8700 Front Beach Rd, Unit 5109

Panama City Beach, FL 32407

$285,000
Last Sold Price
2
Beds
1,325 Sq. Ft.
$215 / Sq. Ft.
1,325
Sq. Ft.
$215
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 8/7/25
Sold 8/7/25

Description

Best location in island reserve ! Best amenities in pcb! This beautifully crafted home offers a perfect blend of luxury and sophistication. Every detail, from the rich hardwood floors to the custom plantation shutters, exudes timeless elegance. The gourmet kitchen, adorned with premium Bosch appliances, and upgraded lighting makes this kitchen top notch. With two exquisite bedroom suites on separate sides of the home also features hardwood and tile flooring, soaring 10-foot ceilings, and custom built-in...Best location in island reserve ! Best amenities in pcb! This beautifully crafted home offers a perfect blend of luxury and sophistication. Every detail, from the rich hardwood floors to the custom plantation shutters, exudes timeless elegance. The gourmet kitchen, adorned with premium Bosch appliances, and upgraded lighting makes this kitchen top notch. With two exquisite bedroom suites on separate sides of the home also features hardwood and tile flooring, soaring 10-foot ceilings, and custom built-in bookshelves, this residence is designed for both comfort and grandeur. Granite countertops and stainless steel appliances further elevate the kitchen's appeal, while a thoughtfully designed split floor plan ensures privacy. Step outside to a spacious patio, enveloped by lush landscaping, providing an intimate outdoor sanctuary. Located on the ground floor for convenience, this home is mere steps from a breathtaking lagoon pool. Set within a gated community, residents enjoy the peace of mind provided security. The community offers a wealth of exceptional amenities, including a magnificent one-acre lagoon-style pool, a game room, basketball and pickleball courts, and a fully-equipped fitness center. Covered parking, just steps from the front door, and meticulously maintained grounds complete this unparalleled living experience.
  1. Listed by Tracye D Crass • Beach Haven Realty

Property Details for 8700 Front Beach Road, Unit 5109

Architectural Style
Low Rise
Waterfront
No
Subdivision Name
Island Reserve
LISTING UPDATED: 05/29/2026 09:11 PM

Property Details for 8700 Front Beach Road, Unit 5109

StatusSold
MLS #763845
Days on Market275
Pet Policy-
Taxes$2,043 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County
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Location

Listing Courtesy of Beach Haven Realty

Sold By Dalton Wade Inc

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Building Information for 8700 Front Beach Road, Unit 5109

Building/Complex8700 Front Beach RdFloor1Stories-Residences-Pet Policy-Pet Policy Details-Year Built2008

Payment Calculator

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$1,590 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,420

Property Taxes

$170

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 8700 Front Beach Road, Unit 5109

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Located at Light on Laurie Ave and Front Beach Rd. Enter the gate at Island Reserve. Go straight into the garage to the last building on left, on bottom floor. down hall or left.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.184664
  • Longitude: -85.784842
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 40001-100-155
  • Association: Yes
  • Tax Annual Amount: $2,043.00
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-D BLDG 5 UNIT 5109 MAP 57C4 2BR 2.5B 1325 H&C ORB 3018 P 563 145 BALC ORB 4716 P 1767
  • Tax Year: 2023
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 1325.0
  • Lot Size Dimensions: 1325 sf
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Patio
  • Association Amenities: Game Room, Gated, Spa Hot Tub
  • Door Features: Storm Doors
  • Patio And Porch Features: Covered, Patio
Interior Features
  • Entry Level: 1
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 2
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Electric Oven, Electric Water Heater
  • Window Features: Double Pane Windows, Storm Windows
Room Information
Room 1
  • Room Dimensions: 18 x 15
  • Room Length: 18.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 15.0
Room 2
  • Room Dimensions: 13 x 11
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 3
  • Room Dimensions: 13 x 13
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 13.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 8700 Front Beach Road, Unit 5109

DateEvent & SourcePriceAppreciation
Aug 7, 2025

Sold (Public Record)

Public Record #1909637478

$285,000

-5.6% / yr

Aug 7, 2025

Sold

CPAR #763845

$285,000—
Jul 17, 2025

Pending

CPAR #763845

—
DateEvent & SourcePrice
08/07/2025

Sold (Public Record)

Public Record #1909637478

$285,000

-5.6% / yr

08/07/2025

Sold

CPAR #763845

$285,000
07/17/2025

Pending

CPAR #763845

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 5109

Taxable ValueLand-Additions$246,500Total-
Tax Record2025$3,030 ($253 / month)
Home Facts
Beds2Total Finished SqFt1,325 SqFtAbove Grade Finished SqFt1,325 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-100-155

Schools near 8700 Front Beach Road, Unit 5109

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Beach Haven Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.