No short-term rentals ensure a quiet, residential environment year-round, and the unit is approved for VA financing. Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Schedule your private tour today and experience it for yourself.
  1. Listed by Amanda Cialoni • Seashore Realty LLC • 850-235-4444

Property Details for 8700 Front Beach Road, Unit 5103

Architectural Style
Low Rise
Parking Features
Community Structure
Subdivision Name
Island Reserve
LISTING UPDATED: 01/10/2026 05:55 PM

Property Details for 8700 Front Beach Road, Unit 5103

StatusActive
MLS #783365
Days on Market15
Taxes$2,666 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County

Location

Listing Courtesy of Seashore Realty LLC
Add your commute

Building Information for 8700 Front Beach Road, Unit 5103

Building/Complex8700 Front Beach RdFloor-Stories3Residences-Pet Policy-Pet Policy Details-Year Built2008

Payment Calculator

$1,562 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,340

Property Taxes

$222

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 8700 Front Beach Road, Unit 5103

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Front Beach Rd headed east just past Zoo World on the left
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.184715
  • Longitude: -85.784342
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 40001-100-149
  • Association: Yes
  • Tax Annual Amount: $2,666.00
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-D BLDG 5 UNIT 5103 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4628 P 1716 145 BALC
  • Tax Year: 2024
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 1325.0
  • Lot Size Dimensions: Condo
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available, High Speed Internet Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Patio
  • Pool Features: Gunite, In Ground, Community
  • Association Amenities: Gated, Barbecue, Picnic Area
  • Community Features: Barbecue, Basketball Court, Clubhouse, Conference Meeting Room, Fitness Center, Park, Pool, Community Pool
  • Patio And Porch Features: Covered, Patio
  • Spa Features: Community
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 2
  • Rooms Total: 2
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
Room Information
Room 1
  • Room Dimensions: 16 x 11
  • Room Length: 16.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 11.0
Room 2
  • Room Dimensions: 15 x 11
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Family Room
  • Room Width: 11.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 8700 Front Beach Road, Unit 5103

DateEvent & SourcePriceAppreciation
Jan 7, 2026

Listed (Active)

CPAR #783365

$275,000—
Dec 29, 2023

Withdrawn

CPAR #742710

$315,000—
Jul 7, 2023

Price Change

CPAR #742710

$322,500—
Jun 15, 2023

Withdrawn

CPAR #740023

$328,500—
Jun 14, 2023

Listed (Active)

CPAR #742710

$328,500—
Apr 12, 2023

Listed (Active)

CPAR #740023

$328,500—
Jun 21, 2019

Sold (Public Record)

Public Record #647715000

$195,000

+8.7% / yr

Jun 21, 2019

Sold

CPAR #682042

$195,000—
Jun 4, 2019

Pending

CPAR #682042

—
Apr 2, 2019

Listed (Active)

CPAR #682042

$197,900—
Jun 9, 2009

Sold (Public Record)

Public Record #270889020

$84,700—
Jun 9, 2009

Sold

CPAR #397279

$84,700—
May 15, 2009

Pending

CPAR #397279

—
DateEvent & SourcePrice
01/07/2026

Listed (Active)

CPAR #783365

$275,000
12/29/2023

Withdrawn

CPAR #742710

$315,000
07/07/2023

Price Change

CPAR #742710

$322,500
06/15/2023

Withdrawn

CPAR #740023

$328,500
06/14/2023

Listed (Active)

CPAR #742710

$328,500
04/12/2023

Listed (Active)

CPAR #740023

$328,500
06/21/2019

Sold (Public Record)

Public Record #647715000

$195,000

+8.7% / yr

06/21/2019

Sold

CPAR #682042

$195,000
06/04/2019

Pending

CPAR #682042

—
04/02/2019

Listed (Active)

CPAR #682042

$197,900
06/09/2009

Sold (Public Record)

Public Record #270889020

$84,700
06/09/2009

Sold

CPAR #397279

$84,700
05/15/2009

Pending

CPAR #397279

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 5103

Taxable ValueLand-Additions-Total-
Tax Record2024$2,666 ($222 / month)
Home Facts
Beds2Total Finished SqFt1,325 SqFtAbove Grade Finished SqFt1,325 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-100-149

Schools near 8700 Front Beach Road, Unit 5103

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 8700 Front Beach Road, Unit 5103, Panama City Beach, FL 32407

8700 Front Beach Road, Unit 5103 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on January 7, 2026 by Seashore Realty LLC, it's currently listed at $275,000. It has been on the market for a total of 15 days and was last sold on June 21, 2019. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8700 Front Beach Road, Unit 5103 is a 2-bed, 3-bath, 1,325 sqft condo built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Seashore Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.