8700 Front Beach Rd, Unit 5304

Panama City Beach, FL 32407

$259,900
Last Sold Price
2
Beds
1,325 Sq. Ft.
$196 / Sq. Ft.
1,325
Sq. Ft.
$196
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 2/14/26
Sold 2/14/26
a kitchen with a sink a counter space and wooden floor

Description

Welcome to Island Reserve 5304. This beautifully updated condo is completely move-in ready and intentionally priced to sell! Ideally situated on the 3rd (top) floor, there are no upstairs neighbors. Plus, you can park on the same level of the parking garage and arrive at your front door with ease. No long treks through hallways and no need for stairs or elevators. Inside the unit, the open-concept floor plan impresses with soaring 10-foot ceilings and fresh, modern finishes. The unit was freshly...Welcome to Island Reserve 5304. This beautifully updated condo is completely move-in ready and intentionally priced to sell! Ideally situated on the 3rd (top) floor, there are no upstairs neighbors. Plus, you can park on the same level of the parking garage and arrive at your front door with ease. No long treks through hallways and no need for stairs or elevators. Inside the unit, the open-concept floor plan impresses with soaring 10-foot ceilings and fresh, modern finishes. The unit was freshly painted in Sherwin Williams Alabaster and features hard surface flooring throughout (no carpet!). The kitchen is equipped with stainless steel appliances, a newer dishwasher, and flows seamlessly into the dining and living areas. Double balcony doors and high windows allow plenty of natural light. The large balcony overlooks a quaint 55+ community, providing a more secluded and private view than the interior-facing units. This split floor plan includes two spacious bedrooms, each with its own walk-in closet and private en-suite bath, offering maximum comfort and privacy. There is a half bath in the hallway plus a laundry closet with an included washer and dryer. For added peace of mind, this home recently completed a home inspection. The water heater is 2019 and the HVAC is 2017. On the exterior, Building 5 has already been repainted and looks fantastic. Island Reserve is a gated, perimeter-fenced community known for its incredible resort-style amenities and vibrant atmosphere. It is very much a vacation lifestyle. Residents enjoy a massive 1-acre lagoon pool with waterfalls, a state-of-the-art fitness center, a theater room, and indoor basketball/pickleball courtsperfect for escaping the summer heat or the winter cold! The HOA is active with events and activities, fostering a welcoming neighborhood feel. With no short-term rentals allowed, residents can enjoy a true sense of community year-round. The HOA has completed required inspections and there are no pending special assessments. HOA dues are reasonable at only $619/month. I am the owner and real estate agent. I have upgraded and priced this unit to sell! A video tour is also available. Schedule your showing today!
  1. Listed by Courtney Pantalena • Brokerage DRE #2028448 • Coldwell Banker Realty
    P: (850)-738-4881 C: (850)-738-4881 courtneyp850@gmail.com

Property Details for 8700 Front Beach Road, Unit 5304

Architectural Style
N/A
Subdivision Name
ISLAND RESERVE
LISTING UPDATED: 02/14/2026 09:37 AM

Property Details for 8700 Front Beach Road, Unit 5304

StatusSold
MLS #995335
Days on Market13
Taxes$3,070 / year
HOA Fees$1,858 / quarter
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built2008
CountyBay County
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Location

Listing Courtesy of Coldwell Banker Realty

Sold By St Andrew Shores Realty Serv

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Building Information for 8700 Front Beach Road, Unit 5304

Building/Complex8700 Front Beach RdFloor53Stories-Residences-Pet Policy-Pet Policy Details-Year Built2008

Payment Calculator

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$2,184 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,309

Property Taxes

$256

HOA Dues

$619

The Payment Calculator is for illustrative purposes only.

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Property Information for 8700 Front Beach Road, Unit 5304

Summary
Location and General Information
  • Directions: From the Hathaway Bridge heading west stay on Front Beach Road. Turn right at light at Laurie Avenue into Island Reserve. Text for gate code
  • MLS Area Minor: 2720 - Beach - Middle Central
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.184947
  • Longitude: -85.782952
  • Location Tax and Legal:Sub Area: 2720 - Beach - Middle Central
  • Location Tax and Legal:Elementary School: Breakfast Point
  • Location Tax and Legal:Middle School: Breakfast Point
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 5 UNIT 5304 MAP 57C4 2BR 2.5B 1325 H&C ORB 3018 P 563 145 BALC ORB 4709 P 844
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee2: $1,858
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 5 UNIT 5304 MAP 57C4 2BR 2.5B 1325 H&C ORB 3018 P 563 145 BALC ORB 4709 P 844
  • Parcel Number: 40001-100-178
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $3,070
  • Listing Info Tax Legal:Last Taxes: $3,070
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Breakfast Point
  • Middle Or Junior School: Breakfast Point
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Garage
  • Parking Features: Garage3
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1325.0
  • General Property Info:SqFt Source: County PA Records
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 2008.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Construction Status: Construction Complete
  • Occupancy Status: Vacant
Utilities
  • Utilities: Electric
  • Electric: True
  • Utilities: Electric
  • Energy: AC - Central Elect
Interior and Exterior Features
Exterior Features
  • Pool Features: Pool Type
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:Unit Floors Above Ground: 3.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
Interior Features
  • Cooling: Central Air
  • Room Type: Bedroom, Kitchen, Living Room
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Description: Buyer To Verify
  • Room Dimensions: 13 x 12
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Description: Buyer To Verify
  • Room Dimensions: 13 x 13
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 9.0
  • Room Description: Buyer To Verify
  • Room Dimensions: 14 x 9
Room 4
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Description: Buyer To Verify
  • Room Dimensions: 15 x 11
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 8700 Front Beach Road, Unit 5304

DateEvent & SourcePriceAppreciation
Feb 14, 2026

Sold

ECAR #995335

—
Feb 14, 2026

Listed (Active)

ECAR #995335

$259,900—
Feb 13, 2026

Sold

CPAR #784015

$259,900—
Feb 10, 2026

Sold (Public Record)

Public Record #1930170336

$259,900—
Jan 21, 2026

Listed (Active)

CPAR #784015

$259,900—
Jan 12, 2026

Sold (Public Record)

Public Record #1926354746

$200,000—
Jan 12, 2026

Sold (Public Record)

Public Record #1926354746

$200,000

-11.5% / yr

Jul 12, 2023

Sold (Public Record)

Public Record #1514806535

$271,500

-0.7% / yr

Jul 12, 2023

Sold

CPAR #740266

$271,500—
Jun 20, 2023

Pending

CPAR #740266

—
Apr 17, 2023

Listed (Active)

CPAR #740266

$284,500—
Oct 28, 2021

Sold (Public Record)

Public Record #1475768194

$275,000

+10.2% / yr

Oct 28, 2021

Sold

CPAR #715730

$275,000—
Oct 23, 2021

Pending

CPAR #715730

—
Aug 18, 2021

Listed (Active)

CPAR #715730

$284,900—
Sep 27, 2013

Sold

CPAR #610369

$124,900—
Sep 16, 2013

Sold (Public Record)

Public Record #370315824

$124,900

-24.8% / yr

Jun 25, 2013

Listed (Active)

CPAR #610369

$124,900—
Sep 15, 2008

Sold (Public Record)

Public Record #257583804

$518,300—
Sep 15, 2008

Sold

CPAR #387287

$518,208—
DateEvent & SourcePrice
02/14/2026

Sold

ECAR #995335

—
02/14/2026

Listed (Active)

ECAR #995335

$259,900
02/13/2026

Sold

CPAR #784015

$259,900
02/10/2026

Sold (Public Record)

Public Record #1930170336

$259,900
01/21/2026

Listed (Active)

CPAR #784015

$259,900
01/12/2026

Sold (Public Record)

Public Record #1926354746

$200,000
01/12/2026

Sold (Public Record)

Public Record #1926354746

$200,000

-11.5% / yr

07/12/2023

Sold (Public Record)

Public Record #1514806535

$271,500

-0.7% / yr

07/12/2023

Sold

CPAR #740266

$271,500
06/20/2023

Pending

CPAR #740266

—
04/17/2023

Listed (Active)

CPAR #740266

$284,500
10/28/2021

Sold (Public Record)

Public Record #1475768194

$275,000

+10.2% / yr

10/28/2021

Sold

CPAR #715730

$275,000
10/23/2021

Pending

CPAR #715730

—
08/18/2021

Listed (Active)

CPAR #715730

$284,900
09/27/2013

Sold

CPAR #610369

$124,900
09/16/2013

Sold (Public Record)

Public Record #370315824

$124,900

-24.8% / yr

06/25/2013

Listed (Active)

CPAR #610369

$124,900
09/15/2008

Sold (Public Record)

Public Record #257583804

$518,300
09/15/2008

Sold

CPAR #387287

$518,208

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 5304

Taxable ValueLand-Additions$246,500Total-
Tax Record2025$3,030 ($253 / month)
Home Facts
Beds2Total Finished SqFt1,325 SqFtAbove Grade Finished SqFt1,325 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-100-178

Schools near 8700 Front Beach Road, Unit 5304

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.